Portfolio Manager I

Western Alliance Bancorporation; Phoenix (AZ); On-site; USD 90,000 - 120,000; Full time

Benefits offered by this job

Competitive salaries

401k matching program

Medical and dental insurance

Tuition assistance program

Employee volunteer program

Wellness program

Ownership stake in the company

Job summary

Western Alliance Bancorporation seeks a Portfolio Manager I for its Digital Assets Group in CityScape. You will analyze, structure, underwrite, and onboard Blockchain and Digital Asset Business Deposit Accounts, ensuring compliance with bank policies and federal regulations.

You will coordinate with Relationship Managers and senior management to present financing requests, monitor deposit risks, and support regional goals with underwriting excellence and client service.

Qualifications

• 4+ years of portfolio management or similar banking experience.
• Bachelor's degree or equivalent experience required.
• Experience with commercial banking portfolio management is highly preferred.
• Experience with KYC is preferred.
• Experience with digital assets is preferred.
• Knowledge of banking operations, regulatory obligations, credit, and pricing dynamics.

Responsibilities

• Interact with clients to assess credit needs and determine optimal structure.
• Present financing requests to senior management or Loan Committee for approval.
• Coordinate processing of approved loans and ensure adherence to policies.
• Provide superior customer service and proactive follow-up with clients.
• Handle underwriting, portfolio management, and related tasks for new and existing portfolios.

Skills

Portfolio management

Credit analysis

Communication skills

KYC knowledge

Digital assets familiarity

Financial analysis

Education

Bachelor's degree or equivalent experience

Job description

Overview

Portfolio Manager I – Location: CityScape. The Digital Assets Group Portfolio Manager position is responsible for analyzing, structuring, underwriting, and coordinating the onboarding of Blockchain and Digital Asset Business Deposit Accounts in compliance with the Bank's Digital Asset Group policies and procedures. The Portfolio Manager will manage deposits to ensure customer and sector-related risks are responsibly monitored and identified. This position will assist in attaining established Bank, region, and branch goals through active participation in underwriting and closing desirable deposits. The Portfolio Manager is responsible for assuring compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations.

Responsibilities

• Along with the Vice President, Commercial Banker interface with clients in-person, over the phone and email in order to assess their credit needs and determine the best structure and items needed for analysis.
• Gather and analyze necessary information to present along with the Relationship Manager, a financing request to senior management or Loan Committee for approval.
• Coordinate processing of approved loans; ensure loans are processed according to agreement, customer needs and conform to Bank lending policies; obtain sufficient information and/or documentation from customers; assist in solving problems relative to processing and servicing of loans within the Relationship Managers portfolio.
• Reinforce superior customer service through your own example along with appropriate follow-through with involved customers and employees.
• Handle various other underwriting, portfolio management and upkeep tasks and responsibilities related to new loan requests and/or the existing Relationship Managers portfolio.

Qualifications

• 4+ years of related experience in Portfolio Management or similar field, within banking.
• Bachelor's degree or equivalent experience required.
• Experience with Commercial Banking Portfolio Management is highly preferred.
• Experience with KYC (know your customer) is preferred.
• Experience with Digital Assets is preferred.
• Entry level to intermediate knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services.
• Entry level to intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
• Entry level to intermediate knowledge of commercial credit and loan structuring, and pricing dynamics. Credit analyst training completed.
• Intermediate speaking and writing communication skills.

Benefits

We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!

About the company

Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands - Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank - that remain part of the company's heritage, as well as AmeriHome Mortgage, a Western Alliance Bank Company.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email [e-mail] or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

Western Alliance Bancorporation