Private Client Lead Underwriter

Orchid Insurance; Tampa (FL); Hybrid; USD 90,000 - 120,000; Full time

Benefits offered by this job

Medical/Rx benefits

401k

Paid Time Off

Tuition Reimbursement

Job summary

Orchid Insurance in Tampa, FL is seeking a Private Client Lead Underwriter to spearhead a specialty underwriting practice focused on high value homes. This role entails overseeing underwriting processes, building agent relationships, and leading a dedicated team for successful expansion.

The ideal candidate will have over 5 years of relevant underwriting experience and possess strong communication skills. This position ensures adherence to best practices while fostering a collaborative cross-functional environment.

Benefits include comprehensive health coverage, financial perks, and a focus on mental well-being.

Qualifications

• Minimum of 5 years of underwriting experience in specialty and high value properties.
• Demonstrated ability to manage the full underwriting lifecycle independently.
• Possess or acquire a FL 2-20 insurance license.

Responsibilities

• Serve as the primary underwriter for assigned specialty product(s).
• Develop and manage relationships with retail and wholesale agents.
• Build and lead a specialty underwriting team.

Skills

Underwriting experience

Relationship-building skills

Business and financial acumen

CAT exposed property understanding

Job description

## Private Client Lead UnderwriterApplyremote type: Hybrid Workinglocations: Tampa, FL, USAtime type: Full timeposted on: Posted 9 Days Agojob requisition id: R26\_0000002061Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers.**Orchid Insurance,** an Arrowhead Intermediaries company, is seeking a **Private Client Lead Underwriter** to join our growing team in Tampa, FL.The Private Client Lead Underwriter is responsible for establishing and growing a specialty underwriting practice focused on high value and ultra-high value homes. This role serves as the initial and primary underwriter for assigned lines, with full accountability for production, underwriting quality, profitability, carrier relationships, broker relationships, and retail agent relationships. This position combines hands-on underwriting execution with business development, market engagement, risk engineering and strategic growth. The Private Client Lead Underwriter will be responsible for hiring and leading an underwriting team to support sustained and profitable expansion.**How You Will Contribute:*** Serve as the primary underwriter for assigned specialty product(s), including reviewing submissions, evaluating risk, negotiating terms, issuing quotes, binding coverage, and servicing policies.* Develop and manage strong relationships with retail and wholesale agents, brokers, and carrier partners.* Coordinate directly with external brokers and markets, including Lloyd’s and other specialty carriers.* Own underwriting results including premium growth, retention, and profitability.* Partner with leadership to establish production and profitability goals.* Ensure adherence to carrier guidelines and Orchid underwriting best practices.* Monitor market conditions and underwriting trends.* Collaborate cross-functionally with Programs, Sales/Marketing, Operations, and Leadership.* Travel as needed to meet brokers, agents, and carrier partners, including occasional international travel.* Build and lead a specialty underwriting team as the business grows.**Skills & Experience to Be Successful:****Required:*** Minimum of 5 years of underwriting experience, including specialty, broker placement-based property and high value properties.* Demonstrated ability to manage the full underwriting lifecycle independently.* Demonstrated understanding, knowledge and experience in CAT exposed property lines of business, including risk models and pricing analytics* Strong broker-facing communication and relationship-building skills.* Demonstrated business and financial acumen.* Entrepreneurial mindset with comfort building a new underwriting practice.* Willingness and ability to travel occasionally, including international travel.* This position requires routine travel which may require the teammate to drive their own vehicle or a rental vehicle. Acceptable results of a Motor Vehicle Report at the time of hire and periodically thereafter, and maintenance of minimum acceptable insurance coverages are a requirement of this position.* Possess or acquire and maintain a FL 2-20 insurance license or the equivalent as required by FL state. Non-resident Florida teammates must possess or acquire and maintain the non-Florida resident state equivalent Property & Casualty license.**Teammate Benefits & Total Well-Being**We go beyond standard benefits, focusing on the total well-being of our teammates, including:* *Health Benefits*: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance* *Financial Benefits*: ESPP; 401k; Student Loan Assistance; Tuition Reimbursement* *Mental Health & Wellness*: Free Mental Health & Enhanced Advocacy Services* *Beyond Benefits*: Paid Time Off, Holidays, Preferred Partner Discounts and more.*Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations.***The Power To Be Yourself** As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.