Personal Lines - Underwriting Trainee June 2026

The Cincinnati Insurance Companies; Gilbert (AZ); On-site; USD 62,100 - 75,900; Full time

Job summary

The Cincinnati Insurance Companies in Gilbert is seeking an underwriting trainee who will consult agencies, manage territories, and develop key relationships. The pay starts at $33.17 hourly and will convert to $69,000 annually after training. Candidates should have a bachelor's degree or four years of insurance-related experience, alongside strong negotiation and analytical skills. Join our dynamic team to contribute and grow in a diverse and supportive environment offering various benefits.

Qualifications

• An enthusiasm for learning and applying knowledge.
• Strong analytical, problem-solving and decision-making skills.
• Ability to thrive in a fast-paced environment.

Responsibilities

• Consult agencies with sound advice and decisions.
• Manage territories towards profitability and growth.
• Develop relationships with agencies, field associates and home office associates.

Skills

Strong negotiation skills

Relationship-building

Effective listening

Analytical skills

Problem-solving skills

Detail-oriented

Organizational skills

Education

Bachelor's degree

Associate in General Insurance (AINS) designation

Job description

Make a difference with a career in insurance

At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we’re looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person®.

If you’re ready to build productive relationships, collaborate within a diverse team, embrace challenges and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.

Build your future with us

Our Personal Lines department is currently seeking candidates for an underwriting trainee.

The pay rate for this position is $33.17 hourly. The hourly pay rate will convert to $69,000 annually upon successful completion of training. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.

Be Ready To

• Consult agencies with sound advice and decisions that will lead to profit and growth for the agencies and company
• Manage territories toward successful results including profitability, growth and new business
• Develop relationships with agencies, field associates and home office associates to foster a collaborative team approach to agency success

Be Equipped With

• An enthusiasm for learning and applying knowledge
• Strong negotiation skills
• Relationship‑building and effective listening skills
• A business‑minded approach and an interest in seeing work contribute to corporate success
• Strong analytical, problem‑solving and decision‑making skills
• Detail‑oriented skills
• Organizational skills and a devotion to effectively managing time to maximize progress
• Ability to thrive in a fast‑paced environment
• Ability to develop positive relationships with agency personnel and field associates

Bring Education And Experience From

• A bachelor’s degree

OR

• Four or more years of insurance‑related work experience and have earned an Associate in General Insurance (AINS) designation

Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you’re new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional – all while enjoying a meaningful career.

Enjoy Benefits & Amenities

Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities.

Embrace a diverse team

As a relationship‑based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation , gender identity and transgender status ; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. All job applicants have rights under Federal Employment Laws. Please review this information to learn more about those rights.

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