Product Owner - Generalist

Arqfinance; New York (NY); Hybrid; USD 120,000 - 160,000; Full time

Job summary

Arqfinance, based in New York, is looking for experienced Product Owners to lead development in areas such as payments, credit, and growth. The company prides itself on reshaping the financial system and offers a hybrid work environment.

Successful candidates will bring 5-7+ years in product management, be data-driven, and possess excellent communication skills. This role entails owning products from discovery to delivery while collaborating with cross-functional teams.

Qualifications

• 5-7+ years of experience in product management or ownership.
• Strong data instincts and ability to define metrics.
• Excellent written and verbal communication.

Responsibilities

• Own the vision, roadmap, and delivery of your product area.
• Drive product execution with a world-class team.
• Define and track success metrics using data.

Skills

Product management

Data analysis

Communication

Stakeholder management

Prioritization

Job description

We are building the financial system for the next century. One where control sits in the hands of customers — not banks. Where money moves on rails that are faster, smarter, and radically more efficient. Where wealth management tools help you grow your savings for decades — and build generational wealth. Where fewer intermediaries mean more value stays where it belongs: in our customers’ pockets.

We operate with long-term ambition and absolute conviction. We are not here to iterate on the past — we are here to redesign it. This is a defining moment to join us.

We are building what we believe will become one of the most important financial institutions in the world. That requires exceptional talent, relentless standards, and people who care deeply about the work. At ARQ, we are turning the financial system upside down — starting in the Americas. We are nimble, but ambitious. We move fast, learn fast, and innovate relentlessly. Technology is our greatest ally, and execution is our edge. We build as a team. We think long term. We aim for world-class in everything we do. If you are exceptional at what you do — and ready to help redefine finance — we’d love to meet you.Are you ready to build what comes next?

About the team

We believe that small teams with the best talent outcompete massive companies with mediocre capabilities. That's why we have gathered a set of people who have done it before at iconic companies like Revolut, Uber, Amazon, Block and UBS: we owned some of the most loved and profitable products, delivered top-notch transaction processing platforms, created beautiful mobile applications - and helped them become profitable companies that changed the lives of millions of people.

In our quest to reshape the global financial system we have raised tens of millions of dollars from leading investors like Sequoia Capital, Founders Fund, Brevan Howard Digital, Y Combinator and Kaszek Ventures.

Product Owner - Generalist

Location

New York

Employment Type

Full time

Location Type

Hybrid

Department

Product

About ARQ

ARQ is one of the fastest-growing fintechs in the world. Our mission is to redefine how people interact with money across borders, building the infrastructure to move value seamlessly. We’re still early in our journey, which means every person who joins shapes the future of our product, culture, and growth. If you’re excited by big challenges, global impact, and the chance to grow fast with a world-class team, ARQ is the place to do it.

What we're looking for

We’re hiring product owners to lead some of our most important products - from payments to credit to growth - and we’re always on the lookout for exceptional builders. If you’re excited about what we’re doing, apply here and we’ll match you to the right opportunity.

The role

We are looking for Product Owners who thrive at the intersection of user obsession, data, and fast execution. You'll own meaningful product areas end-to-end: from discovery to delivery, working directly with founders, engineers, designers, to build financial products that millions of people depend on.

We want someone who thinks like a founder: deeply curious about the why, ruthless about prioritization, and energized by the messy, fast-moving reality of building at scale. You'll be given real ownership from day one and expected to set the bar for product quality at ARQ.

What you'll be doing

Own the vision, roadmap, and delivery of your product area, from a rough idea to a feature.

Drive product execution with speed alongside a world-class team of engineers, designers, and operators - and do whatever it takes to launch.

Deeply understand our users, their behaviors, frustrations, and unmet needs through data, customer interviews, and market insights.

Define and track success metrics, using data to guide prioritization and validate every decision.

Lead partnerships with external providers - banks, processors, data vendors - when relevant to your domain.

Contribute meaningfully to the development of ARQ’s product management processes as we scale AI across our team.

What you’ll need

5-7+ years of experience in product management or product ownership, with a track record of shipping impactful products that millions of customers love.

Strong data instincts. You define metrics before you build and use them to drive decisions after.

Excellent written and verbal communication. You translate complexity into clarity for engineers and executives.

A bias to action and comfort with ambiguity. You might not always have all the answers but can iterate quickly.

Proven ability to manage multiple stakeholders and competing priorities without losing momentum.

Nice-to-haves

Experience in fintech, payments, or a highly regulated consumer product environment.

Experience building or scaling financial products in Latin America.

Spanish or Portuguese language skills.

Experience at a high-growth startup from early to scale stage.