Principal Associate, Financial Analysis - Servicing Strategy

capitalone; McLean (VA); On-site; USD 121,000 - 138,000; Full time

Job summary

Capital One seeks a Principal Financial Analyst in McLean, VA to manage financial performance and provide leadership with insights. This role influences Servicing Strategy by analyzing financial data and communicating recommendations to senior leaders within the Servicing Strategy team of Capital One's Customer Service and Strategy Organization.

Responsibilities include preparing comprehensive financial reports, developing impactful presentations, and identifying cost drivers and opportunities

Qualifications

• Bachelor’s degree or military experience required.
• At least 3 years of experience in financial analysis or financial modeling.
• Preferred: MBA/Finance master’s; CFA or CPA license; 5+ years in financial analysis.

Responsibilities

• Prepare monthly, quarterly, and annual financial reporting and analysis.
• Lead development of presentations to communicate results to senior audiences.
• Explain key cost drivers and variances; suggest actions to the business.
• Identify and lead new analyses driving insights into performance and opportunities.
• Partner with finance leaders and internal stakeholders; provide project statuses.
• Help identify areas for driving efficiencies with the finance team.
• React to ad-hoc requests and special projects.

Skills

Financial analysis

Financial modeling

Stakeholder partnership

Presentations

Problem solving

Education

Bachelor's degree or military experience

MBA or Finance master's

CFA/CPA license

Job description

As Capital One grows the operations, servicing teams become increasingly important to drive scale, differentiated customer experience, and efficiencies. This role will support the Servicing Strategy team, within the Customer Service and Strategy Organization. Servicing Strategy supports all of the technology platforms within servicing as well as the future of servicing at Capital One, including the use of Artificial Intelligence (AI). In this role you will manage financial performance and provide Servicing Strategy leadership with financial insights, directly influencing strategy, and driving business outcomes.

The role requires problem solving, strategic thinking, and influencing skills in order to effectively:

• Articulate outcomes of analysis and relevant insights
• Able to critically evaluate broad option sets and present recommendations
• Effective under both open-ended and tight timelines
• Partner with leadership and business teams to assess the financial implications of ongoing efforts to grow the organization
• Develop presentations to communicate business and analysis results to senior leadership audiences
• Comfortable working in white space and the ability to get work done through others

General Responsibilities

• Prepare monthly, quarterly, and annual financial reporting and analysis
• Lead development of presentations to communicate analysis results to senior audiences, clearly articulate outcomes of analysis to leadership teams
• Accurately analyze & explain key cost drivers and monthly variances, suggest actions to the business, and help manage the regular reporting process
• Proactively identify and lead new analysis that drives additional insights into business performance and opportunities
• Partner with finance leaders and their teams, as well as other internal stakeholders
• Provide management and business clients with project statuses
• Work closely with the finance team to help identify areas and processes for driving efficiencies
• React to ad-hoc requests and special projects

Basic Qualifications

• Bachelor’s Degree or military experience
• At least 3 years of experience in financial analysis, financial modeling, or a combination

Preferred Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, Mathematics, Engineering, or a related quantitative field
• Master’s Degree in Business Administration (MBA) or Master’s Degree in Finance
• Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license
• 5+ years of experience in financial analysis and financial modeling
• 3+ years experience in financial services, banking or technology industries
• 3+ years experience partnering with senior leaders and internal stakeholders
• Excellent verbal and written communication skills

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

McLean, VA: $120,800 - $137,900 for Principal Financial Analyst

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part‑time status, exempt or non‑exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

Capital One does not provide, endorse nor guarantee and is not liable for third‑party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).