Project Finance Credit Analyst

Sumitomo Mitsui Trust Bank, Limited; New York; Hybrid; USD 95,000 - 105,000; Full time

Benefits offered by this job

Hybrid work model

Paid Time Off

Medical

HSA

Vision

Dental

FSA

401(k)

Profit sharing

Disability insurance

Life insurance

Employee assistance program

Commuter benefits

Tuition assistance

Job summary

Sumitomo Mitsui Trust Bank, Limited in New York City seeks a Project Finance Credit Analyst to perform credit evaluation and ongoing deal maintenance in a hybrid role requiring at least 2 days in the office weekly.

The role targets Assistant Officer level candidates with a 95k–105k annual salary range, offering exposure to project finance, trade and commodity finance, and aviation finance within SMTBNY's Americas Division.

Qualifications

• Bachelor’s degree in Finance or Economics or equivalent; 2+ years related experience.
• Strong knowledge of finance and basic accounting.
• Familiarity with Bloomberg, EDGAR, and rating agencies.
• Understanding of corporate finance and loan markets.
• Proficiency in MS 365; some modeling capabilities.
• Excellent oral and written communication skills.
• Strong organizational skills and attention to detail.

Responsibilities

• Reviews potential assets in assigned products and prepares credit applications with recommendations.
• Ensures compliance with investment guidelines and directives from Head Office and Branch Management.
• Monitors assets to maintain credit quality using financial, cash flow, and market analysis.
• Prepares applications and reports; makes recommendations on amendments and refinancings.
• Oversees monitoring and reporting requirements, including rating reviews and portfolio reviews, with Operations Analyst support.
• May assist in deal structuring activities.
• Performs other duties as assigned by management.

Skills

Finance knowledge

Basic accounting

Bloomberg

EDGAR

Rating agencies

Corporate finance

Loan markets

MS 365

Modeling

Communication skills

Organizational skills

Detail-oriented

Education

Bachelor's degree in Finance or Economics

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Project Finance Credit Analyst

Regular Full-Time OB New York, New York, NY, US

5 days ago Requisition ID: 1694

Salary Range: $95,000.00 To $105,000.00 Annually

This role is located in New York City and will require a hybrid work schedule of at least 2 days in office per week.

This role is for Assistant Officer level candidates.

About the Bank

Sumitomo Mitsui Trust Bank, Limited was established through the merger of The Sumitomo Trust and Banking Co., Ltd with Chuo Mitsui Trust and Banking, Ltd. on April 1, 2012. We are one of the largest asset managers in Asia and number one among Japanese financial institutions by AUM, with approximately $850 Billion USD in AUM. The Bank provides an assortment of financial solutions and manages a broad spectrum of financial products across its global branches.

Department Overview

The Americas Division (“AD”) was established in the Sumitomo Mitsui Trust Bank, Limited, New York Branch) (“SMTBNY”) to perform corporate functions and supervise U.S. entities. Established under the AD are the “Global Banking Unit (“GBU”), Americas Division” and “Global Markets Unit (“GMU”), Americas Division” which performs business functions. The Specialty Finance Department (“SFD”) is responsible for originating, booking and monitoring credit facilities for both bilateral and syndicated loan transactions. SFD focuses on building and monitoring portfolio assets in 3 main product areas: Project Finance, Trade and Commodity Finance, and Aviation Finance.

Your Role Overview:

Responsible for credit evaluation and deal maintenance.

Your Duties and Responsibilities

• Reviews potential assets in assigned products/industries and prepares credit applications and makes investment recommendations.
• Ensures compliance with applicable investment guidelines and directives from Head Office and Branch Management.
• Monitors assigned assets/products/industries to maintain credit quality through asset/product/industry appropriate measures, i.e., financial analysis and trends, cross-sectional analysis, cashflow analysis and market value/liquidity.
• Prepares all applications and reports and makes recommendations on all amendments, refinancings and other ongoing activities.
• Responsible for all Head Office and Branch monitoring and reporting requirements, including rating review, business review of documentation, regulatory review, booking and financial and portfolio review requirements, with support from Operations Analyst as designated.
• May conduct or support deal structuring activities.
• Performs other duties and responsibilities as assigned by management.

Your Qualifications:

• Bachelor’s degree in Finance or Economics or equivalent with 2+ years related experience.
• Good knowledge of finance and basic accounting.
• Good knowledge of commonly used research resources, including Bloomberg, EDGAR, and rating agencies.
• Good knowledge of corporate finance and loan markets
• Advanced in Microsoft 365 (Excel, PowerPoint, Word, Outlook, and Access) and some modeling capabilities.
• Excellent oral and written communication skills.
• Excellent organization skills and detail oriented.”

Why you should join SuMi Trust:

SuMi Trust embraces flexible ways of working when the business and role permits. We provide employees with a hybrid working model, allowing for in-office work and work from home. Our diverse and inclusive environment along with our global presence enables us to collaborate and communicate to meet our business needs. We believe that efficient teams need truth, loyalty, and a strong sense of purpose to balance risk and their targets. We make sustainable business decisions to improve our society and the world. We believe that each person brings a unique value that drives the business though their creativity and passion.

The Employee Benefits package includes: Paid Time Off, medical, HSA, vision, dental, FSA, 401(k), profit sharing, legal plan, cancer indemnity plan, disability insurance, life insurance, employee assistance program, commuter benefits, business travel accident, paid volunteer day, paid memberships, paid seminars, and tuition assistance.

We offer many socialization opportunities for wellness, financial wellbeing, runs/walks, team building, happy hours, and activities to support the Sustainable Developmental Goals.

Check out our LinkedIn for our employee experience: https://www.linkedin.com/company/smtbny

We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law. SuMi Trust provides reasonable accommodations for employees and applicants with disabilities consistent with applicable law. If you need a reasonable accommodation during the application process, please let us know when the Human Resources staff reaches out to you for an interview.

The anticipated salary range for this role is listed above. The specific salary offered to an employment applicant is based on the individual’s qualifications, experiences, the job responsibilities, an analysis of the current compensation paid for similar roles in the local geographic area, and key distinctions of the job as compared to current jobs in the Branch. The role may also be eligible for an annual discretionary bonus.