Personal Banker

Peoples Security Bank & Trust Company; Northern (KY); Hybrid; USD 32,000 - 42,000; Full time

Job summary

Peoples Security Bank & Trust Company is seeking a Branch Service Associate to support customers in person or virtually and help meet their financial needs within the community. You will handle daily transactions, maintain accuracy, stay compliant with regulations, and collaborate with the sales/service team to connect clients with loans, cash management and other services.

Strong communication, problem-solving, and familiarity with banking products are essential; prior experience 1–2 years

Qualifications

• High school diploma or equivalent required; associate’s degree preferred.
• One to two years of related experience preferred.
• Ability to communicate across channels and provide exceptional service.

Responsibilities

• Processes customer transactions accurately and compliantly.
• Provides excellent customer service and addresses inquiries.
• Assists in branch operations including vault and ATM support.
• Refers customers to partners for deposits, loans, and wealth management.
• Maintains up-to-date knowledge of bank products and services.

Skills

Customer Service

Communication

Problem Solving

Branch Operations

Tech Savvy

Education

High School Diploma or GED

Associate's degree preferred

Tools

Banking Software

Job description

Description

General Responsibilities

Delivers exceptional experience to customers and prospects with a focus on meeting the financial needs of all areas of our community. Capable of supporting clients in-person or virtually. Responsible for working as an active member of the branch office sales/service team and providing support related to the day-to‑day branch operational activities and financial services of the Bank.

Essential Duties

• Performs various duties relating to the Branch as follows:
• Successful Completion of One Bank/One Team/One Brand discipline of collaboration and teamwork in order to achieve bank objectives.
• Processes various customer transactions (checks, deposits, withdrawals, payments, money orders, cashier’s checks, cash advances, etc.) efficiently, accurately, and compliantly.
• Balances cash drawer, night deposits, and balances and services the ATM. Also serves as back-up with vault-related and ancillary operational duties.
• Well-practiced in policy and procedure in order to protect customer and Bank assets at all times. And keeps up-to-date on banking regulation changes to ensure compliance.
• Has high level understanding of Bank’s products and services, including its technology.
• Provides exemplary customer service, fielding questions concerning deposit account and loan activity, fees, etc. Uses available resources to research more complicated matters with assistance, ensuring client concerns are addressed in a timely manner.
• Promptly and effectively refers clients and prospects to the appropriate partner to meet their needs for deposits, loans, cash management, merchant, or wealth management services.

Ancillary Duties

Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re‑designed depending on individual circumstances.

Physical Requirements

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the essential job functions of this position, the employee is regularly required to sit, stand, talk, hear, walk, use hands and fingers, handle or feel objects, and reach with hands and arms. At times required to stoop, kneel, bend, crouch and lift up to 50 pounds. This position requires regular use of a computer.

Peoples Security Bank and Trust Company is an Equal Opportunity Employer

Requirements

Education/Training: A high school diploma or equivalent required. Associate’s degree or General Banking Diploma preferred. Training in customer service, polite and effective communication practices, and relationship building needed.

Skill(s): Must demonstrate ability to communicate across various channels (face‑to‑face, email, video conference, text/chat, social media); good interpersonal relationship skills; strong problem solving skills; possess a sound knowledge of branch transactional tasks and operations; be conversant in bank’s products and services; proficient in use of various types of technology and software.

Experience: A minimum of (1-2) years' experience in a related position normally required.