Product Advisor II - Small Business Lending

PNC Financial Services Group, Inc.; Maryland; On-site; USD 101,000 - 186,000; Full time

Benefits offered by this job

Medical coverage

Dental & vision

Life insurance

Disability protection

401(k) with match

Dependent care reimbursement

Back‑up care

Educational assistance

Wellness program

Parental leave

Paid holidays

Vacation days

Job summary

PNC Financial Services Group, Inc. in the Greater Baltimore area is seeking a Product Advisor II to drive small business lending opportunities and partner with Sales, Product Management, and clients to craft effective solutions.

The role emphasizes data gathering, market awareness, and collaboration to shape product marketing and training. A Bachelor’s degree and 5+ years of experience are typical; the role offers an in‑office work model with competitive compensation.

Qualifications

• 5+ years of industry‑relevant experience.
• Bachelor's degree; certifications may be required; exceptional candidates may be considered with equivalent experience.
• Develops product marketing materials and educates Sales with Product Management.

Responsibilities

• Represent multiple products in the sales process to close new business.
• Lead discussions on product application to meet business needs.
• Interact with clients to drive deals and participate in industry events.
• Develop and maintain marketing materials and deliver educational sessions to Sales.

Skills

Competitive Strategies

Competitor Analysis

Go-to-Market Strategies

New Product Development

Process Design

Product Lifecycle Management

Product Strategies

Sales Enablement

Storyboards

User Research

Education

Bachelor's degree

Job description

Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success.

As a Product Advisor, II - Small Business Lending within PNC's Small Business Banking organization, you will be based in Greater Baltimore, MD region, Greater Southeast PA - Harrisburg, PA, or Lancaster, PA. PNC is an in‑office company that fosters a supportive culture where employees can thrive and achieve balance. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description

Represents one or multiple products as part of the sales process with the objective of closing new business opportunities. Defines solution options in the sales process based on product knowledge and business requirements. Leads internal or external discussions related to the application of one or multiple products to help close deals. Leads direct interaction with clients as part of the sales process and represents PNC in bank-sponsored industry events, as needed. Assesses client's current business situation and related requirements through data gathering, which includes interviews and research. Provides the customer perspective in the design, development and management of new or existing product enhancements. Maintains a thorough understanding of marketplace, competitors and industry trends in order to identify new opportunities. Develops and maintains product marketing and proposal material and provides educational sessions to Sales in conjunction with Product Management.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred Skills

• Competitive Strategies
• Competitor Analysis
• Go-to-Market Strategies
• New Product Development
• Process Design
• Product Lifecycle Management (PLM)
• Product Strategies
• Sales Enablement
• Storyboards
• User Research

Competencies

• Decision Making and Critical Thinking
• Effective Communications
• Financial Services Industry
• Influencing
• Knowledge Of Product Line
• Managing Multiple Priorities
• Sales Proposals and Presentations
• Sales Scoping and Qualification
• Solutions Development
• Value Selling

Work Experience: Roles at this level typically require a university / college degree, with 5+ years of industry‑relevant experience. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Education: Bachelors. Certifications: No required certification(s). Licenses: No required license(s).

Pay Transparency

Base Salary: $100,100.00 – $185,900.00. Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.

Application Window

Generally, this opening is expected to be posted for two business days from 08/18/2026, although it may be longer with business discretion.

Benefits

• medical/prescription drug coverage (with a Health Savings Account feature)
• dental and vision options
• employee and spouse/child life insurance
• short and long-term disability protection
• 401(k) with PNC match, pension and stock purchase plans
• dependent care reimbursement account
• back‑up child/elder care
• adoption, surrogacy, and doula reimbursement
• educational assistance, including select programs fully paid
• a robust wellness program with financial incentives
• maternity and/or parental leave
• up to 11 paid holidays each year
• 9 occasional absence days each year, unless otherwise required by law
• between 15 to 25 vacation days each year, depending on career level
• and years of service

Disability Accommodations Statement

At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions. If an accommodation is required to participate in the application process, please contact us via email at [e-mail]. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

Equal Employment Opportunity (EEO)

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

Check out the top reasons to join PNC

For nearly 160 years, PNC has strived to make a meaningful impact for our employees, customers, communities, and shareholders. We believe our success and positive reputation are built on open and honest dialogue, an unwavering focus on smart risk management, relationship-based customer service and community investments. Our inclusive workplace allows our employees to be heard, valued, and developed to do their best work. Being a great place to work means we are making a lasting difference for everyone we serve. PNC’s total rewards package includes things like time off, benefits, learning and career development, wellness programs, recognition and much more. The benefits and programs highlighted below are just a sampling of what PNC offers its employees. To learn more, visit our Total Rewards page.