Real Estate Review Appraiser

City National Bank of Florida; Coral Gables (FL); On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

Health Insurance

401(k) Retirement Plan

Paid Time Off & Holidays

Job summary

City National Bank of Florida is seeking an experienced Real Estate Review Appraiser to oversee appraisal ordering, reviewing reports, and ensuring compliance with USPAP, FIRREA, and bank policies. You will evaluate market values, address concerns with appraisers, and collaborate with loan teams to ensure accurate valuations.

The role emphasizes independent judgment, attention to detail, and staying abreast of market trends while supporting regulatory compliance and collateral valuation

Qualifications

• 5-7 years commercial property appraisal and/or review.
• Knowledge of Real Estate Appraisal Theory and Application.
• Experience with DCF valuation software such as Argus Enterprise or Rockport Val.

Responsibilities

• Independently conduct technical and compliance reviews of appraisal reports.
• Evaluate valuation concerns with fee appraisers and develop supported market values.
• Collaborate with Relationship Managers, Underwriters, and other personnel.

Skills

Appraisal Review

DCF Valuation

USPAP Compliance

AI in Real Estate

Communication

Attention to Detail

Education

Bachelor's Degree in Business/Real Estate

Active State CG Appraiser License

MAI pursuit/designation

Tools

Argus Enterprise

Rockport Val

Job description

About Us

Think BIG. Achieve More. At City National Bank of Florida, we invest in our people and the communities we serve. Join a team where ambitious careers and meaningful relationships thrive together. We’re entrepreneurs at heart—growing fast, making an impact, and shaping the future of banking in Florida. To learn more about City National Bank of Florida visit About Us!

Overview

The Real Estate Review Appraiser plays a crucial role in overseeing the appraisal ordering and review processes to ensure alignment with the Bank's policies and regulatory standards. The Appraiser independently evaluates appraisal reports and applies professional appraisal judgment to assess valuation conclusions, identify material concerns, and determine compliance with applicable appraisal standards and guidelines.

Principal Duties & Responsibilities

• Independently conduct technical and compliance reviews of appraisal reports, applying professional appraisal judgment to assess valuation conclusions and ensure appropriate documentation for the Bank’s records.
• Evaluate valuation concerns with fee appraisers and collaborate on developing well-supported market values for lending purposes.
• Address and resolve appraisal-related inquiries and issues with Relationship Managers, Underwriters, and other appropriate personnel.
• Assess appraisal reports for adherence to Uniform Standards of Professional Appraisal Practice (USPAP), applicable federal guidelines, including FIRREA and Interagency Guidelines, Bank policies, and generally accepted appraisal standards.
• Analyze appraisals to determine whether relevant factors impacting property values, including size, location, market conditions, and physical property condition, are adequately addressed.
• Communicate appraisal review findings, valuation concerns, and conclusions clearly and thoroughly.
• Collaborate with Loan Specialists, Underwriters, and Credit Analysts to uphold appraisal compliance, independence, and accurate valuation.
• Monitor market trends and conditions and consider their impact on appraisal evaluations and property valuations.
• Maintains compliance with appraisal risk governance requirements and participates in regulatory examinations and internal/external audits related to collateral valuation activities.
• Perform additional duties and responsibilities as assigned.

Qualifications

• 5-7 years commercial property appraisal and /or review experience for financial institution or private sector Knowledge of Real Estate Appraisal Theory and Application.
• Experience with and proficiency in discounted cash flow (DCF) valuation software applications such as Argus Enterprise or Rockport Val.
• Working knowledge of artificial intelligence (AI) tools and their practical application in real estate appraisal, research, analysis, and report preparation.
• Critical thinking and problem-solving skills to analyze appraisal information and identify and resolve valuation concerns.
• Organizational skills, including a high level of accuracy and attention to detail.
• Effective oral and written communication skills sufficient to convey details regarding appraisals and processes.
• Word processing and spreadsheet skills sufficient to produce spreadsheets with basic formulas and business correspondence.
• Ability to independently apply professional appraisal judgment with accuracy and accountability.
• Ability to recognize deficiencies in appraisal and evaluation reports, as well as changes in market trends and conditions.

Education

• Bachelor's Degree in Business, Real Estate and/or;
• An equivalent combination of education and/or relevant professional experience may be considered in lieu of a degree. Certifications:
• Must hold an active State Certified General Appraiser license and be actively pursuing the MAI designation.

Benefits & Perks

We offer a competitive benefits package designed to support your success:

• Health Coverage: Medical, dental, and vision plans with employer contributions.
• Retirement Savings: 401(k) with matching.
• Paid Time Off & Holidays: Generous PTO and paid holidays.
• Wellness Support: Access to mental health and financial wellness resources.

Visit our benefits page to learn more Benefits!

Join City National Bank of Florida. The possibilities are endless.

Equal Opportunity

City National Bank of Florida is an Equal Opportunity Employer. We do not discriminate based on race, color, religion, sex, national origin, age, disability, genetic information, protected veteran status, or any status protected by federal, state, or Florida law. We comply with the ADA and applicable Florida laws.

Interview Guidelines

To ensure a fair and consistent interview process, applicants are not permitted to use AI-enabled devices during interviews, including AI glasses or similar wearable technology that can record, transmit, or generate real-time information.

Applicants who require a reasonable accommodation to participate in the interview process should contact [e-mail] in advance of the interview to submit an accommodation request. City National Bank of Florida will engage in the interactive process and provide reasonable accommodations in accordance with applicable law.