Portfolio Manager I - Credit

Broadway Bank; San Antonio (TX); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Career development programs

Generous paid time off

Employee recognition and events

Free vision insurance

Retirement matching

Tuition reimbursement

Job summary

Broadway Bank in San Antonio, TX is seeking a Portfolio Manager I - Credit to support Commercial, Business, and Private Banking teams. You will oversee daily credit administration, underwriting, and post-closing activities for loan relationships.

You’ll serve as the liaison between Relationship Managers and Credit Administration to ensure timely credit delivery. Responsibilities include underwriting, renewals, portfolio management, and ensuring compliance with bank policies.

Qualifications

• Bachelor's degree required; accounting coursework preferred.
• Minimum 1 year of credit analyst, commercial loan underwriting, or related experience.
• Strong analytical and organizational abilities to manage multiple tasks.

Responsibilities

• Underwrite new and existing credit exposures for clients with commercial opportunities.
• Oversee credit processing of renewals and prospect approvals for timely submissions.
• Manage portfolios by reducing past due loans and monitoring financial covenants.
• Collaborate with Relationship Managers to improve internal processes.
• Monitor CRM reports to align activities with goals and communicate effectively.
• Prepare and review credit documents and portfolio performance reports.
• Identify credit risks and implement mitigations while ensuring regulatory compliance.
• Travel within the bank's geographic area as needed.

Skills

Credit analysis

Decision making

Communication

Time management

Microsoft Office

Bank core systems

Financial spreading

Education

Bachelor's degree

Accounting coursework preferred

Tools

Microsoft Office

Bank core systems

Financial spreading software

Job description

Position: Portfolio Manager I - Credit | Division: Commercial Credit

Work Days: Monday - Friday | Hours of Operation: 8:00am -5:00pm

Why Broadway Bank:

We are one of the largest independently owned banks in Texas with offerings in personal and private banking, wealth management, business banking and mortgage lending.

Position Overview:

The Portfolio Manager I - San Antonio is instrumental in supporting the San Antonio Region's Commercial, Business, and Private Banking Relationship Managers by overseeing the administration of credit relationships. This role is responsible for the daily management, underwriting, and quality control of credit approval, closing, and post-closing processes for existing and potential loan relationships. The Portfolio Manager I serves as the primary liaison between Relationship Managers and Credit Administration to ensure the efficient delivery of credit products to bank clientele.

Essential Functions:

• Directly underwrite new and existing credit exposures for clients with substantial loan commitments across Small Business, Private Banking, and Commercial opportunities.


• Oversee and coordinate the credit processing of less complex renewals and prospect approvals within the Credit Department and Consumer Underwriting department to ensure timely approval and submission.


• Manage Commercial, Business, and Private Banking portfolios by reducing past due loans, ensuring timely renewals, minimizing reporting exceptions, monitoring financial covenants, and addressing collateral exceptions.


• Act as a key team member for assigned Relationship Managers, enhancing internal processes to enable bankers to be more effective externally.


• Actively monitor CRM reports and activities for Relationship Managers to ensure effective coordination, communication, and alignment with goals.


• Prepare and review documentation and reports related to credit management and portfolio performance.


• Maintain professional relationships with clients, addressing inquiries and providing support related to credit products and services.


• Identify and address potential risks related to credit exposure and portfolio performance, implementing necessary mitigations.


• Ensure compliance with internal policies and regulatory requirements in all credit-related activities.


• Perform other duties as assigned to support the efficient operation of the credit administration process.


• This position may require travel within the Bank's geographic area.

Experience & Education:

• Minimum of 1 year of experience as a credit analyst, commercial loan underwriter, assistant relationship manager, or in loan review.


• Proven ability to manage workflow for multiple bankers, meet transactional deadlines, and work independently as well as within a team.


• Bachelor's degree required; an undergraduate degree in Business with at least 12 hours of accounting preferred.

Skills & Qualifications:

• Strong credit analytical skills and organizational abilities to manage multiple tasks effectively.


• Demonstrated independence in decision-making and the ability to work collaboratively within an underwriting team.


• Excellent interpersonal, verbal, and written communication skills.


• Strong time management skills with the ability to prioritize tasks and meet deadlines.


• Proficiency in Microsoft Office products and experience with bank core systems, including financial spreading software.


• Capability to handle complex credit and loan scenarios with minimal supervision.

Other Requirements:

• Requires the ability to lift, carry, push, pull weights or otherwise move objects weighing as much as 10 lbs. on a regular basis and/or for extended periods of time during the workday.


• Occasional overtime or extended hours may be required.

We're a culture that offers resources to benefit your overall health and well-being:

• Career Development and Mentorship Programs


• Generous paid time off, minimum 4 weeks


• Employee recognition, awards, and events


• Free vision insurance


• Retirement matching


• Tuition reimbursement

This job description is not designed to be a comprehensive listing of duties, responsibilities, or activities that are required for this job. Duties, responsibilities, and activities may change at any time with or without notice.

Broadway Bank is proud to be an Equal Opportunity Employer. Broadway Bank is a drug-free and tobacco-free workplace, with a nicotine-free hiring policy. All qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, or other legally protected status. Member FDIC