RCIS Crop Claims Field Adjuster II (MO Virtual)

Zurich Insurance; Missouri; On-site; USD 32,000 - 44,000; Full time

Job summary

Zurich North America is seeking a RCIS Crop Claims Field Adjuster II to cover Missouri from a home-based office. The role involves field inspections, complex loss discussions with farmers, and coordination with agents within about 50 miles of specified NW Missouri counties.

Travel about 50% is expected, with up to 40 hours weekly. The position requires at least 2 years in crop insurance/claims adjusting, strong communication, organization, and knowledge of regulatory requirements.

Qualifications

• 2+ years of experience in the crop insurance and claims adjusting area.
• Reliable personal transportation and travel within territory.
• RCIS Crop Adjuster physical requirements: walk in fields, climb storage bins, lift 25–50 lbs, outdoor work.

Responsibilities

• Perform field inspections and related tasks with minimal supervision.
• Explain complex regulations to claimants, agents and industry personnel.
• Investigate crop damage, record data and transmit loss information for indemnities.
• Gather facts, apply applicable law and negligence principles.
• Complete reviews and audits on lower-level adjusters as assigned.
• Ensure regulatory compliance and contribute to team projects.

Skills

Excellent verbal communication

Excellent written communication

Interpersonal communication

Strong organization

Prioritization

Crop claims field adjuster experience

Education

High School Diploma or Equivalent

Job description

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RCIS Crop Claims Field Adjuster II (MO Virtual)

137446

Zurich is currently looking for a Crop Adjuster II to join our Rural Community Insurance Services (RCIS) team. RCIS is one of the leading crop insurance providers in the U.S. RCIS offers insurance protection in all 50 states through a national network of about 3,600 licensed agents. RCIS offers a wide range of private product coverages, including a diverse selection of named-peril options, supplemental and stand-alone insurance products as well as federal crop insurance plans through the United States Department of Agriculture's Risk Management Agency. Together with RCIS agents, we protect America's farmers and ranchers.

Zurich is currently looking for a RCIS Crop Claims Field Adjuster II to work out of the state of Missouri This incumbent will work from a home-based office. This position is scheduled with up to 40 full-time hours. Approximately 50% of travel is expected to cover the territory.

The ideal candidate will need to live and service within a 50-mile radius of the following Northwest counties in the state of Missouri: Clinton, Dekalb, Daviess, and/or Caldwell.

RCIS provides insurance and superior services through leading agents to protect America’s farmers and ranchers. It’s been an innovator in crop insurance since the crop insurance business was privatized by the federal government in 1980. Today it’s one of the nation’s largest crop insurance providers, offering risk management protection in all 50 states through a national network of about 4,000 professionally trained and licensed agents.

This is a great opportunity to serve the agricultural community.

As a Crop Adjuster, your primary responsibilities will include:

• With minimal supervision, completes field inspections and related responsibilities such as reading maps and aerial photos, measuring fields, storage bins, and discussing findings of crop loss with farmers on the most complex non-routine, problematic claims including controversial claims.
• Ability to convey complex regulations and interpretations to claimants, agents, and industry people on claim situations.
• Performs fact finding regarding crop damage, records information and transmits loss information to accurately determine potential indemnities.
• Gather relevant facts, utilizing applicable law and establishing basic principles of negligence.
• Complete claim reviews and audits on lower-level adjusters as assigned.
• Ensure legal compliance by maintaining a strong working knowledge of regulatory and company policies and procedures.
• Contribute to the team effort by accomplishing related results and participating on projects as needed.

Basic Qualifications:

• High School Diploma or Equivalent and 2 or more years of experience in the crop insurance and claims adjusting area
• Reliable personal transportation and travel within territory
• RCIS Crop Adjuster Physical Requirements: walk in agricultural fields up to 3 miles, climb agricultural storage bins up to 25 feet, lift 25 lbs. to 50 lbs., work outdoors in varying temperatures/weather conditions

Preferred Qualifications:

• Experience with fruit crops, such as apples
• Excellent verbal, written and interpersonal communication skills
• Strong organization and prioritization skills
• Experience as a Crop Claims Field Adjuster

Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply—your unique background matters to us.

The pay range shown is a national average and may vary by location. The proposed hourly rate for this position is $23.43 - $32.20, with short-term incentive bonus eligibility set at 5%.

We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here .]

At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment—so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500.

Join us for a brighter future—for yourself and our customers.

Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets.

Zurich complies with 18 U.S. Code § 1033.

Please note: Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal.