Principal Software Engineer

Mastercard; New York (NY); On-site; USD 204,000 - 337,000; Full time

Job summary

Mastercard seeks a Principal Software Engineer to lead the design and delivery of Checkout Services, guiding global teams to translate roadmaps into release plans for eCommerce and Mobile Commerce.

The role demands deep experience in shaping product strategy, influencing partners, and delivering complex programs across organizations.

Qualifications

• Bachelor’s degree or equivalent combination of training and experience.
• Extensive experience in designing and delivering consumer facing eCommerce and Mobile Commerce products.

Responsibilities

• Design our technology products and applications to meet Mastercard’s objectives.
• Own the technology road-map for eCommerce and Mobile Commerce products.
• Coordinate road-mapping with business objectives and enterprise architecture.
• Ensure requirements are detailed enough to transition to development plans.
• Provide leadership and guidance to business and technology partners.

Education

Bachelor’s degree

Job description

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title And Summary

Principal Software Engineer

Principal Solution Engineer to support Mastercard Checkout Services

This position is a key member of a team of business technologists responsible for the design and development of products and solutions that further Mastercard’s goals in digital commerce. This role will work with business partners from across the globe to design digital products and the detailed product and technical road-maps required to support global deployments of eCommerce and Mobile Commerce products. Additionally, this role will lead the transition from a product road-map into detailed release plans and the transition of the plans to technical delivery teams. The position requires extensive experience and demonstrated thought leadership in the development and delivery of products eCommerce and Mobile Commerce.

Major Accountabilities

• Working with Business Partners, design our technology products and applications to meet MasterCard’s business objectives.
• Develop and own the technology road-map for our eCommerce and Mobile Commerce products
• Coordinate the technical road-mapping process ensuring alignment with business objectives, enterprise architecture plans, and technology delivery
• Ensure business requirements are of sufficient quality and detail to ensure the road-map can be transitioned to development release plans.
• Provide thought leadership in eCommerce and Mobile Commerce, an advisor to our business partners.
• Ensure communications are timely and transparent between business teams and technology teams, across the globe.
• Single point of contact for new software development request, requests for product evaluation, sizing of new requirements, etc.

Skills/ Abilities

• Must have extensive experience in designing and developing consumer facing eCommerce and Mobile Commerce products and solutions.
• Effectively deal with difficult situations. Help develop solutions to complex problems.
• Ability to translate highly complex technical matters into easily digestible and actionable plans.
• Requires the ability to influence business and technology partners and individual contributors.
• Must have the ability to foster open communications across various organizational levels.
• Requires skills to motivate teams to deliver superior results.
• Requires the skills to provide functional and directional guidance to staff and recommend policy or strategic direction changes to management.
• Requires the ability to interact across multiple organizational levels and assume a lead role and set direction for large or complex projects.
• Strong leadership, interpersonal, relationship-building and negotiation skills required with a solid track record for developing internal and external relationships.
• Provide measurable input into new products, processes, standards or plans in support of the business.

Education

• Bachelor’s degree or equivalent combination of training and experience.

Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law.

We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact [e-mail] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience.

Mastercard benefits for full time (and certain part time) employees generally include:

• insurance (including medical, prescription drug, dental, vision, disability, life insurance)
• flexible spending account and health savings account
• paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave)
• 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire
• 10 annual paid U.S. observed holidays
• 401k with a best-in-class company match
• deferred compensation for eligible roles
• fitness reimbursement or on-site fitness facilities
• eligibility for tuition reimbursement
• and many more.

Mastercard benefits for interns generally include:

• 56 hours of Paid Sick and Safe Time
• jury duty leave
• and on-site fitness facilities in some locations.

THIS POSTING RELECTS ONE OR MORE CURRENT VACANCIES ON OUR TEAM, AND MASTERCARD INTENDS TO FILL THIS POSITION BY 12/09/2026. If the fill date has passed, Mastercard intends to fill this position as soon as possible.

Pay Ranges

New York City, New York: $204,000 - $337,000 USD

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard’s security policies and practices;
• Ensure the confidentiality and integrity of the information being accessed;
• Report any suspected information security violation or breach, and
• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.