Product Controller - Credit Risk Vice President, Card Services

JPMorganChase; Wilmington (DE); On-site; USD 180,000 - 260,000; Full time

Job summary

JPMorgan Chase is seeking a Vice President Controller in Credit Risk to lead allowance governance, financial and management reporting, and regulatory interactions. The role partners with Risk, Finance, and governance to ensure well-supported materials for executive review and will own the workstream to integrate a new credit card product into Card Services reporting and control framework.

We require a minimum of 5+ years in finance or regulated environments, with strong analytical skills and

Qualifications

• Bachelor's degree in Finance, Economics, Statistics, or a related quantitative discipline.
• 5+ years of finance, credit card, financial services, or regulatory experience.
• Strong analytical thinking with ability to tackle ambiguous problems and deliver.
• Strong stakeholder management in a matrixed environment with good judgment and delivery.
• Excellent written and verbal communication, documentation discipline, and ability to manage multiple priorities.

Responsibilities

• Own end-to-end allowance governance and quarterly memo process with clear cadence and documentation.
• Provide credible challenge of the allowance including key assumptions and model outputs.
• Lead management and regulatory reporting for allowance, ensuring rigorous analysis and consistent messaging.
• Represent the Controller in regulatory exams and audits, coordinating with Compliance, Risk, Audit, and Finance.
• Drive delivery to integrate a new credit card product into Card Services reporting and control framework across multiple teams.

Skills

Analytical thinking

Stakeholder management

Communication

Documentation

Prioritization

Education

Bachelor's degree in Finance Economics Statistics or quantitative field

Tools

Excel

SQL

Job description

Job Description

Card Product Control is responsible for the accuracy, integrity, and control environment supporting the Card line of business financial statements, disclosures, and regulatory reporting. The Credit Risk Controllers team partners closely with Risk, Finance, and governance stakeholders to ensure allowance-related processes and outputs are analytically sound, well-controlled, and clearly documented.

Job Description

Card Product Control is responsible for the accuracy, integrity, and control environment supporting the Card line of business financial statements, disclosures, and regulatory reporting. The Credit Risk Controllers team partners closely with Risk, Finance, and governance stakeholders to ensure allowance-related processes and outputs are analytically sound, well-controlled, and clearly documented.

As a Vice President Controller in Credit Risk, you will provide leadership across allowance governance, financial and management reporting, and regulatory/audit engagement. The role requires an experienced controller who can drive end-to-end execution, deliver credible challenge to allowance assumptions and results, and develop clear, well-supported materials for executive and governance forums. In addition, you will own and execute the Controllers workstream for build and testing of a new credit card product, ensuring the effective integration of functionality into Card Services financial reporting, processes, and the control framework through coordinated delivery across Technology, Risk, Product, and Finance teams.

Job Responsibilities

• Own end-to-end allowance governance and quarterly memo process, setting the operating cadence, documentation standards, escalation protocols, and driving delivery across stakeholders by setting clear expectations, coordinating timelines, and developing well-supported materials for executive and governance forums.
• Provide credible challenge of the allowance, including key assumptions, model outputs, overlays/qualitative factors, and key drivers, ensuring outcomes are supportable, well-documented, and appropriately escalated in partnership with Risk and Finance.
• Lead management reporting and financial/regulatory reporting for allowance, including oversight of close and quarter-end deliverables, ensuring analytical rigor and consistent messaging across Card Finance partners and Firmwide Controllers.
• Serve as a Controller representative for regulatory exams and external audit, leading walkthroughs and responses to information requests, aligning with stakeholders across Compliance, Internal and External Audit, Risk, and Finance, and driving timely issue remediation with sustainable fixes.
• Drive Controllers delivery to integrate a new credit card product into Card Services financial reporting, processes, and the control framework, including requirements definition/alignment, controls design and validation, testing and substantiation, go-live readiness, and post-implementation stabilization, coordinating delivery across Technology, Risk, Product, and Finance teams.

Required Qualifications, Capabilities, And Skills

• Bachelor's degree in Finance, Economics, Statistics, or another business or quantitative discipline.
• 5+ years of relevant experience in finance, credit card, financial services, or a regulatory environment.
• Strong analytical thinking, with the ability to work through ambiguous problems, develop a plan, and execute through delivery.
• Strong stakeholder management in a matrixed environment, applying sound judgment and balancing delivery timelines with control integrity and operational risk considerations.
• Excellent written and verbal communication, strong documentation discipline, and the ability to manage multiple priorities across BAU and change initiatives.

Preferred Qualifications, Capabilities, And Skills

• Strong Microsoft Excel skills; knowledge of SQL is a plus.

ABOUT US

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

About The Team

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.

Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.