Premier Private Banker I

SSB002 SOUTHSTATE BANK, NATIONAL ASSOCIATION; Orlando (FL); On-site; USD 90,000 - 150,000; Full time

Job summary

SouthState Bank in Orlando seeks a Premier Private Banker II to own comprehensive private banking activities, grow the loan and deposit portfolio, and deliver superior client service. You will analyze financial data to assess creditworthiness and cross-sell a range of bank products while ensuring regulatory adherence.

The role requires extensive experience in private/business banking with strong relationship-building skills, attention to detail, and the ability to work within a fast-paced

Qualifications

• Bachelor’s degree in Finance, Management, Business Administration, or equivalent.
• 10+ years in Business or Private Banking; 5+ years lending or sales preferred.
• FINRA Series 7, 63 or 66 licenses not required unless participating in securities and brokerage activities.

Responsibilities

• Develop new Private Banking business through sales efforts.
• Manage a complex loan and deposit portfolio with high-level service.
• Analyze financial information to evaluate creditworthiness of loan requests.
• Cross-sell Retail, Trust, Mortgage and Treasury Management services.
• Ensure all loans comply with regulations and bank policies.
• Develop and utilize COI network to generate new business.

Skills

Communication

Sales ability

Relationship management

MS Office

Multi-tasking

Education

Bachelor's degree in Finance/Management/Business Administration or equivalent

Tools

MS Office

Job description

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here!

SUMMARY/OBJECTIVES

It is the responsibility of the Premier Private Banker II to take ownership of all tasks and challenges that they encounter in the operation of their assigned position. Has responsibility for developing new Private Banking business through sales efforts. Manages a complex loan and deposit portfolio providing superior client service. Analyzes financial information to evaluate the credit worthiness of loan requests. Compiles loan packages ensuring completeness and accuracy of information provided. Sells and cross-sells additional products and services of the Bank. Assures that all loans are following State and Federal regulations and Bank policies and procedures.

ESSENTIAL FUNCTIONS

• Actively participates in a business development plan to increase the Bank’s loan and deposit portfolio
• Manages full-service banking relationships with businesses, professional practices and high net worth individuals and oversees a portfolio of highly complex accounts
• Consults with prospects and clients regarding financial needs; recommend products and services including credit structures, prepares loan packages for credit review and underwriting, opens and services accounts within authorized limits and ensures records/files are maintained within policy/guidelines.
• Cross-sells Retail, Trust, Mortgage and Treasury Management services such as credit cards, personal trusts, and investment, financial, and estate planning services.
• Analyze financial, tax and credit needs of customers, monitor customers changing needs and recommends strategies that utilize company products/services.
• Resolves customer problems and assists with general inquiries.
• Provides superior service to customers.
• Ensures that all required documentation is in file for all loans.
• Clears documentation or compliance exceptions noted by Loan Operations or other review channels
• Develops and utilizes COI network to generate new business.
• Demonstrates a commitment to fair lending practices.
• Remains knowledgeable of all laws and regulations governing the lending activities of financial institutions.
• Ensures compliance with all applicable Bank policies and procedures, as well and all State and Federal regulations.
• Builds and maintains a positive working relationship with COI’s to enhance the Bank’s image and reputation in the marketplace.
• Represents the Bank, actively endorsing its products and services, making appropriate referrals as necessary and providing leadership in key community activities.
• May provide training and guidance to less experienced Private Bankers.
• Accepts other duties as assigned.
• Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Qualifications, Education, and Certification Requirements

• Education: Bachelor’s degree in a related field (Finance, Management, Business Administration) or equivalent experience
• Experience: Minimum 10+ years Business Banking or Private Banking experience; 5 or more years of lending or sales experience is preferred.
• FINRA Series 7, 63 or 66 licenses not required unless participating in securities and brokerage activities.
• Skills: Excellent written and verbal communication skills are necessary. Demonstrated understanding of financial accounting and analysis. Excellent organization, interpersonal, sales, execution, and delivery skills. Must be able to multi-task with frequent interruptions, be comfortable in a fast-paced, changing environment, and manage multiple projects to conclusion on time. Proven success in problem analysis and resolution. Strong attention to detail and accuracy. High level of expertise with MS Office suite. Ability to develop rapport easily with clients, peers, and partners. Ability to exercise independent judgement and decision making, initiative and tact in dealing with bank staff and customers. Ability to work independently and in a team setting.
• Knowledge of state, federal, and regulatory guidelines.
• Basic knowledge of bank operating systems.
• Extensive knowledge of Bank products, services, procedures, and practices.
• Previous experience with analysis of Retail, Private Banking and/or Commercial relationships, strategic sales planning and client issue resolution is required.
• Must have in-depth knowledge of federal and State lending regulations and Bank policies related to lending procedures.
• Familiarity with the local business community is strongly preferred.

Training Requirements/CLASSES

• Required annual compliance training, New Employee Orientation

PHYSICAL DEMANDS

Must be able to effectively access and interpret information on computer screens, documents, reports and identify customers. This position requires a large amount of time in front of a computer. This can be done sitting or standing with use of the right desk.

WORK ENVIRONMENT

This position is in a private office. Telecommuting roles no matter if hybrid or 100% full time telecommuting must have a secure home office environment that is free from background noise and distractions. They must also have a reliable private internet connection that is not supplied by use of cellular data (hot spot). Cable or fiber connections are preferred. Requirements are subject to change, as new systems and technology is delivered.

TRAVEL

Travel may be required to come to meetings as needed.

Work Location

20 N Orange Ave, Suite 1303 Orlando, Florida 32801

Equal Opportunity Employer

Equal Opportunity Employer, including disabled/veterans.

Company Commitment

Our business model supports the unique character of the communities we serve and encourages decision making by the banker that is closest to the customer. We think and act like owners and measure success over entire economic cycles. We prioritize soundness before short-term profitability and growth.