Private Banker II

First Citizens; Charlotte (NC); On-site; USD 110,000 - 170,000; Full time

Job summary

First Citizens Bank is seeking a Private Banker to deliver private banking services to high net worth individuals and families in the Charlotte area. You will work with wealth partners to develop new business and manage complex credit and deposit solutions, while building strong client relationships and delivering an exceptional service experience.

Responsibilities include client acquisition, portfolio management, and collaboration with the broader wealth team to offer comprehensive wealth

Qualifications

• Bachelor's Degree and 8 years of experience in Financial Services Relationship Management or related field.
• Possession of required securities licenses (Series 7, 63 and 65 or 66) is required.
• Experience with high net worth clients and wealth management solutions preferred.

Responsibilities

• Acquire high net worth clients and promote private banking solutions.
• Manage portfolios with credit and deposit products tailored to client needs.
• Develop internal and external partnerships to drive new client acquisition.
• Provide ongoing service and identify opportunities for additional wealth products.
• Collaborate with wealth partners to deliver comprehensive client experiences.

Skills

Credit underwriting skills

Education

Bachelor's Degree

High School Diploma or GED

Tools

Series 7, 63 & 65 or 66 licenses

Job description

Overview

Join First Citizens Bank and be part of a team dedicated to helping clients build stronger financial futures. From banking and lending to investments, insurance, and wealth planning, the First Citizens Wealth team provides comprehensive solutions backed by trusted expertise. Here, your work helps power meaningful progress for the clients and communities we serve.

The Private Banker is responsible for selling, promoting and supporting the delivery of Private Banking services to high net worth individuals and families. Works closely with wealth partners on new business development and client retention activities supporting the client service plan. Manages a portfolio of HNW clients geared towards complex credit and deposit solutions. Develops deep internal partnerships, and external centers of influence, to drive new client acquisition.

#LI-MP1

Responsibilities & Qualifications

Duties & Responsibilities:

• Client Acquisition - Acquires clients for Wealth Management through a variety of sales and marketing techniques. Provides customized banking solutions based on the needs of the client in coordination with the overall wealth plan. Develop both Internal and external network representing the Bank in the community and markets served.
• Portfolio Management - Manages a portfolio of HNW clients geared towards complex credit and deposit solutions. Monitors performance and ensures compliance with all applicable standards. Prepares credit packages and works closely with middle office and credit administration to facilitate appropriate credit approval.
• Sales Responsibility - Sells appropriate credit, depository, and wealth management solutions through consultation and team work. Provides guidance to less experienced associates in the work group and assist with special projects as assigned. Develops deep internal partnerships and external centers of influence, to drive new client acquisition.
• Relationship Development - Establishes relationships with high net worth clients to monitor financial situation and identify client needs resulting in new sales opportunities. Provides ongoing service to assigned relationships and accounts including handling inquiries to insure an outstanding client service experience. Leverages community visibility, external and internal relationships into new business opportunities.
• Collaboration - Works closely with wealth partners to support the client experience through consistent execution of client service plans. Engages with specialists from the broader wealth team to coordinate the delivery of additional wealth management products and solutions appropriate for the client.

Position Specific Skills:

• Credit underwriting skills

Qualifications:

• Bachelor's Degree and 8 years of experience in Financial Services Relationship Management in Business Banking, Commercial Banking, Private Banking, or Wealth Management OR High School Diploma or GED and 12 years of experience in Financial Services Relationship Management in Business Banking, Commercial Banking, Private Banking, or Wealth Management

License or Certification Type:

• Possess valid Series 7, 63 & 65 or 66 licenses

Required Skill(s):

• Credit underwriting skills

Additional Information

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.