Relationhsip Manager

Avidbank; San Jose (CA); Hybrid; USD 125,000 - 190,000; Full time

Job summary

Avidbank in San Jose seeks a Relationship Manager to grow commercial banking relationships and deliver tailored financial solutions to private businesses and high-net-worth individuals.

You will manage a portfolio of loans and deposits, collaborate with credit and product teams, and represent the bank in the community while ensuring compliance with banking policies and regulations. This full-time role offers an office-hybrid work arrangement.

Qualifications

• Commercial banking experience of at least 7 years

Responsibilities

• Develops business loan and deposit relationships with prospective and existing customers
• Responsible for developing and managing a loan and deposit portfolio of key customers and prospective customers for the Bank, specializing in serving privately held businesses and high net worth individuals in business and real estate related loans
• Promotes business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services
• Interviews prospective applicants and requests specified information related to loan or credit application; corresponds or re‑interviews applicants to resolve questions regarding application information
• Pre‑qualification assessment and analysis of financial condition and risk of financing requests within the framework of Bank credit culture and current economic and industry trends
• Coordinates processing of approved new and renewed loans; ensures loans are processed according to agreement, customer needs and conform to Bank lending policies; obtains sufficient information and/or documentation from customers; solves problems relative to processing and servicing of loans within his or her portfolio; approves loan disbursements, payments and transfers in accordance with agreements and specified limits
• Authorizes commitment, engagement, adverse action and decline letters
• Understands government regulations with particular emphasis on the Bank Secrecy Act and related regulations and the fact that compliance with BSA regulations is an enterprise responsibility
• May represent the bank in community or at civic functions to promote Bank image and bank products and services
• Performs other duties as assigned

Job description

Avidbank is a $2.4 billion commercial bank based in Silicon Valley serving the San Francisco Bay area and beyond. We are a highly responsive business bank, providing tailored financial solutions. We are advocates for our clients and specialize in providing innovative banking products and supportive services that exceed our clients’ expectations.

Title Of Position

Relationship Manager

Position type

Full‑time

Pay range

$125,000 - $190,000

Division

Corporate Banking

Work Location Type

Office Hybrid

Location

San Jose

Job Responsibilities

Relationship Manager – Essential Functions And Basic Duties

• Develops business loan and deposit relationships with prospective and existing customers.
• Responsible for developing and managing a loan and deposit portfolio of key customers and prospective customers for the Bank, specializing in serving privately held businesses and high net worth individuals in business and real estate related loans.
• Promotes business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services.
• Interviews prospective applicants and requests specified information related to loan or credit application; corresponds or re‑interviews applicants to resolve questions regarding application information.
• Performs pre‑qualification assessment and analysis of financial condition and risk of financing requests within the framework of Bank credit culture and current economic and industry trends.
• Coordinates processing of approved new and renewed loans; ensures loans are processed according to agreement, customer needs and conform to Bank lending policies; obtains sufficient information and/or documentation from customers; solves problems relative to processing and servicing of loans within his or her portfolio; approves loan disbursements, payments and transfers in accordance with agreements and specified limits.
• Authorizes commitment, engagement, adverse action and decline letters.
• Understands government regulations with particular emphasis on the Bank Secrecy Act and related regulations and the fact that compliance with BSA regulations is an enterprise responsibility.
• May represent the bank in community or at civic functions to promote Bank image and bank products and services.
• Performs other duties as assigned.

Preferred Experience And Knowledge

• Commercial banking experience of at least 7 years

Benefits

Avidbank offers full time employees competitive compensation, medical, dental, vision, life insurance, long term disability insurance, 401k with matching, paid holidays and a competitive paid time off policy. The wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs. The disclosed range estimate has not been adjusted for the applicable geographic differential associated with the location at which the position may be filled. It is not typical for an individual to be hired at or near the top of the range for their role and compensation decisions are dependent on the facts and circumstances of each case.

Equal Opportunity Employer Statement

Avidbank is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. We are an AA/EEO/Veterans/Disabled employer.