Portfolio Analytics & Strategy Analyst Senior - Decision Science

PNC Financial Services Group, Inc.; Pittsburgh (Allegheny County); On-site; USD 86,250 - 158,125; Full time

Job summary

PNC Financial Services Group, Inc. is seeking a Senior Portfolio Analytics & Strategy Analyst within Decision Science in Pittsburgh, OH, or nearby Ohio locations. You will monitor lending portfolios, develop SQL/Python solutions, and deliver data-driven insights to growth and risk teams.

The role emphasizes collaboration with Product, Risk, Technology, and Operations, plus creating automated reports and dashboards. Strong SQL, Python, and communication skills are required.

Qualifications

• Bachelor’s degree in a quantitative field such as data science, statistics, or economics.
• 1–2+ years of analytics experience or completion of an MBA or related graduate degree.
• Strong SQL and Python skills for data analysis and automation.

Responsibilities

• Monitor and analyze lending portfolios across consumer and lending products.
• Develop analytical solutions using SQL and Python to support portfolio management and strategy.
• Query and validate data from enterprise databases to identify trends and risks.
• Evaluate portfolio performance metrics, credit trends, and bad debt outcomes.
• Design and automate recurring reports, dashboards, and monitoring processes.
• Present analytical findings to business leaders and cross-functional stakeholders.

Skills

SQL

Python

Data analysis

JIRA

Confluence

Excel

Tableau

Power BI

Machine Learning

Generative AI

Education

Bachelor’s degree in Data Science, Statistics, Mathematics, Economics, Finance, Analytics, Computer Science, or related quantitative field

MBA or related graduate degree

Job description

## Portfolio Analytics & Strategy Analyst Senior - Decision ScienceApplylocations: PA - Pittsburgh (15222): OH - Brecksville: OH - Strongsville: OH - Cleveland (44114)time type: Full timeposted on: Posted 2 Days Agojob requisition id: R228372# **Position Overview**At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Portfolio Analytics & Strategy Analyst Senior within PNC's Decision Science organization, you will be based in Pittsburgh, PA; Cleveland, Brecksville, or Strongsville, OH. Key Responsibilities: • Monitor and analyze performance of lending portfolios across multiple consumer and lending products. • Develop and maintain analytical solutions using SQL and Python to support portfolio management, strategy development, and decision science initiatives. • Query, validate, and analyze data from enterprise databases to identify trends, opportunities, and emerging risks. • Evaluate portfolio performance metrics, customer behavior, credit trends, and bad debt outcomes. • Support sales, lending, collections, and recovery strategy analysis through data-driven insights. • Partner with Product, Risk, Technology, and Operations teams to understand business objectives and deliver analytical recommendations. • Design and automate recurring reports, dashboards, and monitoring processes. • Present analytical findings and recommendations to business leaders and cross-functional stakeholders. • Participate in portfolio reviews and strategic discussions supporting business growth and risk management objectives. • Contribute to process improvements, automation initiatives, and analytical best practices across the portfolio management organization. Required Qualifications: • Bachelor’s degree in Data Science, Statistics, Mathematics, Economics, Finance, Analytics, Computer Science, or a related quantitative field. • 1-2 years of relevant analytics experience or completion of an MBA or related graduate degree. • Strong hands-on experience with SQL • Writing complex queries • Joins, aggregations, subqueries, and data validation • Understanding relational databases and data structures • Strong programming/coding experience with Python: data analysis and manipulation, data structures, and automation and reporting • Experience analyzing large datasets and developing business insights. • Utilize project management and collaboration tools such as JIRA and Confluence to document requirements, track initiatives, and communicate project progress • Strong analytical and problem-solving skills. • Excellent communication and presentation skills with the ability to explain technical concepts to non-technical audiences. • Ability to collaborate effectively across Product, Risk, Technology, and Operations teams. • Proficiency with Microsoft Excel. Preferred Qualifications: • Experience with Tableau and/or Power BI. • Experience supporting lending, credit, portfolio management, collections, or recovery strategies. • Knowledge of consumer or commercial lending portfolios. • Experience developing or monitoring: Statistical models, Predictive models, and/or Machine learning models • Experience with Generative AI applications and analytics use cases. • Familiarity with model performance monitoring and analytical testing methodologies. • Understanding of risk management and debt analysis.PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.# **Job Description*** Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes. Responsible for running complex business performance, risk and operational analytics. May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products.* Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions. Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance. Establishes baselines for strategies and tracks actual performance to expectations.* Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk. Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight.* Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies. Designs / enhances standard reporting suites for regular product / portfolio reviews.* Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite.PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:* **Customer Focused** - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.* **Managing Risk** - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.# **Qualifications**Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.## **Preferred Skills**Analytical Thinking, Credit Risks, Data Analytics, Financial Analysis, Model Development, Operational Risks, Quantitative Models, Risk Appetite## **Competencies**Analytical Approach, Banking Products, Big Data Management and Analytics, Business Analytics, Credit Risk, Mathematics of Financial Instruments, Operational Risk, Performance Measurement, Predictive Analytics, Pricing Models and Analytics, Regulatory Environment - Financial Services, Risk Management Banking## **Work Experience**Roles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.## **Education**Bachelors## **Certifications**No Required Certification(s)## **Licenses**No Required License(s)# **Pay Transparency**Base Salary: $86,250.00 – $158,125.00Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.# **Application Window**Generally, this opening is expected to be posted for two business days from 07/24/2026, although it may be longer with business discretion.# **Benefits**PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com.# # **Disability Accommodations Statement**If an accommodation is required to participate in the application process, please contact us via email at [e-mail]. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.