Private Wealth Credit Specialist III

BOK Financial Corporation; Houston, Northern (TX, KY); Hybrid; USD 90,000 - 130,000; Full time

Job summary

BOK Financial Corporation seeks a Private Wealth Credit Specialist III to underwrite large, complex credit transactions and provide expert recommendations within Private Wealth. You will partner with Private Wealth Bankers, risk managers, and advisors to balance growth with prudent risk.

The role requires formal credit training and a track record of sound underwriting, with the ability to mentor others and contribute to policy and process improvements across multi-state markets.

Qualifications

• Bachelor's Degree in Finance or Accounting (or related field) required.
• 5+ years of directly related experience in credit analysis.
• 11+ years of combined education and experience.

Responsibilities

• Credit conversations and decision making with Private Wealth Bankers and risk managers.
• Prepare sophisticated commercial and consumer credit analyses and loan recommendations.
• Gather information for credit analysis and document policy exceptions.
• Prepare commitment reports for multi-state markets.
• Mentor and train less tenured Credit Specialists and advise Private Wealth Bankers.

Skills

Underwriting

Credit analysis

Financial risk assessment

Education

Bachelor's degree in Finance or Accounting

5+ years of credit analysis experience

11+ years combined education/experience

Job description

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Private Wealth Credit Specialist III

Areas of Interest: Underwriting

Pay Transparency Salary Range: Not available

Application Deadline: 09/18/2026

BOK Financial Corporation Group includes BOKF, NA; BOK Financial Securities, Inc. and BOK Financial Private Wealth, Inc. BOKF, NA operates TransFund and Cavanal Hill Investment Management, Inc. BOKF, NA operates banking divisions: Bank of Albuquerque; Bank of Oklahoma; Bank of Texas and BOK Financial®.

Bonus Type

BOKF Performance Plan (D02)

Summary

At BOK Financial, our success starts with our incredible talent. We need a credit enthusiast like yourself to join our Private Wealth Underwriting group as a Credit Specialist. Bring your formal credit training to us as we embark onthe next chapter in Private Wealth.

Job Description

The Private Wealth Credit Specialist III is primarily responsible for underwriting large complex financial/credit transactions within the Private Wealth division, and makes credit recommendations based upon findings.

Team Culture

The camaraderie between the teams is excellent and helps foster partnerships. We are a close group, even though we’re in different locations. We live by our mission statement. "We are committed to providing prompt, sound underwriting and risk management consistent with the bank’s loan policy and overall risk tolerance while maintaining the highest standards of integrity and professionalism in our relationships with our colleagues and clients."

Private Wealth Underwriting has multiple teams, each with a team lead; however, we do not operate in silos. Each team lead has a working relationship with all team members, and the credit specialist can go to any lead for questions or support. Leaders use different forms of engagement for their teams and accolades are shared widely.

Sharing ideas, working on loan structure, and being customer-focused is part of daily life. Each loan is different. You need to be able to prioritize, problem solve, and deliver on time. Continual improvement, idea sharing, tact, diplomacy, and quick thinking drive this team.

How You'll Spend Your Time

• Your day will consist of credit conversations, decision making, and communication with Private Wealth Bankers, Credit Risk Managers, Banking Managers, and Advisors.
• You will work efficiently to get deals approved while mitigating risk.
• You will prepare sophisticated commercial and consumer financial analysis credits/loans, perform analysis, and make recommendations on loan structure, pricing, and risk rating.
• You will assume responsibility for recognizing and documenting policy exceptions and for gathering vital information for credit analysis.
• You’ll prepare commitment reports for all the multi-state markets supported by Private Wealth.
• You’ll mentor and train less tenured Credit Specialists and serve as a resource to Private Wealth Bankers for loan underwriting, credit and underwriting guidelines, and policy.

Education & Experience Requirements

This level of knowledge is normally acquired through completion of a Bachelor’s Degree in Finance or Accounting or related field of study and 5+ years of directly related experience in credit analysis or 11+ years equivalent combination of education and experience.

Working Conditions & Physical Requirements

Office

BOK Financial Corporation Group is a stable and financially strong organization that provides excellent training and development to support building the long term careers of employees.With passion, skill and partnership you can make an impact on the success of the bank, customers and your own career!

The companies in BOK Financial Corporation Group are equal opportunity employers. We are committed to providing equal employment opportunities for training, compensation, transfer, promotion and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, pregnancy status, sexual orientation, genetic information or veteran status.

Top 3 reasons to apply

Investing in our talent and building a great workplace is a top priority for us.

For more than a century, BOK Financial Corporation has helped fuel the success of clients and communities. Since our humble beginnings in Tulsa, Oklahoma, we’ve grown into a diversified financial services company that serves consumers, small businesses and international corporations—and everything in between.

Facts:

• Operations focused in an eight-state footprint
• 5,000 team members
• $53.2 billion in assets*
• $129.3 billion in assets under management and administration*
• $9.3 million donated to local nonprofits in 2025
• 56,000 volunteer hours by our employees in 2025

Nearest Major Market: Dallas
Nearest Secondary Market: Fort Worth
Job Segment: Credit Analyst, Bank, Banking, Risk Management, Credit, Finance