Principal Associate, Compliance Transaction Tester

Capital One; Richmond (VA); On-site; USD 106,700 - 121,700; Full time

Job summary

A financial services company is looking for a Principal Associate, Compliance Transaction Tester, in Richmond, VA. This role involves leading compliance transaction testing and requires a strong background in compliance and risk management with at least 3 years of relevant experience. Candidates should also have proficiency in data analysis tools like Microsoft Office and SQL. The salary range for this role is between $106,700 and $121,700. This position does not offer remote work options.

Qualifications

• 3+ years of experience in compliance testing or risk management.
• 2+ years of experience with Microsoft Office or Google Suite.
• 1+ year of experience interacting with senior management.

Responsibilities

• Execute complex compliance testing aligned with methodologies.
• Manage testing schedules and document results accurately.
• Analyze data and support technology implementations.

Skills

Compliance testing

Risk management

Data analysis

Communication

Education

High School Diploma or equivalent

Bachelor’s degree

Tools

Microsoft Office

Google Suite

Python

SQL

Job description

Principal Associate, Compliance Transaction Tester

Join Capital One to apply for the Principal Associate, Compliance Transaction Tester role. The US Card Compliance team is seeking an experienced Principal Associate who will lead and execute risk‑based compliance transaction testing under the leadership of a team leader, independently assessing business line adherence to applicable laws, regulations, and guidance. The role requires deep regulatory knowledge, design and conduct testing, critical thinking and judgment to assess compliance. It demands cross‑functional collaboration, strong relationships with partner teams, autonomy, meticulous attention to detail, excellent verbal and written communication, and the ability to communicate complex fact patterns succinctly.

Responsibilities

• Execute targeted, complex testing for line of business compliance requirements in alignment with team and program methodology.
• Demonstrate an understanding of business processes, control frameworks, and related regulatory and compliance standards.
• Manage testing schedules to ensure all tasks and reporting are completed within established timeframes and documented within systems of record.
• Systematically retain documents that substantiate test results.
• Review tests executed by colleagues for accuracy and adherence to test plans and procedures.
• Develop and execute test plans, continually validating and improving existing designs while also identifying new opportunities to test in high‑risk areas.
• Request and analyze data; support and initiate efforts to improve data sourcing and drive innovation with business partners and IT support teams.
• Identify and contribute to the implementation of new technologies and innovative concepts.
• Communicate results to Compliance Officers, Compliance Advisors, Legal, and Business Area Partners.
• Demonstrate strong time‑management, organizational, and prioritization skills; complete multiple concurrent tasks within close deadlines with a high degree of accuracy and detail.
• Exhibit strong problem‑solving and conceptual thinking skills.

Qualifications

Basic Qualifications

• High School Diploma, GED, or equivalent certification.
• At least 3 years of experience in compliance testing, risk management, compliance monitoring, quality assurance, control review, or audit.
• At least 2 years of Microsoft Office or Google Suite experience.
• At least 1 year of experience interacting with senior management or business partners.

Preferred Qualifications

• Bachelor’s degree.
• 4+ years of financial services consumer compliance monitoring, auditing, risk management, or compliance experience.
• 2+ years of experience analyzing data from various sources and making recommendations based on data.
• 1+ year of scripting experience in Python and SQL.
• Certified Regulatory Compliance Manager (CRCM) accreditation.

Salary

McLean, VA: $117,300 – $133,900 (Compliance Tester III). Richmond, VA: $106,700 – $121,700 (Compliance Tester III). Salaries for part‑time roles will be prorated based on hours worked.

Other Information

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

EEO Statement

Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. Capital One will consider qualified applicants with a criminal history in a manner consistent with applicable laws regarding criminal background inquiries.

Accommodation Contact

If you require accommodations in searching for information or applying, contact Capital One Recruiting at 1‑800‑304‑9102 or via email at [e-mail]. All information you provide will be kept confidential and used only to the extent required to provide reasonable accommodations.