Portfolio Manager II, ESOP Finance

Wintrust Financial Corporation; Chicago (IL); On-site; USD 85,000 - 110,000; Full time

Benefits offered by this job

Medical Insurance

401(k) with company match

Annual bonus eligible

Job summary

Wintrust Financial Corporation seeks a Portfolio Manager II to support the Middle Market and ESOP Finance team. You will analyze commercial financial statements from $20M to $500M revenue and compute credit metrics including cash flow, leverage, working capital and collateral coverage.

You’ll be the primary contact for client relations, ensuring timely responses and coordinated reporting. Strong credit judgment and relationship skills are essential.

Qualifications

• Bachelor's degree in business, finance, accounting or related field.
• At least 4 years of commercial credit experience, corporate banking or middle market preferred.
• Strong risk management understanding and credit mitigants.
• Knowledge of risk ratings analysis, corporate finance and/or research.
• Strong analytical and financial modelling abilities.
• Excellent verbal and written communication skills.
• Proven client relationship capabilities.
• Proficient with Microsoft Office, advanced Excel modelling.

Responsibilities

• Manage an assigned portfolio of commercial customers in partnership with the relationship manager.
• Provide oversight of reporting for portfolio management (delinquency, exceptions, tickler tracking).
• Coordinate collection and review of financial statements and tax returns to comply with reporting requirements.
• Prepare credit packages for annual reviews, renewals, loan requests and portfolio reviews.
• Structure and underwrite complex commercial loan transactions in assigned portfolio.
• Provide credit recommendations to credit administration when needed.
• Review loan documentation with legal counsel to ensure proper closes and renewals.
• Support internal audits, loan reviews, compliance reviews and exams.

Skills

Financial analysis

Credit underwriting

Excel modeling

Client relations

Communication skills

MS Office proficiency

Moody's analytics familiarity

Education

Bachelor's degree in business administration, finance, accounting, or related discipline

Tools

Moody's Analytics

Job description

Portfolio Manager II, ESOP Finance page is loaded## Portfolio Manager II, ESOP Financelocations: Rosemont, ILtime type: Full timeposted on: Posted Todayjob requisition id: 261861Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol \"WTFC.\"* An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 11 years) and Employee Recommended award by the Globe & Mail (past 6 years)* Competitive pay and annual discretionary bonus eligible* Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company matches and tuition reimbursement to name a few* Family-friendly work hours* Promote from within cultureThe **Portfolio Manager** supports the Middle Market and ESOP Finance team, analyzing commercial business financial statements ranging from $20MM to $500M in revenue and calculating critical credit metrics such as cash flow, leverage, working capital, and collateral coverage. In this role, you will be the point of contact for client relations and maintain a high level of client responsiveness.**What You'll Do*** Manage an assigned portfolio of commercial customers in partnership with the relationship manager* Provide support and oversight of reporting for portfolio management (delinquency, problem loans, exceptions, tickler tracking, etc.) as designated by the CCO* Coordinate collection and review of financial statements, tax returns, covenant compliance certificates, and/or borrowing bases to comply with customers' reporting requirements* Prepare credit packages for annual reviews, renewals, loan requests, portfolio reviews and criticized asset reviews* Structure and underwrite complex commercial loan transactions in an assigned portfolio and new business transactions* Provide credit recommendations to the appropriate level of credit administration in verbal and written settings.* Review and negotiate loan documentation in consultation with legal counsel and ensure renewals and modifications are properly closed* Serve as contact for, provide support of and responses to internal audits, loan review, compliance reviews and regulatory exams for the bank* Comply with all bank policies and procedures as well as applicable state and federal regulations**Qualifications*** Bachelor's degree in business administration, finance, accounting, or related discipline* Minimum 4 years' commercial credit experience including experience in one of the following sectors: corporate banking, middle market; leveraged lending experience preferred* Thorough understanding of risk management and credit mitigants* Knowledge risk ratings analysis, corporate finance and/or research* Strong analytical and financial modeling abilities* Exceptional verbal and written communication skills* Strong interpersonal skills with a proven ability establishing client relationships* Proficiency using Microsoft Office products including advanced Excel modeling skills* Familiarity with Moody's analytics**Benefits**Medical Insurance - Dental - Vision - Life insurance - Accidental death and dismemberment - Short-term and long-term Disability Insurance - Parental Leave - Employee Assistance Program (EAP) - Traditional and Roth 401(k) with company match - Flexible Spending Account (FSA) - Employee Stock Purchase Plan at 5% discount - Critical Illness Insurance - Accident Insurance - Transportation and Commuting Benefits - Banking Benefits - Pet Insurance**Compensation**The estimated salary range for this role is $85,000-$110,000 along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors, such as a candidate's qualifications, skills and experience.From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.