Principal Financial Analyst

Capital One National Association; Virginia (MN); Hybrid; USD 120,000 - 137,000; Full time

Job summary

Capital One is seeking a Principal Financial Analyst to support our Consumer Checking business. This high-visibility role focuses on Debit Volume, Revenue ownership, competitive analytics, and strategic financial direction across the Retail segment.

The role requires strong communication, problem solving, and influencing abilities, with responsibilities spanning financial reporting, modeling, and executive-level presentations.

Qualifications

• Bachelor’s Degree or military experience required.
• At least 3 years’ experience in financial analysis.
• At least 3 years’ experience with financial modeling.
• At least 3 years’ experience in Microsoft Excel and Microsoft PowerPoint.

Responsibilities

• Financial reporting and analysis, including budgeting, forecasting, variance analysis, and P&L management.
• Collaborate with system analysts to maintain and develop the system to house models.
• Coordinate and collect input data from Financial Analysts across departments; verify data integrity and summarize outputs.
• Develop presentations to communicate analysis results to senior audiences and leadership teams.
• Handle ad-hoc requests and special projects; manage workload independently.
• Communicate clearly and influence decision-making with business clients and executives.

Skills

Financial analysis

Financial modeling

Communication skills

Problem solving

Influencing skills

Education

Bachelor's degree or military experience

Tools

MS Excel

PowerPoint

Job description

Principal Financial Analyst

In this role, you will work on our Consumer Checking business, playing a critical role in supporting Retail's growth strategy. This is a high-visibility position responsible for several notable areas for Checking including Debit Volume and Revenue ownership, standing up Competitive Analytics, and other incredibly impactful deliverables. You will have the opportunity to partner with business partners on driving strategic business direction that leads to sustainable performance and you will be asked to challenge our current well-managed processes to be more proactive, effective and efficient.

Principal Financial Analysts perform financial data analysis in preparing Profit & Loss or other statements and frequently build reports for higher level associates; provide management and business clients with project statuses; perform reporting and analysis to support presentations and ad-hoc requests. The role requires strong communication, problem solving, critical thinking, and influencing skills in order to effectively:

• Articulate outcomes of analysis and relevant insights
• Develop presentations to communicate business and analysis results to senior audiences

General Responsibilities:

• Financial reporting and analysis, including budgeting, forecasting, variance analysis, financial reporting, and Profit & Loss (P&L) management
• Collaborate with system analysts to maintain and develop system to house models
• Coordinate and collect input data from Financial Analysts in different departments, check data integrity, summarize and convert data, run models, verify, analyze, and communicate output data
• Business presentations: Assist in development of presentations to communicate analysis results to senior audiences, clearly articulate outcomes of analysis to leadership teams
• Ad-hoc requests and special projects
• Independently manage and prioritize workload

Basic Qualifications

• Bachelor’s Degree or military experience
• At least 3 years’ experience in financial analysis
• At least 3 years’ experience with financial modeling
• At least 3 years’ experience in Microsoft Excel and Microsoft PowerPoint

Preferred Qualifications:

• Master’s Degree in Business Administration (MBA) or Master’s Degree in Finance
• Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license
• 4+ years’ experience in financial analysis
• 4+ years’ experience with financial modeling
• 3+ years’ experience in strategic analysis & planning
• Proven business relationship, communication, interpersonal, and influencing skills
• Demonstrated independent problem solving and strategic thinking abilities
• Strong teamwork skills; ability to positively contribute to overall success of the team

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

This role is hybrid meaning associates will spend 3 days per week in-person at one of our offices listed on this job posting.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Chicago, IL: $109,900 - $125,400 for Principal Financial Analyst

McLean, VA: $120,800 - $137,900 for Principal Financial Analyst

Richmond, VA: $109,900 - $125,400 for Principal Financial Analyst

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at [e-mail] All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to [e-mail]

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).