Reinsurance Wordings Specialist

AXA XL; Stamford (CT); Hybrid; USD 111,000 - 166,000; Full time

Job summary

AXA XL’s Reinsurance Wordings (RW) team seeks a Wordings Specialist in Stamford, CT on a hybrid schedule. You will analyze treaty wordings, ensuring underwriting intent is reflected and aligned with corporate guidelines, while advising underwriters, clients, and brokers globally.

You will collaborate with the Reinsurance Segment and Legal Department, share best practices, and deliver technical wording advice pre- and post-bind to manage exposure to evolving risks.

Qualifications

• Ability to interpret and analyze reinsurance clauses/wordings in English.
• Deliver clear wording solutions to underwriters, brokers and peers.
• Deep understanding of business, legal and compliance needs for reinsurance classes.
• Knowledge of standard market clauses and class-specific wording structures.
• Ability to plan, self-manage workload and meet deadlines.
• Experience working with reinsurance wordings.

Responsibilities

• Analyze existing and new treaty wordings and explain clauses through the entire document.
• Create and innovate wording solutions in collaboration with key stakeholders.
• Collaborate with Reinsurance Segment, Legal Dept, Claims, Compliance, Finance and Underwriting Governance teams.
• Provide training and best-practice presentations to underwriting teams and pre-/post-bind wording advice.
• Support underwriters by highlighting coverage exposure to emerging and systemic risks.

Skills

Reinsurance wordings analysis

Contract analysis

English communication

Independent judgment

Wordings solutions delivery

Team collaboration

Regulatory/compliance awareness

Education

Law Degree (JD/LLB)

ACII/CPCUACA qualification

ARe qualification

Job description

AXA XL’s Reinsurance Wordings (RW) team has an exciting opportunity for an ambitious and adaptable individual to join them as a Wordings Specialist. You would be an integral member of the RW team and the wider AXA XL Legal Department supporting the reinsurance underwriting business across various Treaty lines of business. Your key responsibilities will include analysis of reinsurance treaty wordings with recommendations to ensure underwriting intent is reflected and ensure adherence to corporate guidelines/best practices. You would also provide advisory services to the underwriters, their clients and brokers in order to be a service differentiator for AXA XL Re. This is a global role supporting North America, Bermuda and the International Re region.

What You’ll Be Doing

• Analyzing – reviewing our existing and new Treaty wordings, including analysis and explanation of individual clauses right through the entire Treaty wordings, always with a focus on delivering a timely and commercial solution to any issues raised.
• Creating & Innovating – working closely with key stakeholders to refine or expand existing wordings and clauses, leading innovation for the AXA XL brand.
• Teamwork – collaborating with colleagues across the Reinsurance Segment, the wider Legal Department and beyond (such as the Claims, Compliance, Accounting/Finance and Underwriting Governance teams) in order to deliver on our team goals, meet KPIs and service delivery requirements and internal projects.
• Training and developing – sharing best practice solutions across the wider business, delivering presentations to underwriting teams, providing pre-bind and post-bind technical wording advice to our underwriting teams.
• Supporting underwriters in achieving underwriting discipline both through contract analysis and offering robust and clear wording solutions and highlighting potential coverage exposure to emerging and systemic risks.

You would report to the Associate General Counsel, Reinsurance Wordings.

What You’ll Bring

We’re looking for someone who has these abilities and skills:

Required Skills And Abilities

• Ability to interpret and analyze reinsurance clauses and/or wording requests and to satisfy these by producing and/or critiquing reinsurance clauses and wordings in a clear and robust manner (in English).
• Confidence to deliver your own wording solutions to underwriters, brokers and peers both in writing and face to face.
• Comprehensive understanding of what the business, legal and compliance needs are for individual reinsurance classes.
• In-depth understanding of standard clauses used in the market and class-specific wording structures.
• Ability to plan and self-manage the workload and work under pressure whilst adhering to deadlines and competing priorities.
• Ability to work both as part of a team and work with little or no supervision and to exercise independent judgment.
• Proven experience and record of working in depth with reinsurance wordings.

Desirable

• Experience in Treaty Reinsurance, especially the Property line of business.
• ACII (Associateship of the Chartered Insurance Institute) or CPCU (Chartered Property Casualty Underwriter) qualified or working towards qualification.
• ARe (Associate in Reinsurance) qualified or working towards qualification.
• Law Degree (JD or LLB)/ Legally qualified.
• Experience in the use of AI tools & contract analytics technology.
• Foreign language skills.
• Full-time.
• Work on a hybrid schedule based out of the AXA XL office located in Stamford (Connecticut).

Who WE Are

AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it.

How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business − property, casualty, professional, financial lines and specialty.

With an innovative and flexible approach to risk solutions, we partner with those who move the world forward.

Learn more at axaxl.com.

What We OFFER

Inclusion

AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential.

It’s about helping one another — and our business — to move forward and succeed.

• Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe.
• Robust support for Flexible Working Arrangements
• Enhanced family-friendly leave benefits
• Named to the Diversity Best Practices Index
• Signatory to the UK Women in Finance Charter

Learn more at Inclusion & Diversity at AXA XL | AXA XL. AXA XL is an Equal Opportunity Employer.

Total Rewards

AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides enterprising compensation and personalized, inclusive benefits that evolve as you do.

We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence.

Sustainability

At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called “Roots of resilience”, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations.

Our Pillars

• Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society – are essential to our future. We’re committed to protecting and restoring nature – from mangrove forests to the bees in our backyard – by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans.
• Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions.
• Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting.
• AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s “Hearts in Action” programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day – the Global Day of Giving.

For more information, please see Sustainability at AXA XL.

The U.S. base salary range for this position is USD 110,600 – 165,800.

Actual pay will be determined based upon the individual’s skills, experience and location. We strive for market alignment and internal equity with our colleagues’ pay.

At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as an enterprising retirement savings plan, health and wellness programs, and many other benefits. We also believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers. For more details about AXA XL’s benefits offerings, please visit US Benefits at a Glance 2026.