Processor

Dream Finders Homes; Greenwood Village (CO); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Health Insurance - Medical, Dental & V

Vacation & Holidays

401(k) with company match

Wellness programs

Home Purchase Discount for Associates

Pet Insurance

Job summary

JET Homeloans is seeking a Processor to manage loan files from submission to closing. You will coordinate with underwriting and closing to ensure timely and compliant processing, with daily touchpoints across departments to support smooth loan sales.

Responsibilities include reviewing credit documentation, communicating requirements to borrowers, and maintaining data integrity throughout the lifecycle. Prior experience in mortgage processing and strong customer service are essential.

Qualifications

• Review and analyze credit, income, assets, and collateral upon loan receipt to determine underwriting needs.
• Communicate document requirements and conditions to borrowers and referral sources per policy.
• Obtain credit supplements, verifications of employment, deposits, and other third-party info for validation.

Responsibilities

• Review submissions from sales within 48 hours and provide welcome call and follow-up email.
• Submit loans to underwriting within 5 business days of receipt.
• Represent JET with high-level customer service and professionalism.
• Maintain loan-level data and document integrity throughout processing.

Skills

Loan processing

Credit analysis

Underwriting support

Communication with borrowers

Education

Experience in mortgage processing

Tools

DU/LP/GUS

Job description

The Processor is responsible for processing files from submission through submitting to closing. They will work with all departments in coordinating processing, processing support, and administrative functions for their respective teams. Processor will work closely with underwriting, loan officer/loan officer team and Processing Supervisor to complete all functions within a timely manner and consistent with all operations policies and procedures. Processor will report directly to the Processing Supervisor.

Essential Job Functions

• Review and analyze credit, income, assets, and collateral upon receipt of loan to determine needs for underwriting to make a reasonable credit decision.
• Communicate document requirements and conditions to borrowers and referral sources as needed consistent with corporate communication policies.
• Obtain credit supplements, verifications of employment, verifications of deposit, clear fraud alerts, title commitments, transcripts, appraisals, builder documentation and other third-party information to validate application data.
• Utilize DU, LP and GUS for evaluating agency eligible transactions. Review findings and determine documentation and supporting information needed for underwriting approval.
• Work with underwriting and closing departments to facilitate an efficient and compliant transaction.
• Respond to post closing requests for additional documentation or system updates to ensure timely loan sales.
• Conduct weekly pipeline meetings with sales and provide regular communication to ensure a total team approach necessary to provide exceptional levels of customer service to borrowers and referral sources.
• Licensing and certifications to be obtained when requested by management, such as NMLS licensing, bond certifications, and other educational certifications.
• Process an average of 14 closed loan files per month.
• Review initial submissions from sales within 48 hours and provide welcome call and follow up email to the borrower. Submit loans to underwriting within 5 business days of receipt.
• Represent JET with the highest level of customer service and professionalism.
• Maintain loan level data and document integrity throughout the processing lifecycle.
• Submit CD Requests to closing 7 or more business days prior to closing.
• Resubmit loans for CFD or CTC at least 6 days prior to closing.

JET Homeloans is an Equal Employment Opportunity/Affirmative Action Employer and maintains a Drug-Free Workplace.

NOTE: This job description is not intended to be all-inclusive. Employee may perform other related duties as negotiated to meet the ongoing needs of the organization.

#JetHomeLoans

Goals/Expectations

• Process an average of 14 closed loan files per month.
• Review initial submissions from sales within 48 hours and provide welcome call and follow up email to the borrower. Submit loans to underwriting within 5 business days of receipt.
• Represent JET with the highest level of customer service and professionalism.
• Maintain loan level data and document integrity throughout the processing lifecycle.
• Submit CD Requests to closing 7 or more business days prior to closing.
• Resubmit loans for CFD or CTC at least 6 days prior to closing.

Location(s)

7600 East Orchard Road, Suitee 250N , Greenwood Village , CO 80111 , United States

Compensation

n/a

Benefits

• Health Insurance - Medical, Dental & Vision
• Vacation & Holidays -- generous PTO & 11 holidays
• 401(k) Savings Plan with company match
• Employee Wellness and Employee Assistance Programs
• Home Purchase Discount for Associates
• Pet Insurance

Posting Close Date

n/a