Portfolio Manager

Southern Bank; Overland Park (KS); On-site; USD 65,000 - 90,000; Full time

Job summary

Southern Bank in Overland Park, KS, is seeking a professional to manage commercial credit relationships and support loan officers on new requests, renewals, and modifications. You will gather financial documents, analyze statements, and present credit packages to lenders.

Ideal candidates bring 2–5 years of lending experience, a business or finance degree, and strong organizational, analytical, and communication skills to help grow the loan portfolio while ensuring compliance with bank

Qualifications

• Bachelor's degree in business or finance; credit/loan experience may be considered in lieu thereof.
• Two to five years' lending experience or commensurate experience.
• Excellent organizational, analytical, and written/oral communication skills.

Responsibilities

• Manage commercial relationships; act as point of contact for borrowers.
• Prepare loan presentations for new requests, modifications and renewals.
• Monitor construction loans in the portfolio; coordinate closings.
• Work with loan coordinators, credit department, and operations.
• Present credit packages to loan committee; help grow the loan portfolio.
• Analyze financial statements and assess creditworthiness for loan structures.

Skills

Organizational skills

Managerial skills

Interpersonal skills

Education

Bachelor's degree in business or finance

Job description

Job Details

Job Location: Overland Park LPO - Overland Park, KS 66211

Position Type: Full Time

PRIMARY PURPOSE OF JOB

Manage commercial credit relationships in support of the assigned loan officer. Work with assigned loan officer on new loan requests, renewals, modifications, collection of financial documents.

EXPECTATIONS OF ALL SOUTHERN BANK TEAM MEMBERS

Southern Bank team members are a family, rooted in the communities we serve and working together to be the best in our industry, utilizing innovative ideas and strong products. The Southern Bank Patch illustrates these ideals.

Ensures the confidentiality of customer non-public personal information and secures information systems to comply with bank regulations.

ESSENTIAL FUNCTIONS AND PERFORMANCE AREAS

• Manage commercial relationships;


• Act as point of contact for borrowers;


• Prepare loan presentations for new requests, modifications and renewals;


• Monitor construction loans in the portfolio;


• Work with loan coordinators on loan closings;


• Work effectively with coordinators, credit department, loan operations;


• Present credit packages to loan committee;


• Work with loan officer to grow the loan portfolio;


• Analyze financial statements, assess creditworthiness, and recommend loan structures;


• Make recommendations to management regarding product improvement or changes;


• Refer depository and other business lines from customer base to the Branch Retail Manager.

Qualifications

The following specifications are general guidelines based on the minimum education and experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.

KNOWLEDGE, SKILLS AND ABILITIES

• Excellent organizational, managerial and interpersonal skills;


• Strong analytical skills; and,


• Excellent oral and written communication skills.

EDUCATION, TRAINING AND EXPERIENCE REQUIREMENTS

• Bachelor's degree in business or finance. (Credit/loan experience may be considered in lieu thereof.); and,


• Two to five years' experience with lending or commensurate experience.

CORE COMPETENCIES

• Family & Trust: Southern Bank team members build relationships based on trust and mutual respect, maintain an inclusive and honest environment and uphold integrity and transparency in all interactions.


• Rooted & Service: Southern Bank team members are committed to serving customers, communities and teams with purpose, professionalism, and respect, while effectively communicating and actively listening to meet their needs.


• Innovation & Strength: Southern Bank team members foster collaboration and continuous improvement, encourage visionary thinking, and strive for excellence to drive the organization forward.


• Self-Motivated: Demonstrating a willingness to commit to one's work and to invest one's time, talent, and best efforts in accomplishing organizational goals.


• Building Customer Loyalty: Effectively meeting customer needs; building productive customer relationships; taking responsibility for customer satisfaction and loyalty.


• Sales Ability/Persuasiveness: Using appropriate interpersonal styles and communication methods to gain acceptance of a product, service, or idea from prospects and clients.