Relationship Manager

Third Coast Bank; Georgetown (TX); On-site; USD 90,000 - 150,000; Full time

Job summary

Third Coast Bank in Georgetown, Texas seeks a Vice President, Relationship Manager I to execute commercial banking strategy and grow the market. You will support the Market President, manage client relationships, and prospect new business while ensuring disciplined portfolio oversight.

This role requires a balance of relationship skills, credit acumen, and market awareness, with responsibilities spanning underwriting support, cross‑selling opportunities, and collaboration with internal teams to

Qualifications

• Bachelor’s degree in business, finance, accounting, or related field.
• 3-5 years of experience in commercial banking or credit analysis with demonstrated client relationship management success.
• Manage a portfolio of small to mid-size commercial clients and meet their banking needs.
• Assist with underwriting loans and managing credit risk with the credit team.
• Develop client relationships to identify cross-selling opportunities for bank products.

Responsibilities

• Maintain and grow a portfolio of commercial clients in the market.
• Underwrite loans and monitor credit risk with the credit team.
• Identify cross-selling opportunities across lending, deposits, treasury, and other services.
• Collaborate with Market President to implement market strategies and growth initiatives.
• Prepare for client meetings and participate in risk management discussions.

Skills

Leadership

Relationship management

Credit analysis

Analytics

Education

Bachelor’s degree in business/finance/accounting

Tools

CRM software

Job description

Position Summary

The Vice President, Relationship Manager I is a key partner to the Market President in executing the Bank’s commercial banking strategy. This role provides direct support to the Market President in managing and growing the market, while also prospecting for new business, supporting existing client relationships, and ensuring disciplined portfolio management. The position requires a strong balance of relationship skills, credit acumen, and market awareness.

Essential Duties & Responsibilities

Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

• Bachelor’s degree in business, finance, accounting, or related field
• 3-5 years of experience in commercial banking or credit analysis, with demonstrated success in client relationship management
• Manage a portfolio of small to mid-size commercial clients, ensuring their banking needs are met.
• Assist with underwriting loans and managing credit risk in collaboration with the credit team.
• Develop relationships with clients to identify cross‑selling opportunities for bank products.
• Work with internal teams to ensure timely loan processing and account management.
• Conduct client account reviews and participate in risk management discussions with senior leadership.
• Partner closely with the Market President to implement market‑level strategic initiatives and drive overall growth.
• Assist with preparation for client meetings, community involvement, and internal leadership responsibilities.
• Provide analytical and relationship support to ensure the Market President is positioned for success in business development and portfolio oversight.
• Identify, qualify, and pursue new commercial banking opportunities within the market.
• Build and maintain a pipeline of prospective clients through proactive calling, networking, and community engagement.
• Partner with product specialists to deliver customized financial solutions across lending, deposits, treasury, and other banking services.
• Support the management of the commercial loan portfolio, including monitoring credit quality, covenant compliance, and profitability.
• Assist in structuring and underwriting credit facilities in collaboration with credit partners.
• Identify risks or issues within the portfolio and recommend solutions that protect the Bank’s interests.
• Must allocate time effectively and independently prioritize workload to meet timelines.
• Good mathematical reading comprehension and writing skills.
• Participate in all required compliance training, including Bank Secrecy Act/anti‑money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences.

Qualifications

• Must have effective leadership and administrative abilities
• Must have knowledge of the community and its financial needs, economic and competitive environment, Federal monetary system, and all Federal and State banking regulation
• Must have analytical, decision‑making, and problem‑solving skills
• Must have the ability to balance multiple tasks and projects simultaneously within a limited time frame
• Must have strong attention to detail, strong organizational, interpersonal, communication and customer relations skills
• Must have the capability of instructing, assigning new work, maintaining standards, allocating personnel, reviewing work, coordinating activities, planning work for others and acting on employee problems
• Must be a superior communicator with excellent interpersonal skills, written and verbal communication skills, and presentation skills, and be adept at influencing and achieving collaboration
• Must have a well‑developed consultative approach – including the ability to lead complex business initiatives and collaborate with internal partners at all levels
• Must have strong appreciation for culture in a values‑driven business
• Must be a systems thinker; able to thrive in an environment of ambiguity while guiding stakeholders through a shared decision‑making process, reconciling disparate perspectives to develop cohesive strategies
• Must be able to pass a background and credit screening

Supervisory Responsibility

This position has no supervisory responsibilities.

Job Type

This is a full‑time exempt position. Typical work hours are Monday through Friday, 8:00am to 5:00pm.

Travel

Travel is required for this position.

Working Conditions & Physical Requirements

This position operates in a professional office environment. It requires regular sitting, walking, standing, lifting (up to 50 pounds), reading, seeing (including color, peripheral vision, depth perception, and adjusted focus), speaking, hearing, listening, organizing, interpreting data and information, operating office equipment, typing using a computer keyboard and mouse, viewing a computer screen monitor, and use of a telephone. The working environment is an indoor, climate‑controlled setting most of the time.