REAL ESTATE LOAN PROCESSOR

Sandia Area Federal Credit Union; Sandia Heights (NM); In loco; USD 42.000 - 65.000; Tempo pieno

Vantaggi offerti da questo lavoro

Medical, Dental, Vision Insurance

Paid Short-Term Disability, Life & AD&

Holiday Pay, Vacation, Sick Leave

401(k) Plan with Employer Match

Pension Plan for Long-term Security

Tuition Reimbursement

Descrizione del lavoro

Sandia Area Federal Credit Union seeks a Real Estate Loan Processor for on-site work in Albuquerque, NM. This full-time role collaborates with loan officers to move real estate loans through approval and closing processes while adhering to regulatory requirements.

Responsibilities include reviewing applications, processing documents, and ensuring accuracy and compliance. The position emphasizes attention to detail, teamwork, and professional growth in a fast-paced credit union environment.

Competenze

• Knowledge of basic real estate lending procedures and credit union operations.
• Strong written and verbal communication skills.
• Excellent attention to detail and organizational abilities.

Mansioni

• Process, review, and store real estate loan documents.
• Coordinate with loan officers to facilitate approvals and closings.
• Ensure compliance with credit union policies and regulatory requirements.
• Perform pre-closing duties: appraisals, disclosures, title searches, flood certificates, and homeowner's insurance.
• Perform post-closing duties: fund loans, assemble files, and release mortgages.
• Handle background loan tasks such as rate changes and HMDA reporting.

Conoscenze

Real estate lending knowledge

Interpersonal communication

Attention to detail

Time management

Team collaboration

Microsoft Office Suite

Formazione

HSD/GED

Two-year Business or related degree preferred

Strumenti

Microsoft Office Suite

Descrizione del lavoro

Location: Albuquerque, NM 87109Schedule of Work: (not a remote or hybrid position)- Monday to Friday: 8:30 AM to 5:30 PM- Rotating Saturday: 9:00 AM to 1:00 PMPlease note that this schedule is subject to change as needed.As a valued full-time team member, you'll enjoy fantastic benefits that promote your health and well-being:Comprehensive Medical, Dental, and Vision InsurancePaid Short-Term Disability, Life Insurance, and AD&DHoliday Pay, Vacation, Birthday, Floating Holiday & Sick LeaveTuition Reimbursement for Professional Development401(k) Plan with Employer MatchPension Plan for Long-term SecurityExciting Opportunities for Career AdvancementOverall Job PurposeAt Sandia Area, every position plays a vital role in fulfilling our mission to deliver high-value banking and lending services that strengthen the financial well-being of our members and community. Each team member is expected to embody our core values of Service, Sustainability, Efficiency, Trust, Stewardship, and Growth, contributing to our vision of empowering lifelong achievement through better banking. While specific responsibilities vary by role, every position carries universal expectations aligned with its level of responsibility and authority across the organization.As a Real Estate Loan Processor at Sandia Area, you are responsible for processing, reviewing, assisting with and electronically storing real estate loan documentation. This full time, on-site role works closely with loan officers and other stakeholders to facilitate the loan approval and closing process.Responsibilities include, but are not limited to:Maintain a thorough understanding and strict adherence to credit union regulations, compliance requirements, policies, procedures, and operational guidelines.Received and reviews real estate loan applications, ensuring all required documentation is complete, accurate and in compliance with established policies and procedures.Performs home equity loan pre-closing duties, to include order and reviewing appraisals, prepare and sending disclosures within regulatory timeframes, order and reviewing title searches and flood certificates, obtaining updated homeowners insurance, and other required tasks.Performs home equity post-closing duties, to include funding the loan, assembling loan files, following up on releases of mortgage and other required tasks.Assists in background loan functions such as rate changes, HMDA, borrower insurance monitoring, mortgage releases and mailing adverse actions.Knowledge, Skills, and Abilities (KSAs)Expertise in basic lending procedures and real estate knowledge with a requisite understanding of financial institution operations.Requires excellent interpersonal communication skills.Excellent verbal and written communication skills.Exceptional attention to detail is a must.Exceptional time management and organizational skills, with the ability to prioritize tasks, manage multiple responsibilities, and adapt to a fast-paced environment.Proactive in seeking professional growth, embracing both formal and informal development opportunities, and demonstrating adaptability to new responsibilities.Team-oriented with a strong collaborative mindset, actively supporting team members and contributing to a positive and high-performing environment.Proficient in Microsoft Office, including Outlook, Word, Excel, and PowerPoint.Ability to perform essential functions, including the ability to lift up to 10 lbs. as needed.Minimum Education and Experience RequirementsHSD or GEDDirectly related experience, in addition to minimum years required, may be considered as a substitution.Two (2)year(s) of applicable experience required.Two or Four year Business or related degree preferredGeneral knowledge of credit union operations may be desirable.*** Please submit an employment application to www.sandia.org/careers ***Sandia Area Federal Credit Union (SAFCU) is an Equal Opportunity Employer.SAFCU provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.