Product Manager, Card

Xe.com; Denver (CO); Hybrid; USD 100,000 - 140,000; Full time

Benefits offered by this job

Medical, Dental & Vision Insurance

401K Plan with Match

Employee Stock Purchase Plan

Paid Vacation / Sick Leave

Hybrid Work Schedule

Tuition Assistance

Growth Opportunities

Corporate gatherings & team bonding

Mental Health and Wellbeing

Volunteering day

Job summary

Xe.com is seeking a Product Manager to own Xe's card product end-to-end—from discovery through go-live and early adoption. You will work with engineering, design, and compliance to deliver a scalable card experience on mobile and web, informed by customer and partner insights.

You will use AI-driven approaches to inform planning, prototyping, and decision-making and collaborate across teams to optimize card economics while delivering measurable results.

Qualifications

• 4–7 years in product management within fintech, payments, or financial infrastructure.
• Proven track record owning product strategy and roadmap for a complex domain.
• Hands-on card issuing experience (debit/credit/prepaid).
• Strong customer and partner discovery with problem validation.
• Data-driven with ability to define metrics and run experiments.
• Technical fluency with APIs, data flows, and architecture basics.
• Experience navigating compliance, legal, design and partners.
• Daily use of AI tools to inform research, analysis, and prototyping.
• Excellent written and verbal communication across audiences.

Responsibilities

• Own Xe's card end-to-end from launch to scale, shaping strategy and roadmap.
• Lead the launch: onboarding, go-live, and early adoption activities.
• Engage customers and partners to validate problems and priorities based on card economics.
• Coordinate with engineering, design, compliance, and partners to ship iteratively and measure outcomes.

Skills

Fintech product management

Product strategy

Card issuing experience

Discovery with customers/partners

Data analytics

APIs & data flows

Cross-functional collaboration

AI tooling usage

Strong communication

fintech/payments domain knowledge

Tools

Amplitude

Posthog

Segment

Figma

Job description

Description

About Xe

Xe is a cross-border payments platform. We help SMEs and consumers in the US, UK, Canada, Australia, and New Zealand collect, convert, hold, and send money across markets. Each year, over 300 million people use Xe for currency information and over 350,000 use us to send money overseas.

Today, we're rebuilding the platform layer behind cross-border payments for corporate and consumer clients. We're small enough that your code ships fast and your decisions matter, and Euronet Worldwide (Nasdaq: EEFT) backs us so the problems stay real-scale.

About This Role

We're hiring a Product Manager who owns a product end-to-end, from discovery and roadmap through delivery and the metrics it moves. This role is responsible for launching Xe's card product, taking it from build through go-live and early adoption. You already use AI as part of how you think, plan, prototype, and ship, and shape how the team does the same.

You’ll own Xe's card product in production, define what gets built and when, and serve as the squad's product co-lead with the Team Lead. Your squad owns a slice of the platform, from the customer experience through to the services and partner integrations behind it. You partner with engineering on delivery, align with adjacent squads on cross-cutting work, and bring compliance, design, and partner constraints into the roadmap.

What You'll Do

• Own Xe's card end to end, from launch through to scale: set the strategy and roadmap and define what gets built across the card journey on mobile and web.
• Lead the launch itself: program setup, processor and BIN sponsor onboarding, go-live, and early adoption.
• Discover and validate: talk to customers and partners, analyze data, and prioritize based on customer impact and card economics.
• Lead execution across engineering, design, compliance, and card partners, iterating on what ships when and tracking outcomes against metrics.

What We're Looking For

Must-have

• 4 to 7 years of product management in fintech, payments, or financial infrastructure.
• Track record owning product strategy and roadmap for a complex domain.
• Card issuing (required): hands-on product experience launching, building, or scaling a product that issues cards to customers (debit, credit, or prepaid).
• Strong customer and partner discovery skills, with experience validating problems and prioritizing what to build.
• Strong data and analytics skills: defining metrics, running experiments, and analyzing outcomes.
• Strong technical fluency: APIs, data flows, and system architecture basics, enough to partner with engineering on technical decisions.
• Comfort working across compliance, legal, design, and partner teams to ship in a regulated environment.
• Daily use of AI tools across product work (research, analysis, documentation, and prototyping), with a clear point of view on how a product org should adopt AI.
• Strong written and verbal communication, including the ability to translate technical and business decisions across audiences.

Nice-to-have

• Track record owning fintech, payments, or money-movement product roadmaps at scale, with measurable impact on conversion, retention, or unit economics.
• Track record of zero-to-one product launches.
• Experience with B2B or SME-focused fintech.
• Experience working with banking partners or payment processors.
• Familiarity with product analytics tools (Amplitude, Posthog, Segment, or equivalent).
• Familiarity with design tools such as Figma, and knowledge of UX design best practices.

Perks & Benefits

• Medical, Dental & Vision Insurance
• 401K Plan with Match
• Employee Stock Purchase Plan
• Paid Vacation / Sick Leave
• Hybrid Work Schedule
• Tuition Assistance
• Growth Opportunities
• Corporate gatherings & team bonding events
• Plumm Mental Health and Wellbeing
• Volunteering day for a charity of your choice

XE offers a competitive salary and benefits package. The reasonable estimated pay for this role ranges from $100,000 USD to $140,000 USD. Actual compensation is based upon factors such as the candidate's skills, qualifications, and experience.

We want Xe to be a great place to work and to ensure that our communities are represented across our workforce. A vital part of this is ensuring we are a truly inclusive organization that encourages diversity in all respects.

Xe is an Equal Employment Opportunity employer. All qualified applicants will be considered for employment regardless of age, national origin, race, color, disability, religion, sexual orientation, gender identity or expression, or any other characteristic protected under applicable law. We are committed to providing reasonable accommodations to qualified individuals with disabilities. If you need assistance or an accommodation due to a disability, you may contact us at [e-mail].

The position responsibilities outlined above are intended to define the general contents and requirements to perform this job. It is not to be taken as a complete statement of responsibilities or requirements. This job description does not restrict the Company's right to assign or reassign duties and responsibilities to this job as needed.