Product Owner, Growth

Flex; United States; Remote; USD 120,000 - 180,000; Full time

Benefits offered by this job

Remote-friendly culture

Competitive compensation

Equity potential

Job summary

Flex is building the AI-native private bank for business owners, offering a high-ownership product environment with a nimble team and scale-ready infrastructure. As a Product Owner, you will shape a multi-product growth engine and drive financial experiences that empower entrepreneurs to reach their full potential.

We hire exceptional people who want to own outcomes, with roles available in San Francisco, Miami, New York, and fully remote.

Qualifications

• Proven experience as a Product Owner or similar in a startup focused on financial products.
• Solid knowledge of credit risk and lending processes is a nice to have.
• Familiarity with compliance standards and security protocols in finance is a nice to have.
• Excellent communication, collaboration, and stakeholder management skills.
• Analytical mindset with data- and market-driven decision making.
• Proficiency with product management tools to manage backlogs and track progress.
• Ability to run sprints and own outcomes.
• Willingness to be an early employee with high ownership.

Responsibilities

• Develop and own Flex's Growth engine across multiple products and experiences.
• Drive enhancement of financial services including mobile apps and online account tools.
• Collaborate with stakeholders to identify opportunities and develop internal analytics and workflows.
• Work with compliance and legal to ensure regulatory adherence and security.
• Conduct user research and market analysis to inform product decisions.
• Partner with engineering to deliver high-quality, secure solutions on schedule.
• Use data analytics to assess performance and drive improvements.
• Support customer teams to improve satisfaction and retention.
• Develop and communicate a clear product roadmap aligned with Flex objectives.

Skills

Sprint planning

Ownership mindset

Product owner experience

Fintech knowledge

Excellent communication

Data-driven

Job description

Flex is building the AI-native private bank for business owners.

We’re re-architecting the entire financial system for entrepreneurs—from the first dollar a business earns to how that value compounds, moves, and is ultimately spent in real life. Banking, credit, payments, personal finance, and financial operations—rebuilt from the ground up as a single, intelligent system. Flex is the full financial home for ambitious owners.

Since launching publicly in September 2023, Flex has scaled from zero to nine-figure annualized revenue, with a clear path to profitability by late 2026. We move fast, ship relentlessly, and operate with extreme ownership.

Our customers are affluent business owners ($3-$200M in revenue)—the backbone of the economy and one of the most underserved segments in finance. They’re stuck with outdated banks and fragmented tools. We’re replacing all of it. The opportunity is massive: a ~$1T+ revenue market hiding in plain sight. Our ambition is to build a $100B+ company by delivering a product that is fundamentally better—not incrementally improved.

Flex has raised $100M+ in equity and $300M+ in debt.

- Mission-critical problems: We build software that directly controls how money moves at scale.

- High bar, low ego: Small teams, exceptional people, real ownership.

- Speed over comfort: We prioritize execution, quality, clarity, and results.

- Enduring impact: What we’re building will define how a generation of owners runs their businesses.

Team & Locations

We hire exceptional people who want to build hard things and see their work matter immediately. Roles are available in: San Francisco, Miami, New York, and fully remote.

Flex Fuels Ambition.

The Role

We are looking for product owners who are excited to be part of our early story and help us build a category leading company. You will learn quickly, reflect on "the way the world should work", own outcomes, and drive the creation of financial products and experiences to help our customers reach their full potential. You should have a strong sense of ownership and enjoy taking projects from inception to release. As an early employee, you’ll be working with a nimble team of committed and talented employees and having a large, long-term impact on Flex products and culture.

We are open to candidates from Canada, Mexico, the United States, Brazil and Colombia.

What you'll do

• Develop and own Flex's "Growth engine" across "Infinite wedges". Flex acquires customers in many unique ways that meet business owners where they are. We build software to make these experiences extremely unique. You'll own our growth - end to end - for the full "multi-product" experience.
• Drive the enhancement of financial services and products, including mobile apps, online account management tools, and virtual payment solutions. Continuously improve the user experience and add features to meet changing customer needs.
• Collaborate with internal stakeholders to identify opportunities within the organization's operational processes. Develop internal financial solutions, such as automated reporting tools, data analytics platforms, and workflow optimization systems, to increase efficiency and streamline operations.
• Work closely with compliance and legal to ensure that all products adhere to relevant financial regulations and industry standards. Mitigate potential risks through robust product design and implementation. Stay up-to-date with changes in industry regulations and security protocols.
• Conduct user research and market analysis to understand customer preferences, pain points, and emerging trends. Utilize these insights to inform product development decisions.
• Partner with engineering throughout the development lifecycle. Provide clear and detailed product requirements, prioritize features, and ensure the timely delivery of high-quality solutions. Implement necessary measures to safeguard customer data and ensure compliance with relevant laws.
• Utilize data analytics and performance metrics to assess product performance, identify areas for improvement, and make data-driven decisions to optimize products.
• Work closely with customer support teams to address customer inquiries, feedback, and issues related to products. Continuously strive to improve customer satisfaction and retention.
• Develop and communicate a clear product roadmap and strategy. Align the product vision with the Flex's overall objectives.

What you'll need

• Can run sprints.
• Extremely high trajectory and horsepower. Flex is a place for people who want to own outcomes.
• Proven experience as a Product Owner or similar role at a startup with a focus on financial products. We bring SaaS platform principles to traditional FinTech.
• Solid knowledge of credit risk assessment, lending processes, and banking operations a nice to have.
• Familiarity with compliance standards, regulations, and security protocols relevant to the credit and banking sectors a nice to have. Willingness to become an expert is a must.
• Excellent communication, translation, collaboration, and stakeholder management skills.
• Analytical mindset with the ability to leverage data and market insights to inform product decisions.
• Proficiency in using product management tools and platforms to manage the product backlog and track progress.
• Passion for innovation, customer-centricity, and continuous improvement in product development.

What we offer

• A visionary founding team with elite backgrounds and substantial industry experience.
• A substantial Series B round, providing ample growth and opportunities. You're still an early employee. Today is still day 1.
• A culture that supports remote work and values connection through semi-annual offsites.
• Support from leading Silicon Valley venture capitalists and industry insiders.
• An attractive compensation package, including comprehensive benefits and perks.

At Flex, we value passion, determination, and honesty. Unusual career paths and unique skills can help you stand out. We believe diversity drives our success.

Why Join Us

Build something generational — Capture the full lifecycle of money for ambitious business owners.

Work on real money, real risk — Payments, credit, and banking at serious scale.

Solve hard problems — AI, underwriting, compliance, and global finance from first principles.

True ownership — Small teams, high trust, real accountability.

Founder-level exposure — Direct access to leadership, customers, and investors.

High bar, high taste — Move fast without cutting corners.

Elite peers — People here are builders, not tourists.

Real upside — Meaningful equity if you help build something big.