Property Claims Examiner II

Mercury Insurance Co.; United States; Sur place; USD 77 000 - 142 000; Plein temps

Avantages offerts par ce poste

Competitive compensation

Remote-friendly (US)

Paid time off

Bonus programs

Medical, dental, vision insurance

401(k) with company match

Education assistance

Professional development

Company recognition

Résumé du poste

Mercury Insurance is seeking a Property Claims Examiner 2 to investigate homeowner claims of moderate complexity, write damage estimates, and coordinate with on-site vendors. The role emphasizes excellent customer service, timely communication, and effective use of imagery/video for assessments.

The position may require in-person interviews and offers pay scales that vary by state within the United States, with flexibility for remote work in many cases.

Qualifications

• Bachelor’s degree preferred or equivalent combination of education and experience.
• Ability to obtain state-specific property claims licensing, as required.
• Must successfully participate and complete formal property claims training program that may take place in person, virtually, or a combination of both

Responsabilités

• Investigate and resolve Homeowners claims of moderate complexity promptly and efficiently.
• Use imagery and video tech to identify damage and write estimates from a virtual setting.
• Determine coverage by comparing facts against policy and adjust accordingly.
• Establish reserves within authority and negotiate settlements or escalate to supervisor.
• Communicate with insureds and representatives to resolve issues and ensure satisfaction.
• Manage claims workload and monitor progress and expenses toward resolution.
• May direct/monitor other files handled by independent adjusters.

Connaissances

Customer service

Communication

Negotiation

Time management

Adaptability

Formation

Bachelor’s degree preferred

Equivalent education/experience

Outils

Xactimate

Description du poste

Position Summary

If you’re passionate about helping people restore their lives when the unexpected happens to their homes and providing the best customer experience, then our Mercury Insurance Property Claims team could be the place for you!

Geo-Salary Information

State specific pay scales for this role are as follows:

• $76,829 to $142,213 (NJ, NY, WA, HI, AK, MD, CT, RI, MA)
• $69,845 to $129,284 (NV, OR, AZ, CO, WY, TX, ND, MN, MO, IL, WI, FL, GA, MI, OH, VA, PA, DE, VT, NH, ME)
• $62,860 to $116,356 (UT, ID, MT, NM, SD, NE, KS, OK, IA, AR, LA, MS, AL, TN, KY, IN, SC, NC, WV)
• In CA: Typical hiring range is $98,568 to $120,473

The expected base salary for this position will vary depending on a number of factors, including relevant experience, skills and location.

An in-person interview may be required during the hiring process.

Responsibilities

Essential Job Functions:

• Investigate and resolve Homeowners claims of moderate complexity in a prompt and efficient manner. Document with photographs, measurements, recorded interviews as needed, write a repair estimate to capture damages, and complete thorough file notes.
• Ability to use imagery and advanced video technology to collaborate with onsite vendors and insureds to identify damage and write damage estimates from a virtual setting.
• Compare facts gathered during the investigation against the policy to determine coverage of claim; extend or deny coverage as appropriate.
• Establishes reserve amounts within prescribed settlement authority limit and negotiates settlement of claims; recommends claims which exceed personal authority limit to supervisor for approval.
• Responsible for effectively and timely communicating with insureds and /or their representatives to resolve issues and ensure customer satisfaction. This includes timely response to phone calls, emails, texts, written communication, and adherence to Department of Insurance requirements.
• Prioritizes own responsibilities and effectively manages claims workload to regularly monitor progress and expenses to properly resolve inventory to conclusion.
• At times may direct, monitor, and review files handled by independent adjusters to conclusion.
• Other functions may be assigned

Must be able to work standard hours Monday - Friday 8am - 5pm PT

Qualifications

• Bachelor’s degree preferred or equivalent combination of education and experience.
• Ability to obtain state specific property claims licensing, as required.
• Must successfully participate and complete formal property claims training program that may take place in person, virtually, or a combination of both

Experience

• Have prior experience using estimating software like Xactimate.
• Experience in a related field: property claims experience, customer service environment, construction, restoration, mitigation
• Are known for clear and professional communication, both written and verbal
• Are bilingual and/or have prior military experience is a plus
• 3-5+ years equivalent industry experience is preferred

Knowledge And Skills

As a Property Claims Examiner 2, you will:

• Possess the ability to work independently with limited or no supervision over daily activities required to successfully investigate, evaluate, write damage estimates, negotiate, and resolve property claims
• Have a passion for outstanding customer service
• Make quality decisions based upon a mixture of analysis, wisdom, experience, and judgment, including the ability to negotiate.
• Be comfortable with and adaptable to new technology and business tools
• Be able to seamlessly transition between various methods of inspection, including video, or photo, to write a damage estimate:
• Possess strong organizational, time management, and prioritization skills to handle varying workloads due to seasonal volume changes and catastrophes.
• Be able and willing to work flexible work shifts and may be asked to work overtime, as needs arise.

About The Company

At Mercury, we have been guided by our purpose to help people reduce risk and overcome unexpected events for more than 60 years. We are one team with a common goal to help others. Everyone needs insurance and we can’t imagine a world without it.

Our team will encourage you to grow, make time to have fun, and work together to make great things happen. We embrace the strengths and values of each team member. We believe in having diverse perspectives where everyone is included, to serve customers from all walks of life.

We care about our people, and we mean it. We reward our talented professionals with a competitive salary, bonus potential, and a variety of benefits to help our team members reach their health, retirement, and professional goals.

Learn more about us here: https://www.mercuryinsurance.com/about/careers

Why choose a career at Mercury?

At Mercury, we have been guided by our purpose to help people reduce risk and overcome unexpected events for more than 60 years. We are one team with a common goal to help others. Everyone needs insurance and we can’t imagine a world without it. We embrace the strengths and values of each team member. We believe in having diverse perspectives where everyone is included, to serve customers from all walks of life.

Perks And Benefits

• Competitive compensation
• Flexibility to work from anywhere in the United States for most positions
• Paid time off (vacation time, sick time, 9 paid Company holidays, volunteer hours)
• Incentive bonus programs (potential for holiday bonus, referral bonus, and performance-based bonus)
• Medical, dental, vision, life, and pet insurance
• 401 (k) retirement savings plan with company match
• Engaging work environment
• Promotional opportunities
• Education assistance
• Professional and personal development opportunities
• Company recognition program
• Health and wellbeing resources, including free mental wellbeing therapy/coaching sessions, child and eldercare resources, and more

Equal Opportunity

Mercury Insurance is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by federal, state, or local law.

Accommodation

Mercury is committed to working with and providing reasonable accommodations for qualified individuals with disabilities who need assistance with the application and/or employment consideration process. If you require an accommodation, you may contact us by sending an e-mail to [e-mail]. Please include your name, contact information, and a description of your requested accommodation in your message.

Pay Range

USD $76,829.00 - USD $142,213.00 /Yr.