Private Banker: Wealth & Relationship Architect

SmartBank; North Carolina; On-site; USD 85,000 - 125,000; Full time

Job summary

SmartBank in North Carolina is seeking a seasoned Private Banker to grow and manage client relationships, structure loan and deposit solutions, and deliver high-touch financial services within the community.

You will interview applicants, analyze credit information, and collaborate with loan teams to ensure profitable, compliant outcomes while expanding the bank's private banking footprint across the region.

Qualifications

• Bachelor's degree preferred; 5–10 years in banking; 3+ years in private banking.
• Strong underwriting knowledge and regulatory understanding.
• Excellent written and verbal communication.
• Ability to handle multiple priorities and work independently.

Responsibilities

• Meet with prospects and clients to discuss loans, deposits, and related products.
• Analyze financial information and perform credit analyses to support loan decisions.
• Monitor profitability of relationships and negotiate terms and fees.
• Develop and retain customers across a designated region to meet sales goals.
• Ensure compliance with laws and bank policies.

Skills

Underwriting

Communication skills

Attention to detail

Multitasking

Independent work

Team player

Integrity

Privacy policies

Microsoft Office

Education

High School Diploma

Bachelor's degree in Business, Finance or Management

Tools

Microsoft Office

Job description

SmartBank in North Carolina is seeking a seasoned Private Banker to grow and manage client relationships, structure loan and deposit solutions, and deliver high-touch financial services within the community.

You will interview applicants, analyze credit information, and collaborate with loan teams to ensure profitable, compliant outcomes while expanding the bank's private banking footprint across the region.