Personal Lines Underwriting Internship - Summer 2027

Auto-Owners Insurance; West Des Moines (IA); On-site; USD 23,000 - 32,000; Full time

Job summary

Auto-Owners Insurance is seeking an Underwriter Intern to learn and apply underwriting concepts, while becoming familiar with policies, forms and endorsements. You will analyze loss experience and risk characteristics, and gain exposure to supporting sections of underwriting.

Strong communication with agents and team members is emphasized. The role targets students in junior or senior year, with a focus on data organization, independent decision making, and building product knowledge through

Qualifications

• Student should be currently enrolled and entering their junior or senior year in college.
• Ability to organize data, multi-task and make decisions independently.
• Above-average communication skills (written and verbal).
• Interest in developing product knowledge through approved educational programs.

Responsibilities

• Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions.
• Become familiar with company policies, manuals, forms and endorsements in order to understand their meaning and use.
• Analyze loss experience, financial conditions and physical characteristics of risks.
• Acquire a working knowledge of supporting sections of the underwriting department.
• Effectively communicate with independent agents and other employees through verbal and/or written means.

Skills

Organizational skills

Independent decision making

Communication

Analytical thinking

Education

Enrolled as college student

Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.

Job Description

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated individual to join our team as an Underwriter Intern.

• Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions.
• Become familiar with company policies, manuals, forms and endorsements in order to understand their meaning and use.
• Analyze loss experience, financial conditions and physical characteristics of risks.
• Acquire a working knowledge of supporting sections of the underwriting department.
• Effectively communicate with independent agents and other employees through verbal and/or written means.

Desired Skills & Experience

• Student should be currently enrolled and entering their junior or senior year in college.
• Ability to organize data, multi-task and make decisions independently.
• Above-average communication skills (written and verbal).
• Ability to resolve complex issues.
• An interest in developing product knowledge through participation in approved educational programs.

Rate of Pay

Rate of pay starts at $20.00 per hour.

Equal Employment Opportunity

Auto-Owners Insurance is an equal opportunity employer.

The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.

Auto-Owners Insurance is a mutual insurance company with a simple human sense approach to business. This means we answer the phone because it's ringing, we treat people like they're people, and we believe the right way is the human way.

Established in 1916 and headquartered in Lansing, Michigan, we currently operate in 26 states.

We partner with independent agencies to sell our products to the communities we serve, and we are consistently acknowledged for our superior customer service.

We are proud to have been ranked among the Fortune 500 every year since 2002.