Personal Banker II

Citadel Credit Union; Brookhaven (Delaware County); On-site; USD 32,000 - 52,000; Full time

Job summary

Citadel Credit Union is seeking a customer-facing professional to determine the best accounts and services for members, while driving sales through outstanding service. You will handle routine and complex financial transactions, cross-sell credit cards, investments, and loans, and build lasting relationships with members both in person and through outreach efforts.

The role emphasizes accuracy, value, respect, and convenience, with adherence to safety and regulatory standards, and

Qualifications

• 2+ years of sales and face-to-face customer service experience.
• 3+ years of sales and face-to-face customer service experience (preferred).
• Prior financial industry experience (preferred).
• Cash handling experience (preferred).
• NMLS (preferred).
• Notary (preferred).
• PC literacy.
• Ability to navigate multiple software applications.
• Ability to achieve sales goals through outstanding service.
• Strong attention to detail.
• A track record of working effectively in a team environment and building solid relationships.
• Ability to multi-task.
• Excellent communication, judgment, decision-making and problem-solving skills.
• Ability to understand and follow direction.
• Ability to maintain confidentiality, use tact and diplomacy.
• Demonstrate professionalism through dress and demeanor.
• Ability to develop business organically with a strong customer service background.
• Self-motivator who holds themselves accountable for achieving goals.
• Strong technical skills and ability to work with multiple systems such as CEB machines.
• Knowledgeable of Citadel Credit Union products such as mortgages, auto loans, and home equity.

Responsibilities

• Demonstrate courtesy and efficiency with customers, exceeding expectations.
• Recognize opportunities to promote Citadel’s products to meet sales goals.
• Accurately perform financial transactions, including cash handling and counting.
• Offer guided, consultative services to meet customers’ financial goals.
• Meet customers’ needs through multiple channels including in-person, outbound calls, inbound calls, and events.
• Develop and maintain relationships with business partners to maximize sales opportunities.
• Ensure operational and financial safety through sound decision‑making.
• Adhere to Citadel’s policies and applicable laws.
• Understand industry trends, risks, and threats and their impact.
• Interact professionally with coworkers, management, customers, and vendors.

Skills

Customer service

Sales

Communication

Multi-tasking

Attention to detail

Teamwork

Problem solving

Cash handling

Education

High School Diploma

Notary

NMLS

Tools

CEB machines

Cash recyclers

ATMs

Job description

Function

Incumbent will create and manage the customer experience by determining the types of accounts and/or services needed to meet their individual financial needs. Incumbent will drive sales through service by developing a positive customer experience and proactively seeking ways to build and expand customer relationships in order to contribute toward the organization’s success. This customer‑facing role involves assisting customers with a variety of routine and complex financial transactions, including, but not limited to: opening accounts, deposits, withdrawals, and loan applications, as well as cross‑selling other credit union services such as credit cards, investments, insurance and IRA’s. Through quality customer interactions that exceed expectations and are rooted in Citadel Class Service’s guiding principles of Accuracy, Value, Respect and Convenience, the incumbent will establish a solid foundation of trust with each customer, positioning Citadel as the best choice for all banking needs.

Duties and Responsibilities

• Demonstrate a high level of courtesy and efficiency with customers, continuously exceeding expectations and applying Citadel’s Class Service Principles of Accuracy, Convenience, Respect, and Value.
• Recognize opportunities to promote or sell Citadel’s products and services to meet or exceed monthly, quarterly, and semi‑annual sales goals.
• Accurately perform customers’ financial transactions, including cash handling and counting, by hand and using technology such as cash recyclers, ATMs, and inline teller machines.
• Add value to customers by offering guided, consultative services that introduce a variety of products and services designed to accomplish every individual’s financial goals.
• Meet customers’ needs through multiple channels, including in‑person, outbound calling campaigns, inbound call center calls, and community events.
• Develop and maintain relationships with business partners and specialists in other departments to maximize sales opportunities and achieve sales standards.
• Ensure operational and financial safety and soundness through knowledgeable and sound decision‑making.
• Adhere to Citadel’s operational compliance and security policies, as well as applicable state and federal laws.
• Demonstrate strong understanding of industry trends, scams, risks, and threats and how they impact customers and the organization.
• Interact professionally, tactfully, and respectfully with co‑workers, management, customers, and vendors, fostering Citadel’s corporate culture in all actions and words and treating everyone with respect and consideration.
• Meet and comply with all requirements of the SAFE Act, including background checks and obtaining a unique identifier from the NMLS.
• Remain compliant with the Bank Secrecy Act by completing annual BSA training.
• Maintain confidentiality of members’ financial information in a secure manner.
• Ability to work Saturdays.
• Perform other duties as assigned.

Qualifications and Education Requirements

• 2+ years of sales and face‑to‑face customer service experience.
• 3+ years of sales and face‑to‑face customer service experience (preferred).
• Prior financial industry experience (preferred).
• Cash handling experience (preferred).
• NMLS (preferred).
• Notary (preferred).
• PC literacy.
• Ability to navigate multiple software applications.
• Ability to achieve sales goals through outstanding service.
• Strong attention to detail.
• A track record of working effectively in a team environment and building solid relationships.
• Ability to multi‑task.
• Excellent communication, judgment, decision‑making and problem‑solving skills.
• Ability to understand and follow direction.
• Ability to maintain confidentiality, use tact and diplomacy.
• Demonstrate professionalism through dress and demeanor.
• Ability to develop business organically with a strong customer service background.
• Self‑motivator who holds themselves accountable for achieving goals.
• Strong technical skills and ability to work with multiple systems such as CEB machines.
• Knowledgeable of Citadel Credit Union products such as mortgages, auto loans, and home equity.

Education

• High School Diploma or equivalency.

Performance Measurements

Performance metrics will be established each year based on corporate and strategic goals.

Work Environment

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate, and employees may experience swings in work‑related demands placed upon them by members.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job the employee is regularly required to sit, stand, talk and/or hear for extended periods. The employee is occasionally required to walk, stoop, kneel, crouch, or bend. The employee will be regularly required to walk and move fluidly within a retail or corporate office environment. The employee must occasionally lift up to 20 pounds. The position requires close visual acuity, and community events can occur in a variety of locations including indoors, outside, or at local employers who partner with Citadel.

EEO Statement

Citadel is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to status as a protected veteran or a qualified individual with a disability, other protected status, such as race, religion, color, national origin, sex, or age. We maintain a drug‑free workplace and may perform pre‑employment substance‑abuse testing.