Real Estate Debt Valuation Analyst

MoneyLion; Atlanta (GA); On-site; USD 55,000 - 85,000; Full time

Benefits offered by this job

Competitive compensation

Incentive and bonus plans

Professional learning opportunities

Job summary

A real estate analytics company is looking for a Real Estate Debt Valuation Analyst in Atlanta. This role involves learning about debt valuation and appraisal management, using Excel for discounted cash flow models, and gaining insights into capital markets analysis. The ideal candidate should have a relevant degree, strong Excel skills, and a detail-oriented approach. Moreover, the company emphasizes professional development, offers flexible working conditions, and fosters an inclusive workplace culture.

Qualifications

• Minimum 3.5 GPA in a relevant degree preferred.
• Internship experience in the CRE industry is a plus.
• Experience with Microsoft Excel functionalities.

Responsibilities

• Conduct debt valuation and appraisal management tasks.
• Prepare discounted cash flow models using Excel.
• Utilize research resources for capital markets analysis.

Skills

Microsoft Excel proficiency

Attention to detail

Proactive communication

Business writing exposure

Education

University degree in Real Estate or Finance

Tools

ARGUS

Job description

Compensation Range:

55,000 to 85,000 USD

Compensation Disclaimer:

The salary range listed reflects the base pay for this role at Altus Group and is provided where required by local regulations. Actual offers may differ based on experience, market conditions, and other relevant factors. The range does not include additional compensation such as bonuses, equity, benefits, or other incentives.

Job Summary

Altus Group is currently looking for a new Real Estate Debt Valuation Analyst to join our Irvine and/or Los Angeles office. In this position, you will gain knowledge and experience in the business of debt valuation and appraisal, appraisal review and appraisal management for all property types. This is an exciting opportunity for you to learn the basics of debt and property-level underwriting, discounted cash flow modeling, and different structures within the capital stack. You will also learn how to set up and manage the client workflow process; loan document review, asset management/client call setup, and additional data requests from clients. Finally, you will learn how to analyze underlying collateral financial statements; research sale comparable, apply adjustments to the subject loans and properties, and build cash flows.

Our analysis includes valuation of debt both as a liability (mortgage payables) and as an asset (mortgage receivable), working with institutional commercial property investors and debt funds.

Key Responsibilities

• Debt Valuation / Appraisal Management: Learn and handle the administrative tasks that drive the Altus/client process and ultimately the relationships; asset management call scheduling, lender package reviews, asset summary reviews. Learn to complete a market analysis for a subject property, which includes gathering and analyzing data about the subject’s market and submarket. Analysts learn to apply judgement and gain knowledge on data gathering and learn to determine reasonable valuation assumptions for each deal. This analysis is one of the key components in the subject’s valuation analysis.

• Valuation: Learn to prepare discounted cash flow models primarily using excel and become familiar with ARGUS Enterprise for underlying collateral valuations. Analysts use factual data provided by Clients (rent rolls, operating statements, tenant sales, and various other financial information) on the subject property to learn the risk associated with underlying collateral commercial real estate which impacts overall debt valuation. Learn to read and understand various loan documents including investment committee memos, loan agreements, promissory notes, etc. as well as review external third-party collateral appraisal reports. Incorporate subject property specific adjustments based on underlying collateral performance and business plan execution.

• Capital Markets Analysis: Learn to utilize different research resources, including Bloomberg, to understand the latest changes in the capital markets and how they impact the latest loan originations. Discuss with debt team to gain comprehension of Federal Reserve commentary and decisions, treasury rate movements, and loan spread expansion/compression drivers.

• Training and Professional Development: Complete the On-Boarding Training as outlined by the Professional Development Flight Plan (Core Competency Training, Trainee Courses (Business Practices and Ethics & USPAP & Basic Appraisal Principles and Procedures), become ARGUS Certified; build awareness of Due Diligence for client’s acquisitions.

Key Qualifications

• University or college degree in Real Estate, Finance, or related field preferred but not required, with a minimum 3.5 GPA

• Internship experience within the CRE industry is an asset

• ARGUS experience is an asset

• Proficient with Microsoft Excel (v-lookups, Index/Match, pivot tables)

• Exposure to business writing

• Strong attention to detail

• Ability to proactively communicate (i.e. when behind on deliverables or seeking assistance)

• Experience working independently and also within a team environment setting in a professional or academic setting

Unlock your Altus Experience!

If you’re looking to advance your career in in an industry that is transitioning for greatness, there’s no better place than Altus Group.

Our high trust, high performance culture prioritizes progressive programs that empower you to deliver your greatest performance while promoting collective success where everyone is recognized and connected.

We offer boundless opportunities in a rapidly growing global business: mentorship from the best and brightest in CRE, access to our Altus Intelligence Academy, and the chance to work with the best data sets, tools and technology in the industry.

What Altus Group offers

• Rewarding performance: competitive compensation, incentive and bonus plans, and a total rewards package prioritizing mental, physical, and financial well-being.

• Growth and development: we invest in your professional learning. Our Altus Intelligence Academy offers over 150,000 hours of learning content.

• Flexible work model: our Activity-Based Work model provides flexibility to align your work location to the needs of the work — use the office for collaboration and remote work for focused tasks.

Inclusivity & Accessibility

Altus Group is committed to fostering an inclusive work environment where all clients and employees feel welcomed, accepted and valued. We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state or local protected class. Applicants with disabilities may contact Altus Group to request and arrange for accommodations. If you need accommodation, please contact us at [e-mail] or [phone].

Use of Artificial Intelligence

AI tools may be used to support the initial stages of screening for this role; however, all assessments and final hiring decisions are reviewed and made by an Altus Group hiring professional.

Background Checks

Please note that as part of our commitment to maintaining a safe and secure workplace, Altus Group may conduct background checks on candidates who receive a conditional offer of employment. These checks may include, but are not limited to, verification of employment history, education credentials, criminal records, credit history (where relevant), and reference checks. The scope and nature of background checks may vary depending on the role, location, and applicable laws. All background checks will be conducted in compliance with local laws and regulations, and candidates will be informed of any checks required as part of the recruitment process.

Other Notes / Application Process

We appreciate all applicants; however, only those selected to move forward will be contacted. Thank you for your interest in Altus Group.