Quantitative Analytics & Model Consultant Senior - Retail Banking (ML & Predictive modeling)

PNC Financial Services Group, Inc.; East Brunswick Township (NJ); On-site; USD 112,000 - 250,000; Full time

Benefits offered by this job

Medical coverage

401(k) with match

Paid time off

Job summary

PNC Financial Services Group, Inc. is seeking a Quantitative Analytics & Model Consultant Senior to join the Retail Banking team.

The role focuses on developing, validating, implementing, and enhancing advanced machine learning, predictive analytics, and quantitative modeling solutions across deposits, transactions, wealth, and customer segmentation. The candidate will leverage large-scale data assets, cloud-based technologies, and sophisticated analytical techniques to build predictive models,

Qualifications

• Strong programming experience in Python and PySpark.
• Experience deploying ML and predictive modeling solutions.
• Experience with cloud computing: AWS, Azure, or GCP.
• Advanced SQL with complex joins, aggregations, subqueries, and data transforms.
• Experience with large-scale datasets and big data environments.
• Able to communicate technical concepts to diverse audiences.

Responsibilities

• Develop and deploy quantitative models and ML solutions for retail banking initiatives.
• Validate models, monitor performance, and manage model risk across datasets.
• Collaborate with cross-functional teams and communicate findings to stakeholders.
• Prepare detailed validation documents adhering to regulatory templates.
• Support business objectives with data-driven insights and experiments.

Skills

Python

PySpark

Cloud platforms

SQL

Big data

Communication

Education

Bachelor's degree

Master's degree

PhD

Job description

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a(n) [position title] within PNC's [name of division] organization, you will be based in [city/state location of position].

Job Profile

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Quantitative Analytics & Model Consultant Senior within PNC's Retail Banking (ML & Predictive modeling) organization, you will be based in Pittsburgh, PA; Cleveland, OH; Tyson's Corner, VA; Washington, DC; or East Brunswick, NJ.

Job Summary

PNC is seeking a highly skilled Quantitative Analytics & Model Consultant Senior to join the Retail Banking (ML & Predictive modeling) team. This role focuses on the development, validation, implementation, and enhancement of advanced machine learning, predictive analytics, and quantitative modeling solutions that support strategic business objectives across deposits, transactions, wealth management, customer segmentation, and retail banking initiatives. The successful candidate will leverage large-scale data assets, cloud-based technologies, and advanced analytical techniques to build and optimize predictive models, conduct experimentation, simulate business scenarios, and deliver actionable insights to stakeholders at all levels of the organization. This individual will collaborate closely with cross-functional teams while communicating complex analytical findings to technical, business, and executive audiences.

Required Qualifications

• *Bachelor's Degree and 8+ years of quantitative analytics, predictive modeling, machine learning, data science, or related experience, Master's Degree and 6+ years of relevant experience, or PhD and 3+ years of relevant experience.
• *Advanced programming experience with Python and PySpark.
• *Strong hands-on experience developing and deploying machine learning and predictive modeling solutions.
• *Experience working with cloud computing environments, including AWS, Microsoft Azure, or Google Cloud Platform (GCP).
• *Advanced SQL expertise including Complex Joins, Aggregations, Subqueries, Data transformation and manipulation, and Query optimization
• *Experience working with large-scale datasets and big data environments.
• *Strong analytical, quantitative, and problem-solving skills.
• *Proven ability to communicate technical concepts to both technical and non-technical audiences.
• *Experience collaborating across multiple business functions and stakeholder groups.
• *Demonstrated ability to influence decision-making through data-driven insights.

Preferred Qualifications

• *Banking or financial services industry experience.
• *Prior experience supporting one or more of the following: Exposure at Default (EAD), Probability of Default (PD), Loss Given Default (LGD), Current Expected Credit Loss (CECL).
• *Stress Testing other risk modeling and regulatory frameworks
• *Experience supporting retail banking products, including deposits, transactions, customer segmentation, or wealth management.
• *Familiarity with model risk management and regulatory expectations within the banking industry.

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description

• Independently performs the most complex quantitative analyses and models development to support decision-making by running quantitative strategies.
• Develops new model frameworks by supporting the line of business. Refines, monitors, and validates existing models. Conducts on-going communication with model owners and model developers during the course of the review. Works with large data to create models.
• Performs the most complex qualitative and quantitative assessments on all aspects of models including theoretical aspects, model design and implementation as well as data quality and integrity. Reviews reports and associated quantitative analysis. Validates existing models and assesses model risks.
• Evaluates identified model risks and reaches conclusions on strengths and limitations of the model.
• Prepares and analyzes detailed documents for validation and regulatory compliance, using applicable templates.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred Skills

Analytical Thinking, Credit Risks, Data Analytics, Financial Analysis, Model Development, Operational Risks, Quantitative Models, Risk Appetite

Competencies

Bank Quantitative Analysis, Consulting, Data Gathering and Reporting, Effective Communications, Predictive Analytics, Quantitative Techniques, Regulatory Environment - Financial Services, Testing

Work Experience

Roles at this level typically require a university / college degree. Higher level education such as a Masters degree, PhD, or certifications is desirable. Industry relevant experience is typically 8+ years. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Education

Bachelors

Certifications

No Required Certification(s)

Licenses

No Required License(s)

Language Assessments

No Required or Preferred Language Assessments

Pay Transparency

Base Salary: $112,000.00 - $249,600.00

Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.

Application Window

Generally, this opening is expected to be posted for two business days from 10/15/2026, although it may be longer with business discretion.

Benefits

• PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.
• In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com.

Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at [e-mail]. Please include 'accommodation request' in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say \"Workday\" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO)

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.