Relationship Banker 2 - Signal Hill, CA

US Bank; Signal Hill (CA); On-site; USD 55,000 - 80,000; Full time

Benefits offered by this job

Healthcare coverage

401(k) retirement plan

Paid vacation

Sick leave

Holiday leave

Adoption assistance

Job summary

U.S. Bank is seeking a Relationship Banker to build lasting client relationships by meeting customers face to face, assessing banking needs, and offering suitable deposit, loan, and digital product solutions. You will open accounts, process transactions, and collaborate with branch teams to deliver exceptional service.

Strong communication and knowledge of bank products help you advise clients effectively. National Mortgage Licensing System (NMLS) registration is required; you will undergo

Qualifications

• High school diploma or equivalent required.
• Typically five+ years of retail banking experience.
• Proven ability to build and foster client relationships.
• Experience with digital banking products and services.

Responsibilities

• Build relationships with clients by proactive outreach.
• Identify and address customers' banking needs.
• Open new consumer and business accounts and process transactions.
• Collaborate with branch teammates to serve clients.
• Educate clients on digital tools and self-service options.

Skills

Relationship building

Client communication

Sales orientation

Digital banking

Banking product knowledge

Education

High school diploma or equivalent

Job description

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

Relationship Bankers build relationships with customers by meeting face to face and engaging them when and where they need to provide the best possible counsel. Strong client relationships are based on trust, assessing and attending to customers' banking needs, obtaining and processing customer and account information, educating clients on available deposit and loan products and services, and recommending financial solutions based on each customer's unique goals and needs. They are also responsible for originating and closing consumer loans, opening accounts, and opening and/or closing the branch.

Builds and fosters relationships with clients through proactive outreach and follow up, asking questions and learning about their financial needs, and banking channel preferences.

Identify solutions for new and existing clients based on their needs by effectively engaging and communicating with clients.

Maintains a working knowledge of consumer and business banking products and services including digital products and services.

Provides consistent optimal client experience, including greeting clients and processing basic transactions.

Develop collaborative partnerships with branch team members and partners to best serve clients.

Opens new consumer and business accounts, completes service requests and submits credit applications.

Proactively educates clients on emerging and self-service digital products and services to assist with meeting their financial needs.

Leverages available resources and technologies to optimize the client experience and serve our clients with operational excellence and accuracy.

This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment.

Basic Qualifications

• High school diploma or equivalent
• Typically has five or more years of job-related, retail banking experience or a combination of experience and commensurate training

Preferred Skills/Experience

• Proven ability to build and foster relationships with clients through proactive outreach and follow up
• Ability to effectively engage and communicate with clients
• Advanced knowledge of applicable bank and branch policies, procedures and support systems
• Thorough knowledge of all retail products and services
• Proven customer service and interpersonal skills
• Experience in participating in sales campaigns/promotions
• Experience with using and demonstrating digital products and self-service technologies
• Ability to explore and identify a customer's true needs while leveraging a digital first mindset
• Demonstrated advanced level of proficiency in making appropriate recommendations that meet customer's needs both reactively and proactively
• Experience in the financial services industry preferred

Location Expectations

This role requires working from a U.S. Bank location for all scheduled work days.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here .

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender