Property Risk Specialist - Claims Adjuster

Farmer; Fargo (ND); On-site; USD 45,000 - 65,000; Full time

Job summary

North Dakota Farmers Union is seeking a Property Risk Specialist to assess risk, inspect properties, and handle farm, commercial and home insurance claims. You will interview claimants, verify coverage, and determine payout amounts while maintaining organized files and procedures.

This role requires strong communication, teamwork, and knowledge of insurance terminology. We expect an associate degree or equivalent experience; MS Office proficiency and attention to detail are essential.

Qualifications

• Associate degree or equivalent work experience preferred.
• Understanding of insurance policies, practices and terminology.
• Good communication and writing skills.
• Detail oriented with strong organizational skills.
• Ability to work with diverse personnel levels.

Responsibilities

• Inspects properties to analyze risk on new applications and rewritten properties.
• Investigates and processes insurance claims filed by policy holders.
• Interviews claimants and witnesses to gather information.
• Handles farm, commercial and home insurance claims.
• Verifies that coverage applies through an insurance policy.
• Maintains accurate insurance files and_written procedures for job functions.

Skills

Teamwork and collaboration

Communication skills

Understanding of insurance policies

Detail oriented

Organizational skills

Ability to work with diverse personnel

Education

Associate degree or equivalent

Tools

MS Office

Job description

Job purpose:

The property Risk Specialist is responsible for handling insurance claims filed by policy holders. This position plans and schedules work needed to process claims, interviews claimants and witnesses, and investigates all aspects of the claim. This position also performs risk analysis inspections.

Key Responsibilities:

• Inspects properties to analyze risk on new applications and rewritten properties.
• Investigates and processes insurance claims filed by policy holders.
• Interviews claimants and witnesses to gather pertinent information.
• Handles and processes farm, commercial and home insurance claims.
• Handles property claims involving damage to buildings and structures, or personal property.
• Inspects property damage to determine extent of damage.
• Verifies that coverage applies through an insurance policy.
• Evaluates damages to ascertain compensation amount and consult with various personnel to get expert evaluation.
• Examines all written, audio and visual documents to determine how claim should be handled.
• Negotiates with claimant to settle claim and issue payout amounts.
• Maintains accurate and updated insurance files.
• Maintains written procedures for various job functions.

Knowledge, Skills and Abilities:

• Proficient in MS Office Product.
• Teamwork and collaboration.
• Understanding of insurance policies, practices and terminology.
• Good communication skills - written and verbal.
• Detail oriented and good organizational skills.
• Works with all skill types and levels of personnel.

Educational & Experience Required:

Associate degree or equivalent work experience preferred.

North Dakota Farmers Union is an Equal Opportunity Employer. We are committed to providing equal employment opportunities to all applicants and employees without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other status protected by applicable law.