Payments & Technology Banking Associate

SouthState Bank, N.A.; Atlanta (GA); Sur place; USD 85 000 - 125 000; Plein temps

Résumé du poste

SouthState Bank, N.A. is seeking a Payments Technology Banking professional to help grow deposits and fee income while building strong client relationships nationwide. You will work with risk and compliance partners to underwrite opportunities and support implementation, funding, and ongoing portfolio management.

The role emphasizes cross-functional collaboration, accurate financial analysis, and proactive communication with senior bankers to deliver superior client service.

Qualifications

• Bachelor's degree in Finance, Business, Accounting, Economics or related field.
• Formal bank credit training or risk management experience is a plus.
• Minimum two years in commercial banking, financial services, or treasury/risk roles.

Responsabilités

• Support Payments Technology Banking team to grow deposits and fee income.
• Maximize portfolio profitability through pricing and delivering bank products to a nationwide client base.
• Develop profitable client relationships with risk management and compliance partners.
• Complete financial analysis and underwriting for new and existing client opportunities.
• Coordinate client ACH limits and credit memos for new business initiatives.
• Assist with client implementation requirements and coordination with operations and risk teams.
• Cross-sell treasury services and monitor client financials and compliance status.
• Prepare call notes and assist senior bankers with client meetings and follow-ups.

Connaissances

Relationship management

Credit/risk judgment

Excel proficiency

Organizational skills

Cross-functional collaboration

Financial statement analysis

Leadership and multi-tasking

Formation

Bachelor's degree (Finance/Business/Economics)

Outils

Microsoft Excel

Description du poste

Essential Duties, Responsibilities & Accountabilities

• Support the Payments Technology Banking team to grow deposits and fee income for SouthState Bank. Develop strong working relationship with other members of the Corporate Financial Services teams.
• Meet or exceed annual budget. Maximize portfolio profitability through appropriate pricing and delivery of the Bank's products and services to a nation-wide client base. Payments Technology Banking team services include complex treasury management services (ACH, Disbursement Services, Information Reporting, Card Sponsorship Programs, FBO Account structures) and other corporate banking services.
• Work with line of business head in Payments and Technology as well as risk management / credit administration / compliance partner(s) to develop new profitable Payments Technology Banking client relationships.
• Complete financial analysis and the underwriting and closing of new and existing client opportunities.
• Complete new and existing client ACH limit / credit memos in support of new business initiatives.
• Support new client implementation requirements including document collection, file management and view memos and coordinate with SouthState Operations / Risk Management and Compliance teams as required.
• Work with Payments Technology Banking team members to develop a strong referral / COI network and enhance the Bank's reputation in the marketplace.
• Work with Treasury Services Officer to cross-sell SouthState's treasury services products.
• Portfolio management responsibility to monitor client's financial, operational and compliance status. Review portfolio with cross functional teams (risk management, credit, operations) on a regular basis. Ensure client financials and compliance requirements are received and reviewed in a timely manner.
• Support the bank's strong relationship banking culture through on-going customer contact, call reports, quality customer experience and superior Perform industry analysis and participate in relevant industry related events.
• Regularly & efficiently, communicate successes and challenges to direct manager.
• In depth support for senior bankers for assigned clients, to include meeting prep, participation in client meetings, write call notes, assist with follow up items, among other items
• Comply with all the Bank's compliance requirements including Bank Secrecy Act, OFAC and USA PATRIOT Act.
• Other duties as assigned and management reserves the right to amend job responsibilities as client needs require.

Qualifications, Skills, & Competencies

Education: Minimum Bachelor's degree preferably in Finance, Business, Accounting, Economics or other related field. Formal bank credit training, risk management or equivalent experience is a plus.

Work Experience: Minimum two (2) years of commercial banking, financial services, card services or relevant company experience. Preferably in a portfolio management, treasury services, risk management, auditing or underwriting role.

Skills and Knowledge:

• Strong oral, written and interpersonal relationship management skills
• Sound credit / risk management judgment
• Proficiency with PC software including Microsoft Excel
• Excellent organizational and teamwork skills
• Proven track record of working in a cross-functional environment.
• Knowledge of financial and accounting concepts to evaluate financial models, client audits and operational risks.
• Knowledge in financial statement analysis and understanding of client cash flow cycle and risk management considerations
• Strong organizational and leadership skills with proven ability to multi-task and meet deadlines
• Understanding of Operating and Financial Risk Management

Physical and Mental Demands

To perform this job successfully, an individual must be able to perform each essential duty listed above satisfactorily. The physical demands described below are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform the essential functions. Ability to speak, hear, see and sit; ability to multitask; ability to concentrate, think and learn. The employee may occasionally need to lift and/or up to 15 pounds.

Work Environment

This position is in an office setting that involves everyday risks or discomforts that require normal safety precautions. The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.

Compliance

All employees, officers and directors are to comply with banking and other applicable regulations, bank policies and procedures as well as completing all assigned Compliance and BSA training tailored to their job Description or position.

TRAVEL

Travel may be required to come to meetings as needed.

Work Location: 3475 Piedmont Rd NE Suite 150 & 1900 Atlanta, Georgia 30305

Equal Opportunity Employer, including disabled/veterans.