Relationship Manager

United-Prairie-Bank; Worthington (MN); On-site; USD 63,000 - 90,000; Full time

Benefits offered by this job

401k match

HSA match

Flexible spending

Life Insurance

Disability

Profit sharing

Job summary

United Prairie Bank is hiring a Relationship Manager at our Worthington, MN branch. This full-time role operates Monday – Friday.

You will build lasting client relationships by understanding financial needs, cross-sell banking products, and analyze loan requests to ensure lending guidelines are met while minimizing risk to the Bank. You will prepare and review financial statements, assess income adequacy and collateral sufficiency, and present loan requests to the committee.

Qualifications

• High school diploma or GED (Required).
• Bachelor’s degree in Finance, Accounting, or Business Management, or equivalent experience.
• Experience in loan portfolio management or related credit/finance discipline.
• Ability to read financial statements and interpret financial measures such as cash flow and ratios.
• Deliver exceptional customer service.
• Strong problem-solving skills.
• Ability to work independently and with a team.

Responsibilities

• Build and maintain long-term relationships with clients by understanding their financial needs.
• Cross-sell banking products and act as trusted advisor to help clients achieve financial goals.
• Analyze loan requests to ensure lending guidelines are met and minimize risk to the Bank.
• Prepare and analyze financial statements, evaluate income adequacy and collateral sufficiency.
• Prepare presentations for the loan committee.

Skills

Relationship building

Customer service

Problem solving

Independent work

Team collaboration

Loans analysis

Cross-selling

Education

Bachelor’s degree

Finance

Accounting

Business Management

Equivalent experience

Job description

Overview

Worthington Bank is hiring a Relationship Manager at our Worthington, MN branch. This full-time position operates Monday – Friday.

Responsibilities

• Build and maintain long-term relationships with clients by understanding their financial needs.
• Cross-sell relevant banking products and act as a trusted advisor to help clients achieve their financial goals.
• Analyze loan requests to ensure clients meet lending guidelines and provide a fair rate of return while minimizing risk to the Bank.
• Prepare and analyze financial statements, evaluate income adequacy and collateral sufficiency.
• Prepare presentations for the loan committee.

Base Compensation Range: $63,000 - $90,000. In addition to base salary, this role is eligible for a competitive incentive program based on individual and company performance.

Qualifications

• High school diploma or GED (Required).
• Bachelor’s degree in Finance, Accounting, or Business Management, or equivalent experience.
• Experience in successful loan portfolio management or related credit or finance discipline.
• Thorough understanding of accounting practices and the ability to read financial statements and interpret financial measures such as cash flow and other ratios.
• Ability to deliver an exceptional customer service experience.
• Strong problem-solving skills to find effective solutions.
• Ability to work independently and cooperatively with other team members.

Benefits Include

• 401(k) with Employer Match
• Health Savings Account (HSA) with Employer Match
• Flexible Spending Plans
• Company-paid Life Insurance and Short- & Long-Term Disability
• Profit Sharing

Why United Prairie

United Prairie Bank is a family-owned community bank serving customers for over 100 years throughout Minnesota. Our vision is to inspire dreams and bring them to life. We strive to create a positive work environment through accountability, communication, trust, and service. We are a team of highly engaged employees and foster a culture of opportunity for career growth and success.

Equal Opportunity

United Prairie Bank is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual orientation or preference, gender identity, gender expression, national origin, disability status, veteran status, or any other protected classes.

Additional Information

Experience, licenses, certifications, and other qualifications may be required or preferred per role. All applicants must meet applicable legal requirements.