Regulatory Affairs Manager

Monzo; Dublin (CA); Hybrid; USD 75,000 - 94,000; Full time

Benefits offered by this job

Hybrid work

Incentive awards

Health insurance

Pension plan

Learning budget

Job summary

Monzo in Dublin is seeking a pragmatic Regulatory Affairs professional to strengthen our regulatory relationships across Irish and European regulators. You’ll support submissions, meetings and regulatory requests, while collaborating with Executives to shape our regulatory strategy.

You’ll sit in the Risk & Compliance second line, coordinate with cross‑functional teams on proactive disclosures and incident responses, and build governance for regulatory deliverables.

Qualifications

• Proven experience in regulatory affairs for Irish/European regulated financial services firms or regulators.
• Knowledge of Irish/European regulatory obligations (CBI/ECB).
• Strong external stakeholder relationship management and excellent communication skills.
• Experience coordinating regulatory submissions and regulatory visits.
• Ability to lead multiple projects to tight deadlines and think critically.

Responsibilities

• Prepare for and facilitate regulator meetings, reviews and requests with executives and stakeholders.
• Provide proactive regulatory notifications on products and initiatives; lead on incident communications.
• Own governance and tracking of regulatory deliverables and deadlines.
• Prepare, submit and manage technically complex regulatory submissions.
• Coordinate with risk/compliance SMEs and across the business for regulator visits.
• Produce data‑driven reports for Executives that are clear and actionable.
• Develop and enhance policies for engaging with regulators.
• Foster respectful, collaborative relationships with stakeholders at all levels.

Skills

Regulatory affairs

CBI/ECB regs

Stakeholder mgmt

Regulatory submissions

Written & verbal comms

Project management

Risk & compliance

Job description

We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo

Dublin, Ireland | €68,000 - €85,000, Incentive Awards tied to your performance + benefits

Our Regulatory Affairs team

We’re looking for a pragmatic, organised and personable individual to strengthen our Regulatory Affairs team.

The Regulatory Affairs team is the central team responsible for maintaining open and collaborative relationships with our regulators across the Monzo Group. In the Regulatory Affairs team, you’ll support and strengthen Monzo’s regulatory relationships and work closely with Executives to help shape our vision and regulatory affairs strategy as Monzo continues to grow. You’ll also work closely with our contacts at the Irish and European Regulators and support the wider Regulatory Affairs team with engagement with other relevant Regulators (PRA and FCA), responding to information requests, preparing for meetings and submitting regulatory submissions.

We are on a mission to Make Money Work for Everyone and we’ve grown to over 15 million customers globally. For Regulatory Affairs this means ensuring our regulators are kept informed, managing regulatory requests and educating colleagues on the regulatory landscape.

We operate a “three lines of defence” model of risk management at Monzo. You’ll be sitting in the second line as part of our Risk and Compliance team, working in the Regulatory Affairs Team.

You’ll play a key role by…

• Preparing for and facilitating regulator meetings, reviews and requests. Preparation includes working closely with Executives and stakeholders throughout the business to prepare and advise them on how best to meet regulatory expectations.
• Keeping our regulators up to date with proactive notifications on products and strategic initiatives, as well as leading on regulatory communications during an incident.
• Owning the governance and tracking of regulatory deliverables, deadlines and activities ensuring stakeholders are held accountable.
• Taking responsibility for the preparation, submission and management of technically complex regulatory submissions.
• Working with subject matter experts in Risk and Compliance and across the business to coordinate and prepare for regulatory visits.
• Preparing data driven reports for the Executives that are clear, concise and informative.
• Building and enhancing our policies and procedures for engaging with regulators.
• Being a champion of risk and compliance and building respectful and collaborative relationships with all levels of stakeholders across the business.

We’d love to hear from you if…

• You have proven experience in a regulatory affairs role at an Irish/European regulated financial services firm or at an Irish or European financial services regulator
• You have knowledge of CBI and/or ECB regulatory and supervisory obligations
• You have a deep understanding of managing relations with important external stakeholders
• You have excellent written and verbal communication
• You have an ability to lead and manage multiple projects to short deadlines
• You are a critical thinker and not afraid to challenge
• You are self-motivated, highly organised and focused on executing well
• You enjoy collaborating as a team and is able to work independently with changing priorities
• You have a genuine interest in the regulated financial services environment and how it is changing

What’s in it for you

A salary range of €68,000 - €85,000 + Incentive Awards tied to your performance.

This role will have a hybrid working model, based in our Dublin office 2 - 3 days a week.

We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.

Annual Leave - 34 days including public holidays (24 holiday days + 10 public holidays)

€1,200 learning budget each year to use on books, training courses and conferences.

Private healthcare scheme

Pension scheme: the minimum contribution is 4% and Monzo matches any additional contributions that you make up to a maximum of 6%

Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling

The application journey has 4 key steps

• Short video call with a member of the hiring team
• A take home task (practical written exercise)
• Follow up video call with the Hiring Manager
• Final stage 2-part Role Specific and Behavioural interviews with members from the wider Risk and Compliance collective

This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.

We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.

Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don't need full or birth names at application stage.