Real Estate Appraisal & Collateral Analyst

CBI Bank & Trust; Muscatine (IA); Hybrid; USD 48,000 - 70,000; Full time

Job summary

CBI Bank & Trust is seeking an Appraisal and Collateral Analyst to support lending operations by reviewing real estate appraisals, flood insurance, and ongoing collateral monitoring. The role requires maintaining documentation and ensuring compliance with bank policies and regulatory requirements.

You will collaborate with lenders, borrowers, and vendors to resolve collateral-related questions, track appraisals, and assist with audits and examinations as needed.

Qualifications

• Associate degree or two years of related experience in lending and customer service.
• Strong organizational and time management skills.
• Excellent written and verbal communication; able to interface with borrowers and lenders.
• Proficiency with Microsoft Office; basic math skills.

Responsibilities

• Review appraisals for completeness, accuracy, and regulatory compliance.
• Maintain records of appraisal orders, reports, and communications.
• Assess flood insurance requirements and identify policy deficiencies.
• Communicate requirements to lenders, borrowers, and agents.
• Support collateral tracking for various loan types and perform audits.

Skills

Time management

Communication skills

Interpersonal communication

Organizational skills

Lending knowledge

Education

Associate degree

2+ years of lending experience

Tools

Microsoft Office

Job description

CBI Bank & Trust is seeking an Appraisal and Collateral Analyst to support lending operations by reviewing real estate appraisals, flood insurance, and ongoing collateral monitoring. The role requires maintaining documentation and ensuring compliance with bank policies and regulatory requirements.

You will collaborate with lenders, borrowers, and vendors to resolve collateral-related questions, track appraisals, and assist with audits and examinations as needed.