Product Owner III- Payments

PNC; Ohio; On-site; USD 91,000 - 186,000; Full time

Job summary

PNC Financial Services Group, Inc. is seeking a Product Owner III to guide the Payments work within the Retail Lending organization.

Based in Charlotte, Cleveland, Pittsburgh, Wilmington or OH, you will help design and deliver a best-in-class payment journey across channels and own the product backlog. You will write clear user stories and acceptance criteria, prioritize work with the Scrum team, and collaborate with technology, operations and business partners.

Qualifications

• University degree required and 5+ years of relevant experience.
• Experience with agile product ownership and backlog management.
• Strong communication and problem-solving skills.

Responsibilities

• Owns vision and backlog; writes user stories and acceptance criteria.
• Prioritize backlog and collaborate with Scrum Master and delivery teams.
• Partner cross-functionally with Product, Technology, Operations and risk/compliance.

Skills

Accountability

Customer Solutions

Data Visualization

Prioritization

Scrum

User Experience

Education

Bachelor's degree

Job description

## Product Owner III- PaymentsApply: NC - Charlotte (28210): Delaware Avenue Offices (DE023): PNC Center - Cleveland (OH001): PA - Pittsburgh (15222): Full time: Posted Today: R237017# **Position Overview**At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Product Owner III within PNC’s Retail Lending organization, you will be based in Charlotte, NC; Pittsburgh, PA; Wilmington, DE; or Cleveland, OH. The Retail Lending Payments team is focused on designing and delivering a best in class payment journey across all channels for our customers. In this role, you will be responsible for delivering these enhanced customer payment experiences by leveraging new capabilities and emerging technologies. A successful candidate will be able to: Thrive in a fast paced environment and manage multiple priorities daily. Communicate clearly in both verbal and written forms, with strong presentation skills. Demonstrate strong analytical thinking and problem-solving skills, with the ability to utilize data, analytics and subject-matter expertise to proactively identify gaps and risks. Own and prioritize the product backlog; write clear user stories/acceptance criteria and lead ongoing backlog refinement. Partner with Scrum Master(s) and delivery teams through agile ceremonies to clarify scope, make day-to-day product decisions, and keep delivery on track Collaborate and drive partnerships cross-functionally (Product, Technology, Operations, business partners) and support risk, compliance, audit, and application-owner responsibilities as needed.PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.# **Job Description*** Owns the vision and definition of the product. Serves as the voice of the Customer. Ensures the Scrum Team(s) effort is concentrated on the right priorities based on business value.* Defines and conveys the vision to the team(s) in order to address client requirements to ensure a successful product for business objectives.* Accountable for the creation of and the integrity of the product backlog. Prioritizes and leads grooming of the product backlog.* Works closely with the Scrum Master(s) and development team(s), to ensure the right items are focused on during the development process. Primary point of contact for questions from the team(s) and is empowered to make decisions.PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:* **Customer Focused** - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.* **Managing Risk** - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.# **Qualifications**Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.## **Preferred Skills**Accountability, Customer Solutions, Data Visualization, Prioritization, Scrum, User Experience (UX) Design## **Competencies**Agile Development, Business Acumen, Design Thinking, Effective Communications, Innovation, Interpersonal Relationships, IT Standards, Procedures & Policies, Managing Multiple Priorities, Organizational Leadership, Planning and Organizing, Solutions Development## **Work Experience**Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.## **Education**Bachelors## **Certifications**No Required Certification(s)## **Licenses**No Required License(s)## **Language Assessments**No Required or Preferred Language Assessments# **Pay Transparency**Base Salary: $91,000.00 – $185,900.00Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.# **Application Window**Generally, this opening is expected to be posted for two business days from 10/16/2026, although it may be longer with business discretion.# **Benefits**PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com.