Portfolio Analytics & Strategy Specialist - Retail Data Solutions & Delivery

PNC; Brecksville (OH); Hybrid; USD 91,000 - 203,000; Full time

Benefits offered by this job

Medical coverage

401(k) with match

Paid holidays

Job summary

PNC is seeking a highly analytical Portfolio Analytics & Strategy Specialist for its Retail Data Solutions & Delivery team. You will develop data-driven solutions, work with partners across business and technology, and leverage AI tools to drive strategic decisions in Retail Banking.

The role emphasizes analytical rigor, cloud/data platform proficiency, and collaboration across multiple locations, including OH.

Qualifications

• Experience with large datasets supporting decision-making.
• Proficiency with Python, PySpark, or AWS.
• Familiarity with programming concepts and software development.
• Strong analytical and quantitative problem-solving skills.
• Demonstrated critical and strategic thinking abilities.
• Experience identifying business challenges and data-driven solutions.
• Familiarity with Agile, cloud platforms, and data governance.
• Experience gathering, interpreting, and documenting requirements.
• Strong technical writing and documentation skills.
• Proven experience executing User Acceptance Testing (UAT).
• Experience with Generative AI tools, GitHub, and Copilot.
• Effective communication with business and technical stakeholders.
• Strong organizational, prioritization, and time-management skills.

Responsibilities

• Provide financial and regulatory analytics to support controls over reporting processes.
• Develop analytical methods to assess risk and performance of products.
• Leverage data to improve lending decisions, risk management, and revenue.
• Collaborate with partners to design tests and reporting for portfolio strategies.
• Establish risk appetite policies and governance with Finance and Risk teams.

Skills

Python

PySpark

AWS

Agile

UAT testing

Data analysis

Documentation

Kommunication with stakeholders

Education

Bachelor's degree

Master's degree

PhD

Tools

GitHub

Copilot

Spark

Hadoop

Teradata

Job description

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Portfolio Analytics & Strategy Specialist within PNC's Retail Data Solutions & Delivery organization, you will be based in Pittsburgh, or Philadelphia, PA; Cleveland, or Brecksville, OH; Wilmington, DE; Tyson's Corner, VA; or Washington, D.C.

Job Summary

We are seeking a highly analytical and technically curious Portfolio Analytics & Strategy Specialist to join our Retail Data Solutions & Delivery team. This role will support the development, delivery, and optimization of data-driven solutions that enable strategic decision-making across Retail Banking and related business functions.

The ideal candidate combines strong analytical capabilities with technical proficiency in modern data technologies and cloud-based platforms. This individual will collaborate with business partners, product owners, technology teams, and stakeholders to deliver actionable insights, support data initiatives, perform testing activities, and drive continuous process improvement. Candidates should be comfortable translating business requirements into data solutions while leveraging emerging technologies such as Generative AI and AI-assisted development tools.

Required Qualifications & Skills

• Experience working with large and complex datasets to support business decision-making.
• Proficiency with: Python, PySpark, or AWS
• Familiarity with at least one programming language and software development concepts.
• Strong analytical and quantitative problem-solving skills.
• Demonstrated critical thinking and strategic thinking abilities.
• Experience identifying business challenges and recommending data-driven solutions.
• Familiarity with Agile methodologies, frameworks, or cloud-based technology platforms.
• Experience gathering, interpreting, and documenting business requirements.
• Strong technical writing and documentation skills.
• Proven experience executing and documenting User Acceptance Testing (UAT).
• Experience with: Generative AI tools, GitHub, and Copilot
• Ability to communicate effectively with business and technical stakeholders.
• Strong organizational, prioritization, and time-management skills.

Preferred Qualifications & Skills

• Banking, Retail Banking, Consumer Banking, Financial Services, or FinTech experience.
• Experience with Python (Preferred), Spark (Preferred), Hadoop & Teradata environments.
• Experience with enterprise-scale data warehousing solutions.
• Exposure to data engineering, cloud analytics platforms, and modern data architectures.
• Experience supporting analytics, reporting, and data transformation initiatives.
• Familiarity with data governance, testing frameworks, and data quality controls.
• Experience working within cross-functional Agile delivery teams.

Education & Experience Requirements

Candidates must meet one of the following education and experience combinations:

• Bachelor's Degree and 5+ years of relevant professional experience.
• Master's Degree and 3+ years of relevant professional experience.
• PhD and no prior professional experience required.

Job Description

• Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes. Responsible for running complex business performance, risk and operational analytics. May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products.
• Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions. Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance. Establishes baselines for strategies and tracks actual performance to expectations.
• Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk. Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight.
• Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies. Designs / enhances standard reporting suites for regular product / portfolio reviews.
• Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred Skills

• Analytical Thinking
• Credit Risks
• Data Analytics
• Financial Analysis
• Model Development
• Operational Risks
• Quantitative Models
• Risk Appetite

Competencies

• Analytical Approach
• Banking Products
• Big Data Management and Analytics
• Business Analytics
• Credit Risk
• Mathematics of Financial Instruments
• Operational Risk
• Performance Measurement
• Predictive Analytics
• Pricing Models and Analytics
• Regulatory Environment - Financial Services
• Risk Management Banking

Work Experience

Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Education

Bachelors

Certifications

No Required Certification(s)

Licenses

No Required License(s)

Pay Transparency

Base Salary: $91,000.00 – $202,800.00

Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.

Application Window

Generally, this opening is expected to be posted for two business days from 08/14/2026, although it may be longer with business discretion.

Benefits

• medical/prescription drug coverage (with a Health Savings Account feature)
• dental and vision options
• employee and spouse/child life insurance
• short and long-term disability protection
• 401(k) with PNC match, pension and stock purchase plans
• dependent care reimbursement account
• back-up child/elder care
• adoption, surrogacy, and doula reimbursement
• educational assistance, including select programs fully paid
• a robust wellness program with financial incentives
• maternity and/or parental leave
• up to 11 paid holidays each year
• 9 occasional absence days each year, unless otherwise required by law
• between 15 to 25 vacation days each year, depending on career level
• and years of service

To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com.

Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at [e-mail]. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO)

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

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