Personal Banker II (Financial Services Representative)

Suffolk Federal Credit Union; Miller Place (NY); On-site; USD 45,000 - 60,000; Full time

Benefits offered by this job

Comprehensive health plans

401(k) matching

Work-life balance support

Employee engagement activities

Job summary

Suffolk Federal Credit Union is seeking a Personal Banker II to deliver exceptional service to our members in Miller Place, NY. This role is dedicated to developing relationships and providing financial guidance to both prospective and existing members.

The successful candidate will possess a high school diploma and two years of relevant customer service experience, ideally in banking. Duties include transactional processing, member education about products, and resolving member inquiries. We offer a competitive compensation package and various benefits to support work-life balance.

Qualifications

• Two years of customer service experience, preferably in a banking environment.
• Supervisory and cash handling experience preferred.
• Notary License required or to be obtained within three months of hire.
• NMLS-ID required at time of hire if not already acquired.

Responsibilities

• Deliver exceptional service to current and prospective members.
• Educate members on products and services while identifying cross-sell opportunities.
• Resolve member requests, complaints, and issues effectively.
• Build and deepen relationships generating referral opportunities.

Skills

Communication skills

Customer service expertise

Proficient in confidentiality handling

Mathematical skills

Bilingual proficiency (preferred)

Education

High school diploma or equivalent

Job description

At Suffolk Credit Union, we empower our members and strengthen our community by promoting financial wellness, transparency, and respect. Join us to enjoy comprehensive benefits, including health plans, lifestyle spending accounts, 401(k) matching, and support for work-life balance, along with employee engagement activities and opportunities for community involvement.

Role Overview

Our Personal Banker II’s (Financial Services Representatives) are responsible for delivering exceptional service to both current and prospective Suffolk Credit Union members. In this role, they focus on building and enhancing relationships through strategies such as acquisition, retention, and cross-selling within retail banking. Representatives also identify opportunities for referrals to areas such as consumer lending, commercial lending, mortgage lending, and wealth management. They work collaboratively with cross-functional teams to achieve departmental and Credit Union goals, maintaining a high level of accuracy, reliability, and member satisfaction.

Key Responsibilities

• Deliver exceptional service to all current and prospective members.
• Educate members on Credit Union products, services, and benefits while identifying cross-sell opportunities.
• Resolve member requests, complaints, and issues in a timely and effective manner.
• Build and deepen relationships with members, generating referral opportunities.
• Accurately and efficiently process transactions while maintaining member confidentiality.
• Perform member research and outreach for sales and service purposes, ensuring follow-up for a positive experience.
• Complete new member onboarding and assist with account maintenance and fraud claims.
• Handle daily Personal Banker tasks, including wire transfers, account changes, and check processing.
• Support inbound call centers, digital banking services, and travel to branches as needed.
• Meet or exceed monthly loan goals ethically and in compliance with Credit Union policies and regulations.

Essential Qualifications

Qualified candidates will have a high school diploma or equivalency certification. Two (2) years of customer service, preferably in a banking environment. Supervisory and cash handling experience preferred. Notary License required or to be obtained within three (3) months of hire. NMLS-ID (Mortgage Loan Originator) required and will be provided at time of hire if not already acquired. Bilingual preferred.

• Clear and articulate communication, both orally and in writing.
• Proficient in customer service and handling confidential information with discretion.
• Ability to work effectively with direct supervision and support branch goals.
• Intermediate mathematical skills with knowledge of loan processing procedures.
• Familiarity with credit union products, services, policies, and regulations.
• Understanding of relevant laws and regulations, including Truth in Lending, HMDA, ECOA, and others.

Working Conditions

• Must be able to communicate effectively through speaking and hearing, with visual acuity for reporting and presenting information.
• Occasionally required to lift over 45 lbs., such as supply boxes.
• Occasionally works unusual hours, including Credit Union Days and call nights.
• Must be available to work a flexible schedule, including Saturdays.
• Occasionally required to travel up to 50 miles for business needs.

Suffolk Credit Union provides equal employment opportunities to all applicants and prohibits discrimination of any type on the basis of actual or perceived race, color, creed, religion, national origin, ancestry, citizenship status, age, sex or gender (including pregnancy, childbirth and pregnancy-related conditions), gender identity or expression (including transgender status), sexual orientation, marital status, military service and veteran status, physical or mental disability, genetic information or any other characteristic protected by applicable federal, state or local laws.

The compensation range provided is in compliance with state specific laws. Factors that may be used to determine your actual rate of pay include your specific skills, years of experience, and other qualifications.