Personal Lines Account Specialist

Legacy Risk Solutions; Augusta (GA); On-site; USD 48,000 - 64,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k) match

FSA

Life insurance

Disability insurance

Generous PTO

Job summary

Legacy Risk Solutions is seeking a knowledgeable Personal Lines Insurance Marketing Specialist to join our growing team. You will market new and renewal personal insurance business by partnering with Producers, Personal Lines Account Managers, and carrier partners to secure competitive solutions.

The ideal candidate thrives in a fast-paced agency environment, builds strong carrier relationships, and understands personal insurance products, underwriting guidelines, and carrier appetites.

Qualifications

• Strong written and verbal communication skills.
• Experience in personal insurance products and underwriting considerations.
• Experience marketing homeowners, auto, umbrella, and other personal lines.

Responsibilities

• Develop marketing strategies for new and renewal personal insurance accounts.
• Submit underwriting information to carriers to obtain quotes.
• Evaluate proposals and present options to Producers and Account Managers.
• Prepare client proposals with coverage and premium comparisons.
• Coordinate binding of coverage and required documentation.
• Maintain carrier relationships and stay aware of appetites and market trends.
• Support agency growth with accurate and timely marketing services.

Skills

Communication

Organization

Relationship-building

Attention to detail

Multi-tasking

Microsoft Office

Education

High school diploma or equivalent

Associate's or Bachelor's degree preferred

Tools

Applied Epic

Microsoft Office Suite

Job description

About Legacy Risk Solutions

Legacy Risk Solutions is a leading independent insurance agency platform headquartered in Gainesville, Georgia. Through its growing network of agency partners across the Southeast, Legacy provides commercial insurance, employee benefits, personal insurance, and risk management solutions to businesses and individuals. Built on a people-first culture rooted in integrity, growth, and partnership, Legacy combines local expertise with the strength and resources of a larger organization to deliver exceptional service and long-term success for clients, employees, and agency partners.

Job Type

Full-time

Description

About Legacy Risk Solutions

Legacy Risk Solutions is a leading independent insurance agency platform headquartered in Gainesville, Georgia. Through its growing network of agency partners across the Southeast, Legacy provides commercial insurance, employee benefits, personal insurance, and risk management solutions to businesses and individuals. Built on a people-first culture rooted in integrity, growth, and partnership, Legacy combines local expertise with the strength and resources of a larger organization to deliver exceptional service and long-term success for clients, employees, and agency partners.

Position Summary

Legacy Risk Solutions is seeking a knowledgeable and detail-oriented Personal Lines Insurance Marketing Specialist to join our growing team. This role is responsible for marketing new and renewal personal insurance business by partnering with Producers, Personal Lines Account Managers, and carrier partners to secure competitive insurance solutions that meet clients' unique coverage needs.

The ideal candidate thrives in a fast-paced agency environment, enjoys building strong carrier relationships, and has a deep understanding of personal insurance products, underwriting guidelines, and carrier appetites. This individual plays a key role in supporting agency growth by identifying the best coverage options while delivering exceptional internal service.

What You'll Do

• Partner with Producers and Personal Lines Account Managers to develop effective marketing strategies for new and renewal personal insurance accounts.
• Prepare and submit complete underwriting information to carrier partners to obtain competitive quotes for personal insurance products, including homeowners, auto, umbrella, flood, recreational vehicles, and other personal lines coverages.
• Evaluate carrier proposals, coverage options, deductibles, endorsements, exclusions, and underwriting requirements to ensure appropriate insurance recommendations.
• Review firm quotes for accuracy, pricing, and coverage before presenting options to Producers and Account Managers.
• Prepare professional client proposals that clearly communicate coverage options, premium comparisons, and carrier recommendations.
• Coordinate the binding of coverage and ensure timely completion of all required documentation.
• Communicate carrier recommendations, underwriting considerations, and coverage differences to Producers and Account Managers.
• Build and maintain strong relationships with carrier marketing representatives and underwriters to stay informed on carrier appetites, product enhancements, and market trends.
• Participate in carrier meetings, product training, webinars, and continuing education to remain current on industry changes and personal insurance market opportunities.
• Identify opportunities to improve marketing workflows, carrier relationships, and placement strategies.
• Maintain accurate documentation within the agency management system while ensuring compliance with agency standards.
• Support agency growth by delivering responsive, accurate, and timely marketing services that help retain existing clients and win new business.

Requirements

What We're Looking For

• High school diploma or equivalent required; associate's or bachelor's degree preferred.
• Minimum of 2–4 years of personal lines insurance experience within an independent insurance agency.
• Active Property & Casualty (P&C) insurance license preferred or the ability to obtain within a designated timeframe.
• Strong understanding of personal insurance products, underwriting guidelines, carrier appetite, and marketing processes.
• Experience marketing homeowners, personal auto, umbrella, flood, dwelling fire, watercraft, motorcycle, RV, and other personal insurance products preferred.
• Experience working with Applied Epic or similar agency management systems preferred.
• Proficiency in Microsoft Office Suite, including Excel, Word, and Outlook.
• Excellent organizational, analytical, and problem-solving skills with exceptional attention to detail.
• Strong written and verbal communication skills with the ability to build relationships with carriers, producers, and internal business partners.
• Ability to manage multiple priorities and deadlines while maintaining a high level of accuracy.
• Self-motivated, collaborative, and committed to delivering exceptional internal customer service.

Benefits

• Medical, dental, and vision insurance
• 401(k) with company match
• Flexible Spending Account (FSA)
• Life insurance coverage
• Short-term and long-term disability coverage
• Accident and critical illness insurance options
• Generous Paid Time Off (PTO)

Equal Opportunity Employer

Legacy Risk Solutions is an Equal Opportunity Employer. We are committed to creating a diverse and inclusive workplace and welcome applicants from all backgrounds.