Relationship Manager

Socket.dev; Newport Beach (CA); On-site; USD 120,000 - 150,000; Full time

Job summary

CalPrivate Bank, based in Newport Beach, CA, seeks a Relationship Manager to develop, manage, and expand relationships with high-net-worth clients, privately held businesses, real estate investors, and professional services firms. You will deliver tailored credit and deposit solutions through a consultative, relationship-driven approach.

You will partner with credit, operations, and product teams to ensure holistic financial guidance, drive new business, deepen existing relationships, and

Qualifications

• 5+ years of progressive experience in commercial banking, emphasizing business development, relationship management, portfolio management, and sales.
• Ability to sell bank products and services with credibility and professionalism.
• Strong background in loan structuring, risk identification, cash flow analysis, and collateral analysis.
• Excellent analytical, organizational, and communication skills.
• Bachelor’s degree in Business, Finance, or related field preferred.

Responsibilities

• Develop, manage, and expand relationships with high-net-worth clients and businesses.
• Identify cross-sell opportunities and deliver tailored credit, deposit, and treasury solutions.
• Oversee portfolio health and credit quality while ensuring regulatory compliance.
• Collaborate with Credit Administration, Operations, Client Services, Treasury, and Compliance.
• Structure loans with lenders and underwriters.
• Provide professional client guidance and respond to client inquiries.
• Lead with accountability and promote a relationship-centric culture.

Skills

Relationship management

Commercial banking

Portfolio management

Credit analysis

Business development

Cross-functional collaboration

Sales

Education

Bachelor’s degree in Business, Finance, or related field

Job description

The Role: Relationship Manager

The Location: Newport Beach, California

Reports To: Market President

Make a Difference Where It Matters Most

At CalPrivate Bank, we believe banking is personal. We have deep roots in the communities we serve, and our client relationships are built on genuine care, thoughtful problem-solving, and unwavering integrity. Our solutions-based service, paired with best-in-class talent, sets us apart in the market, but it’s trust that defines who we are. It's our gold standard, the currency we trade in, and the foundation of every decision we make.

We’re looking for leaders who want more than a title. We’re looking for team players who want to make an impact. If you're driven to lead with purpose, ready to shape the future and have meaningful impact at a relationship-centered bank, CalPrivate Bank may be the place for you.

Your Opportunity: Relationship Manager

The Relationship Manager is responsible for developing, managing, and expanding relationships with high-net-worth clients, privately held businesses, real estate investors, and professional service firms. This role provides tailored credit and deposit solutions, oversees portfolio performance, identifies cross-sell opportunities, and acts as a strategic advisor to clients through a relationship-driven and consultative approach. The RM partners with credit, operations, and product specialists to ensure each client receives holistic, well-coordinated financial solutions that support their objectives.

By driving new business development, deepening existing relationships, and maintaining strong credit quality, the Relationship Manager plays a direct and measurable role in advancing departmental and organizational growth. Their ability to build trust, cultivate long-term partnerships, and deliver customized financial guidance enhances revenue generation, strengthens market presence, and contributes to the Bank’s overall strategic goals. This role is central to shaping the client experience and ensuring CalPrivate remains a preferred partner for sophisticated clients seeking high-touch, relationship-focused banking services.

What You’ll Do

• Develop, deepen and retain relationships with high-net-worth clients, privately held businesses, professional service firms, and real estate investors through a proactive, consultative engagement model aligned with CalPrivate’s high-touch service standards, and Formula for Success.
• Drive portfolio growth by identifying new business opportunities, expanding existing client relationships, and delivering tailored credit, deposit and treasury solutions that support client success and contribute to overall revenue goals.
• Oversee portfolio health and risk management, including credit quality, loan performance, and client onboarding, ensuring compliance with internal policies and regulatory requirements while maintaining a strong, balanced portfolio.
• Strengthen internal collaboration by partnering closely with Credit Administration, Operations, Client Services, Treasury, and Compliance to deliver seamless client experiences and ensure timely, coordinated execution of client needs.
• Works with business development staff, lenders and underwriters to structure loans.
• Responds to client inquires in professional and knowledgeable manner. Perform other duties as assigned or needed.
• Demonstrates leadership across the Bank through mentorship, cross-departmental influence, and active participation in business initiatives, promoting a relationship-centric culture and supporting CalPrivate’s strategic growth vision.

AML/CFT/Compliance Responsibilities

This position includes direct or indirect interaction with customers and other employees and therefore includes responsibilities relating to BSA/AML. The employee will have opportunity to examine and view information and documents produced by other employees of the Bank relating to BSA and therefore has the obligation to report suspicious activity to the BSA Officer as appropriate. The employee is responsible for understanding and following the Bank’s BSA/AML policies including elevating suspicious activity to the BSA Officer. Additionally, the employee is required to understand and follow the Bank’s compliance program BSA/AML policies including elevating suspicious activity to the BSA Officer. Additionally, the employee is required to understand and follow the Bank’s compliance program.

Who You Are

Experience & Expertise

• 5+ years of progressive experience in commercial banking, emphasizing business development, relationship management, portfolio management, and sales.
• Ability to effectively sell bank products and services. Possesses credibility and professionalism when working clients.
• Ability to close business.
• Strong background in loan structuring, risk identification, cash flow analysis, collateral analysis, and problem loan resolution.
• Strong analytical, organizational, and communication skills, with the ability to influence and align across markets and departments.
• Proven success in reinforcing a disciplined, performance-driven credit culture.
• Bachelor’s degree in Business, Finance, or related field preferred.

Mindset & Values

• You lead with accountability, integrity, and consistency.
• You thrive in a collaborative environment where transparency and follow-through matter.
• You model professionalism, calm under pressure, and a solutions-oriented mindset.
• You embrace data-driven decision-making while maintaining a client-first perspective.
• You embody CalPrivate’s culture, heart for client, excellence in service, and deep commitment to the Bank and its people.

Physical Demands

• Requires 50% travel in order to support clients, cultivate business development opportunities and meeting with prospects.
• Ability to sit or stand for extended periods of time.
• Ability to physically use a keyboard/mouse
• Ability to walk to and from workstations
• Ability to frequently lift and/or move up to 10lbs and occasionally lift and/or move up to 50 pounds.
• Specific vision abilities required by this job include close vision and ability to adjust focus

Why CalPrivate Bank?

This isn’t just another bank job. At CalPrivate Bank, you will be part of something bigger. Our day-to-day operations and projects don’t just impact a balance sheet, they influence real people, real businesses, and the communities we proudly serve. We are guided by our commitment to relationships, solutions, and trust. And we’re building a team of people who reflect those values in everything they do.

If you’re looking for a place where your work will matter, your ideas will be valued, and your growth will be supported, welcome to CalPrivate Bank! Ready to lead with purpose?