Portfolio Manager Senior

RG&T Solutions; Garrettsville (OH); On-site; USD 120,000 - 180,000; Full time

Job summary

RG&T Solutions is seeking a Portfolio Manager – PRO CRE to lead comprehensive credit analyses of non-owner occupied CRE loans and support the approval process. You will evaluate lending facilities and CRE product types including retail, office, multi-family, lodging, industrial, and senior living.

The role requires monitoring the real estate portfolio through regular financial data reviews, identifying negative trends, and ensuring covenant compliance.

Qualifications

• Bachelor's degree in business, accounting, or finance is required; Master's preferred.
• At least 7 years of commercial credit experience, including underwriting CRE loans.
• Experience in credit analysis, underwriting, or portfolio management.
• Proficiency in Microsoft Office suite.

Responsibilities

• Review rent rolls, operating statements, and financial reports for trends and issues.
• Identify portfolio weaknesses and alert relevant managers to deteriorating conditions.
• Prepare covenant checks and handle loans out of compliance, updating systems accordingly.
• Monitor construction loans via inspection reports and borrower projections.
• Conduct annual portfolio reviews and update risk models based on project completion or changing conditions.
• Manage upcoming loan maturities and renewals in collaboration with Relationship Managers.
• Track past dues and overdrafts, working to resolve issues.
• Ensure accurate coding of loans in systems and alignment of covenant definitions with loan agreements.
• Review loan documentation, respond to deficiencies, and maintain portfolio monitoring records.
• Participate in client meetings and portfolio reviews with stakeholders.

Skills

Credit analysis

Underwriting CRE loans

Portfolio management

Education

Bachelor's degree in business, accounting, or finance

Master's degree preferred

Tools

Microsoft Office

Job description

Role Summary

The Portfolio Manager – PRO CRE is responsible for conducting comprehensive credit analyses of non-owner occupied commercial real estate loans to support the approval process. They must have expertise in various lending facilities and CRE product types, such as retail, office, multi-family, lodging, industrial, and senior living. The role involves monitoring the real estate portfolio through regular reviews of financial data, identifying negative trends, and ensuring compliance with loan covenants.

Role Summary

The Portfolio Manager – PRO CRE is responsible for conducting comprehensive credit analyses of non-owner occupied commercial real estate loans to support the approval process. They must have expertise in various lending facilities and CRE product types, such as retail, office, multi-family, lodging, industrial, and senior living. The role involves monitoring the real estate portfolio through regular reviews of financial data, identifying negative trends, and ensuring compliance with loan covenants.

Key Responsibilities

• Review rent rolls, operating statements, and financial reports for trends and issues.
• Identify portfolio weaknesses and alert relevant managers to deteriorating conditions.
• Prepare covenant checks and handle loans out of compliance, updating systems accordingly.
• Monitor construction loans via inspection reports and borrower projections.
• Conduct annual portfolio reviews and update risk models based on project completion or changing conditions.
• Manage upcoming loan maturities and renewals in collaboration with Relationship Managers.
• Track past dues and overdrafts, working to resolve issues.
• Ensure accurate coding of loans in systems and alignment of covenant definitions with loan agreements.
• Review loan documentation, respond to deficiencies, and maintain portfolio monitoring records.
• Participate in client meetings and portfolio reviews with stakeholders.

Qualifications & Skills

• Bachelor's degree in business, accounting, or finance; Master's preferred.
• At least 7 years of commercial credit experience, including underwriting CRE loans.
• Experience in credit analysis, underwriting, or portfolio management.
• Proficiency in Microsoft Office suite.