Property and Casualty Underwriter

Ryan Specialty; Atlanta (GA); On-site; USD 86,000 - 100,000; Full time

Benefits offered by this job

Paid time off

Parental leave

Mental health services

Bonuses and benefits

Job summary

Ryan Specialty seeks an experienced Property and Casualty Underwriter to manage a portfolio of accounts and drive new and renewal business opportunities. You will assess risks, analyze data, determine coverage terms and premiums, and build relationships with brokers to deliver sound underwriting decisions.

You will stay informed about industry trends, maintain underwriting guidelines, and collaborate across teams to support budget targets and strategic growth within the portfolio.

Qualifications

• Bachelor’s or Master’s degree in Risk Management, Actuarial, and Business Administration.
• 5+ years of experience in Property and Casualty Underwriting.

Responsibilities

• Underwrites new and renewal property and casualty business per underwriting standards.
• Determines coverage limits and premiums based on risk assessment.
• Maintains broker relationships and collaborates across teams to manage submissions, quotes, and renewals.
• Delivers services for new business and renewals with professional, knowledgeable underwriting.
• Keeps abreast of industry trends and adjusts strategies accordingly.

Skills

Underwriting

Risk assessment

Relationship building

Portfolio management

Education

Bachelor’s or Master’s degree in Risk Management/Actuarial/Business Administration

Job description

Position Summary

The Property and Casualty Underwriter is responsible for managing a portfolio of accounts and driving new and renewal business opportunities for Property and Casualty insurance. The role assesses risks associated with insuring properties and liabilities, evaluates applications, analyzes data, and determines coverage terms and premiums to ensure sound underwriting decisions. They develop and maintain underwriting practices and guidelines as per delegated authority and build relationships with brokers and other stakeholders in the designated portfolio.

What will your job entail?

Job Responsibilities:

• Underwrites new and renewal property and casualty business, analyzes policy forms, broker endorsement requests, and submitted documentation as per company underwriting standards and guidelines and obtains additional information as needed.
• Determines whether to accept, modify or decline a risk through evaluation of the coverage value, location, usage, safety features, and other factors pertinent to the decision.
• Determines appropriate coverage limits and insurance premiums, policy terms and conditions based on risk assessment and underwriting guidelines and ensures active portfolio management of property and casualty accounts.
• Delivers services for new property and casualty business and renewals while demonstrating professionalism, technical knowledge, and adherence to underwriting guidelines.
• Examines, identifies, and evaluates exposures and ensures compliance with state and country laws and guidelines established by carriers and the organization.
• Provides premium forecasts and business plans to support budget and performance targets.
• Maintains existing broker relationships and collaborates across teams to manage production activities such as submissions, quotes, declines, binds, issuance to provide accurate, timely, and quality service to clients.
• Builds professional, long-term relationships in the designated portfolio and as per delegated authority limits and partners with brokers to create customized insurance solutions as needed to service a client.
• Creates opportunities for new business, maximizes retention of assigned portfolio and ensures timely review of renewal business to achieve business targets.
• Executes marketing activities, attends seminars and training, and stays abreast on market dynamics and property and casualty underwriting trends.
• Stays informed about industry trends, emerging risks in the property and casualty sector, terminology, regulations and adjusts underwriting strategies accordingly.
• Stays informed about industry trends, emerging risks in the property and casualty sector, terminology, regulations and adjusts underwriting strategies accordingly.

Work Experience and Education:

• Bachelor’s degree or Master’s degree in Risk Management, Actuarial and Business Administration required. Any other related discipline or commensurate work experience considered.
• 5+ years of experience in Property and Casualty Underwriting.

Licenses & Certifications:

• Must meet minimum requirements for state P&C and/or surplus line licenses.
• Chartered Property Casualty Underwriter (CPCU) is a plus.

How We Support Our Teammates

Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them — and their family members — achieve their physical, financial, and emotional well‑being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.

The target salary range for this position is $85,855.00 - $100,000.00 annually.

The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website [https://benefits.ryansg.com/.]

We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at [e-mail]

The above is intended to describe this job’s general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.