Private Banker V - Denver, CO

SOUTHSTATE BANK, NATIONAL ASSOCIATION; United States; On-site; USD 120,000 - 180,000; Full time

Job summary

SouthState Bank seeks a seasoned Private Banking professional to manage complex business relationships and drive loan and deposit growth. You will service high net worth clients and professional practices, coordinating cross-sell opportunities across Retail, Trust, Mortgage and Treasury Management while ensuring regulatory compliance.

You will build COI networks, lead junior bankers, and uphold exceptional service standards with meticulous documentation and strong client communication.

Qualifications

• Bachelor's degree in related field or equivalent experience.
• 15+ years in Business Banking or Private Banking with lending/sales preferred.
• Strong writing, verbal communication and client relationship skills.
• Knowledge of banking regulations and financial products.

Responsibilities

• Actively participates in a business development plan to increase the Bank's loan and deposit portfolio.
• Manages full-service banking relationships with businesses and high net worth individuals.
• Consults with prospects and clients regarding financial needs; recommends products and services.
• Cross-sells Retail, Trust, Mortgage and Treasury Management services.
• Analyses financial, tax and credit needs of customers and recommends strategies.
• Ensures documentation is in file for all loans and compliance requirements.

Skills

Relationship management

Business banking

Sales & cross-selling

Credit analysis

Advanced MS Office

Education

Bachelor's degree in Finance, Management or Business Administration

Tools

MS Office Suite

Job description

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions.

We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here!

ESSENTIAL FUNCTIONS

• Actively participates in a business development plan to increase the Bank's loan and deposit portfolio
• Manages full-service banking relationships with businesses, professional practices and high net worth individuals and oversees a portfolio of highly complex accounts
• Consults with prospects and clients regarding financial needs; recommend products and services including credit structures, prepares loan packages for credit review and underwriting, opens and services accounts within authorized limits and ensures records/files are maintained within policy/guidelines. Cross-sells Retail, Trust, Mortgage and Treasury Management services such as credit cards, personal trusts, and investment, financial, and estate planning services.
• Analyze financial, tax and credit needs of customers, monitor customers changing needs and recommends strategies that utilize company products/services.
• Resolves customer problems and assists with general inquiries. Provides superior service to customers.
• Ensures that all required documentation is in file for all loans. Clears documentation or compliance exceptions noted by Loan Operations or other review channels
• Develops and utilizes COI network to generate new business
• Demonstrates a commitment to fair lending practices. Remains knowledgeable of all laws and regulations governing the lending activities of financial institutions. Ensures compliance with all applicable Bank policies and procedures, as well and all State and Federal regulations.
• Builds and maintains a positive working relationship with COI's to enhance the Bank's image and reputation in the marketplace
• Represents the Bank, actively endorsing its products and services, making appropriate referrals as necessary and providing leadership in key community activities.
• May provide training and guidance to less experienced Private Bankers
• Accepts other duties as assigned

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Qualifications, Education, and Certification Requirements

• Education : Bachelor's degree in a related field (Finance, Management, Business Administration) or equivalent experience
• Experience : Minimum 15 years Business Banking or Private Banking experience; 5 or more years of lending or sales experience is preferred. FINRA Series 7, 63 or 66 licenses not required unless participating in securities and brokerage activities.
• Skills : Excellent written and verbal communication skills are necessary. Demonstrated understanding of financial accounting and analysis. Excellent organization, interpersonal, sales, execution, and delivery skills. Must be able to multi-task with frequent interruptions, be comfortable in a fast-paced, changing environment, and manage multiple projects to conclusion on time. Proven success in problem analysis and resolution. Strong attention to detail and accuracy. High level of expertise with MS Office suite. Ability to develop rapport easily with clients, peers, and partners. Ability to exercise independent judgment and decision making, initiative and tact in dealing with bank staff and customers. Ability to work independently and in a team setting. Knowledge of state, federal, and regulatory guidelines.
• Knowledge : Basic knowledge of bank operating systems. Extensive knowledge of Bank products, services, procedures, and practices. Previous experience with analysis of Retail, Private Banking and/or Commercial relationships, strategic sales planning and client issue resolution is required. Must have in-depth knowledge of federal and State lending regulations and Bank policies related to lending procedures. Familiarity with the local business community is strongly preferred.

TRAINING REQUIREMENTS/CLASSES

• Required annual compliance training, New Employee Orientation

PHYSICAL DEMANDS

Must be able to effectively access and interpret information on computer screens, documents, reports and identify customers. This position requires a large amount of time in front of a computer. This can be done sitting or standing with use of the right desk.

WORK ENVIRONMENT

This position is in a private office.

Telecommuting roles no matter if hybrid or 100% full time telecommuting must have a secure home office environment that is free from background noi