Per Diem General Liability Adjuster

Sedgwick; Tallahassee (FL); Remote; USD 33,000 - 48,000; Part time

Job summary

Sedgwick is seeking a Per Diem General Liability Adjuster to handle complex automobile, homeowner, and excess liability claims. This remote, part-time position supports the company’s nationwide operations and emphasizes thorough coverage analysis and strategic settlements.

You will work with experienced teams to evaluate damages, interact with defense counsel, and maintain proper reserves, ensuring accurate and timely decisions across multi-state claims.

Qualifications

• Bachelor's degree from an accredited college preferred.
• Eight (8) years of related experience in personal lines claims and coverage letters preferred.
• Strong knowledge of tort theories, legal concepts, negotiation strategies, and litigation management.
• Excellent oral and written communication skills and ability to present effectively.

Responsibilities

• Adjusts complex automobile, homeowner, and excess liability claims.
• Evaluates exposure, coverage, and damages according to contract, company policies, and state laws.
• Manages defense counsel in litigation and complex coverage scenarios.
• Drafts coverage letters including reservation of rights and denials; maintains reserves.
• Collaborates with counsel to plan settlements and trial strategies; monitors discovery process.

Skills

Claims handling

Litigation management

Negotiation

Analytical skills

Communication skills

Teamwork

Legal knowledge

PC proficiency

Education

Bachelor's degree in related field

State adjusting licenses preferred

CPCU / AIC / ARM designation preferred

Tools

Microsoft Office

Job description

Telecommuter TX

Telecommuter NC

Telecommuter FL

Telecommuter AZ

Part time

R76450

By joining Sedgwick, you'll be part of something truly meaningful. It’s what our 33,000 colleagues do every day for people around the world who are facing the unexpected. We invite you to grow your career with us, experience our caring culture, and enjoy work-life balance. Here, there’s no limit to what you can achieve.

Newsweek Recognizes Sedgwick as America’s Greatest Workplaces National Top Companies

Certified as a Great Place to Work®

Fortune Best Workplaces in Financial Services & Insurance

Per Diem General Liability Adjuster

PRIMARY PURPOSE

Handles complex, technically challenging claims on automobile, homeowner, and excess liability policies. Adjusts claims with complex coverage issues involving liability, damages, evidence, or other complex legal issues, while providing an exceptional customer experience.

ESSENTIAL FUNCTIONS and RESPONSIBILITIES

• Adjusts claims that arise on Automobile, Homeowner and Excess Liability policies.
• Develops exposures and evaluates injury claims based on damages, the insurance contract, company policies, and applicable state laws.
• Investigates and evaluates coverage, liability and damages in handling of claims involving serious and catastrophic injuries, coverage, and other legal issues.
• Ensures timely referral of suits to counsel and evaluates changes in exposure through the course of discovery, considering costs and strategic plan of actions to prepare for trial or determine settlement capability.
• Responsible for managing defense counsel in litigation of serious and complex claim, litigated claims as well as complex coverage scenarios; manages defense counsel in litigation of serious and complex claims.
• Formulates effective plans to bring the claims to resolution while focusing on indemnity and expense leakage.
• Evaluates coverage and drafts coverage letters to include both reservation of rights and coverage denials.
• Maintains proper reserves on all pending claims.

ADDITIONAL FUNCTIONS and RESPONSIBILITIES

• Performs other duties as assigned.
• Travel as required

QUALIFICATIONS

Education & Licensing

Bachelor's degree from an accredited college or university preferred. State mandated adjusting licenses as required. Insurance designations such as CPCU, AIC, ARM preferred.

Experience

Eight (8) years of related experience to include experience in personal lines claims, evaluating coverage and drafting coverage letters to include both reservation of rights and coverage denials, or equivalent combination of education and experience required. Experience with commercial lines claims and litigation in multiple states preferred.

Skills & Knowledge

• Exposure to and knowledge of affluent market segment
• Strong knowledge of tort theories, legal concepts, negotiation strategies, and litigation management
• Excellent oral and written communication skills, including presentation skills
• PC literate, including Microsoft Office products
• Analytical and interpretive skills
• Strong organizational skills
• Excellent interpersonal skills
• Excellent negotiating skills
• Ability to create and complete comprehensive, accurate and constructive written reports
• Ability to work in a team environment
• Ability to meet or exceed Performance Competencies

WORK ENVIRONMENT

When applicable and appropriate, consideration will be given to reasonable accommodations.

Mental

Clear and conceptual thinking ability; excellent judgment, troubleshooting, problem solving, analysis, and discretion; ability to handle work-related stress; ability to handle multiple priorities simultaneously; and ability to meet deadlines

Physical

Computer keyboarding, travel as required

Auditory/Visual

Hearing, vision and talking

The statements contained in this document are intended to describe the general nature and level of work being performed by a colleague assigned to this description. They are not intended to constitute a comprehensive list of functions, duties, or local variances. Management retains the discretion to add or to change the duties of the position at any time.

Sedgwick is an Equal Opportunity Employer and a Drug-Free Workplace.

Sedgwick is the world’s leading risk and claims administration partner, which helps clients thrive by navigating the unexpected. The company’s expertise, combined with the most advanced AI-enabled technology available, sets the standard for solutions in claims administration, loss adjusting, benefits administration, and product recall. With over 33,000 colleagues and 10,000 clients across 80 countries, Sedgwick provides unmatched perspective, caring that counts, and solutions for the rapidly changing and complex risk landscape. For more, see sedgwick.com