Property Underwriter

Hippo Enterprises Inc.; Austin (TX); On-site; USD 70,000 - 90,000; Full time

Benefits offered by this job

Multiple medical plans

100% employer covered dental & vision

401(k)-retirement plan

Flexible Time Off

12 weeks of parental leave

Snacks and drinks available

Job summary

Hippo Enterprises Inc. is looking for a highly motivated Property Underwriter in Austin, Texas, to evaluate and assess risk for homeowners' policies. This role demands strong analytical skills, excellent attention to detail, and the ability to make informed decisions based on guidelines.

The ideal candidate will have 2+ years of P&C Homeowners underwriting experience, a related Bachelor's degree, and proficiency in underwriting for CA and TX markets. Hippo offers competitive benefits, including 100% employer-covered dental and vision plans, training opportunities, and flexible time off.

Qualifications

• 2+ years of experience in P&C Homeowners underwriting.
• Ability to work effectively in a fast-paced environment.
• Experience in underwriting in CA and TX markets strongly preferred.

Responsibilities

• Underwrite new and renewal homeowners' line of business.
• Analyze risk information to make recommendations.
• Communicate effectively with distribution partners.

Skills

Technical underwriting

Analytical skills

Attention to detail

Interpersonal skills

Microsoft Office Suite proficiency

Education

Bachelor's degree in finance, business administration, or related field

Job description

Reporting to: Senior Manager, Underwriting

About Hippo

Hippo was built on a promise: make homeownership effortless. Nearly a decade later, that mission still drives us. We use technology and data to help our customers stay ahead of problems and protect what matters most.

Today, that same tech-native approach powers our work beyond homeowners. Hippo operates as a diversified carrier platform, partnering with MGAs to deliver tailored program solutions that help them grow and deliver better customer experiences. Behind that work is a team that values ownership, curiosity, collaboration, and continuous improvement.

If you're energized by building what's next, we'd love to meet you.

About You

You possess extensive knowledge of ISO homeowners' policies, supplemental products, coverages, and endorsements, and apply solid risk assessment, eligibility, coverage, and rating analysis skills on a case-by-case basis with strong attention to detail. You apply state-specific and geographic knowledge to resolve unique underwriting exposures and challenges, and have strong proficiency in technical underwriting, compliance, and products. You thrive in a fast-paced environment and are self-motivated with a drive to grow and develop within the underwriting field.

About This Role

We are seeking a highly motivated and detail-oriented Property Underwriter to join our team. The Property Underwriter will be responsible for evaluating and assessing risk to determine homeowners' policy eligibility. This role requires strong analytical skills, attention to detail, and the ability to make sound decisions based on established guidelines and policies.

What You'll Do

• Underwrite new and renewal homeowners' line of business.
• Analyze risk information and make specific recommendations for additional actions such as inspections, loss prevention, etc.
• Address queries from other departments, such as claims, billing, and customer support. Act within your underwriting authority and elevate issues if necessary.
• Communicate effectively with various distribution partners and leadership to resolve underwriting matters.
• Recommend improvements to the underwriting process to underwriting managers and technology counterparts.

What You Bring

• 2+ years of experience in P&C Homeowners underwriting
• Bachelor's degree in finance, business administration, or a related field or equivalent experience
• Strong technical underwriting, analytical, and critical thinking skills.
• Excellent attention to detail and accuracy.
• Ability to work effectively in a fast-paced environment and manage multiple tasks simultaneously.
• Excellent communication and interpersonal skills.
• Proficiency in Microsoft Office Suite and other relevant software applications.
• Experience in underwriting in CA and TX markets strongly preferred
• Wildfire and catastrophic underwriting experience preferred

Benefits and Perks

Hippo treats its team members with the same level of dedication and care as we do our customers, which is why we’re fortunate to provide all of our Hippos with:

• Healthy Hippos Benefits – Multiple medical plans to choose from and 100% employer covered dental & vision plans for our team members and their families. We also offer a 401(k)-retirement plan, short & long-term disability, employer-paid life insurance, Flexible Spending Accounts (FSA) for health and dependent care, and an Employee Assistance Program (EAP)
• Equity – This position is eligible for equity compensation
• Training and Career Growth – Training and internal career growth opportunities
• Flexible Time Off – You know when and how you should recharge
• Little Hippos Program – We offer 12 weeks of parental leave for primary and secondary caregivers
• Hippo Habitat – Snacks and drinks available and catered lunches for onsite employees

Hippo is an equal opportunity employer, and we are committed to building a team culture that celebrates diversity and inclusion.

Hippo’s applicants are considered solely based on their qualifications, without regard to an applicant’s disability or need for accommodation. Any Hippo applicant who requires reasonable accommodations during the application process should contact the Hippo’s People Team to make the need for an accommodation known.